Last update: Oct 2026

Cost of Living Comparison Between McHenry, IL and San Jose

For one person, living is cheaper in San Jose: $1,924 a month against $2,886 in McHenry, IL, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

McHenry, IL
🇺🇸 United States
$2,886
/mo nomad
San Jose
🇨🇷 Costa Rica
$1,924
/mo nomad
Monthly Cost of Living

How much you'll spend in McHenry, IL and in San Jose

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in McHenry, IL and in San Jose actually costs, broken down by who's living it.

A single person spends $2,886 per month in McHenry, IL vs $1,924 in San Jose, rent included.

  • McHenry, IL $2,886
  • San Jose $1,924

A couple spends around $4,170 per month in McHenry, IL vs $2,926 in San Jose, rent included.

  • McHenry, IL $4,170
  • San Jose $2,926

A family of three spends $5,455 per month in McHenry, IL vs $3,929 in San Jose, rent included.

  • McHenry, IL $5,455
  • San Jose $3,929

McHenry, IL costs about 50% more than San Jose, and outside of rent the biggest gap is in eating out.

Both McHenry, IL and San Jose sit above the global median – McHenry, IL by 113%, San Jose by 42%.

Currency
🍽 Eating Out
McHenry, IL
San Jose
Difference
Meal at Budget Restaurant
$20.39 $20.39
$12.29 ₡5,513
65.91%
Three-Course Dinner for Two, Mid-Range
$65.8 $65.8
$62.3 ₡27.9K
5.60%
Fast Food Meal (McDonalds, etc)
$13.12 $13.12
$11.53 ₡5,171
13.79%
Cappuccino
$5.66 $5.66
$4.35 ₡1,953
30.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.10 $3.10
$2.64 ₡1,183
17.42%
Water (0.33 liter bottle)
$2.53 $2.53
$1.86 ₡836
36.02%
Local Beer (0.5 liter draught)
$7.13 $7.13
$3.32 ₡1,490
114.76%
Imported Beer (0.33 liter bottle)
$8.02 $8.02
$4.52 ₡2,026
77.43%
🛒 Groceries & Markets
McHenry, IL
San Jose
Difference
Milk (1 liter)
$0.93 $0.93
$2.39 ₡1,073
-61.09%
White Bread (500g)
$3.42 $3.42
$3.08 ₡1,381
11.04%
Rice (white) (1kg)
$4.16 $4.16
$2.50 ₡1,119
66.40%
Eggs
$3.79 $3.79
$3.48 ₡1,562
8.91%
Local Cheese (1kg)
$14.74 $14.74
$10.74 ₡4,815
37.24%
Chicken Fillets (1kg)
$13.08 $13.08
$10.32 ₡4,629
26.74%
Beef Round Steak (1kg)
$19.85 $19.85
$14.10 ₡6,325
40.78%
Apples (1kg)
$4.64 $4.64
$5.03 ₡2,256
-7.75%
Banana (1kg)
$1.62 $1.62
$1.59 ₡714
1.89%
Oranges (1kg)
$5.30 $5.30
$4.84 ₡2,171
9.50%
Tomato (1kg)
$4.87 $4.87
$3.96 ₡1,776
22.98%
Potato (1kg)
$2.85 $2.85
$3.76 ₡1,684
-24.20%
Onion (1kg)
$3.03 $3.03
$3.73 ₡1,674
-18.77%
Lettuce (1 head)
$2.16 $2.16
$1.08 ₡485
100.00%
Water (1.5 liter bottle)
$2.38 $2.38
$3.25 ₡1,456
-26.77%
Cigarettes 20 Pack (Marlboro, Camel)
$10.80 $10.80
$5.86 ₡2,627
84.30%
Wine (Bottle)
$15.46 $15.46
$20.28 ₡9,095
-23.77%
Local Beer (0.5 liter bottle)
$2.67 $2.67
$2.90 ₡1,300
-7.93%
Imported Beer (0.33 liter bottle)
$4.56 $4.56
$3.73 ₡1,673
22.25%
🚌 Getting Around
McHenry, IL
San Jose
Difference
One-way Ticket (Public Transport)
$2.29 $2.29
$1.08 ₡486
112.04%
Public Transport Monthly Pass (Regular Price)
-
$65.5 ₡29.4K
-
Taxi Start (Normal Tariff)
$3.98 $3.98
$2.50 ₡1,123
59.20%
Taxi (Normal Tariff) (1km)
$1.97 $1.97
$1.63 ₡732
20.86%
Taxi 1hour Waiting (Normal Tariff)
$43.97 $43.97
$8.71 ₡3,904
404.82%
Gasoline (1 liter)
$1.05 $1.05
$1.58 ₡709
-33.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3K $30.3K
$33.6K ₡15.1M
-9.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$41.7K ₡18.7M
-38.06%
🧾 Monthly Utilities & Internet
McHenry, IL
San Jose
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$273 $273
$93.7 ₡42.0K
191.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.8 $51.8
$35.42 ₡15.9K
46.36%
Internet (50+ Mbps, Unlimited Data)
$82.6 $82.6
$60.0 ₡26.9K
37.77%
🎉 Sport & Entertainment
McHenry, IL
San Jose
Difference
Gym Membership (Monthly)
$44.87 $44.87
$72.6 ₡32.6K
-38.19%
Tennis Court (1 Hour on Weekend)
-
$25.83 ₡11.6K
-
Cinema Ticket
$14.87 $14.87
$7.74 ₡3,471
92.12%
🧸 Childcare & Education
McHenry, IL
San Jose
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,749 $1,749
$1,005 ₡450.9K
73.98%
International Primary School, 1 Child (Yearly)
$23.8K $23.8K
$16.9K ₡7.6M
40.98%
👕👟 Clothing & Footwear
McHenry, IL
San Jose
Difference
Jeans (Levis 501 Or Similar)
$64.8 $64.8
$73.1 ₡32.8K
-11.28%
Summer Dress (H&M, Zara, etc)
$51.4 $51.4
$55.4 ₡24.9K
-7.23%
Sport Shoes (Adidas, Nike)
$107 $107
$128 ₡57.5K
-16.41%
Men's Leather Business Shoes
$122 $122
$130 ₡58.5K
-6.67%
🏠 Accommodation & Living
McHenry, IL
San Jose
Difference
1-bedroom Apartment, City Center (Monthly)
$1,620 $1,620
$932 ₡418.0K
73.76%
1-bedroom Apartment, Outside City Center (Monthly)
$1,452 $1,452
$760 ₡340.8K
91.10%
3-bedroom Apartment, City Center (Monthly)
$2,885 $2,885
$1,922 ₡862.0K
50.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,451 $2,451
$1,276 ₡572.1K
92.14%
Buy Apartment in City Center (m2)
$3,120 $3,120
$2,301 ₡1.0M
35.58%
Buy Apartment Outside City Center (m2)
$2,499 $2,499
$1,833 ₡821.9K
36.34%
💵 Salaries & Financials
McHenry, IL
San Jose
Difference
Average Monthly Net Salary (After Tax)
$7,382 $7,382
$1,029 ₡461.3K
617.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
8.62
-22.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for McHenry, IL: October 19, 2026

Last update for San Jose: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
McHenry, IL
$1.5K
San Jose
$760 47.7% $692
Groceries & Markets
McHenry, IL
$428
San Jose
$403 5.8% $25
Monthly Utilities & Internet
McHenry, IL
$408
San Jose
$189 53.6% $219
Eating Out
McHenry, IL
$345
San Jose
$229 33.6% $116
Clothing & Footwear
McHenry, IL
$155
San Jose
$174 12.2% $19
Sport & Entertainment
McHenry, IL
$75
San Jose
$88 18% $13
Getting Around
McHenry, IL
$23 *
San Jose
$80 250% $57

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,620 in McHenry, IL versus $932 in San Jose. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 618% higher in McHenry, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in McHenry, IL versus $62.0 in San Jose. Monthly groceries follow the same trend: $428 vs $403 – making San Jose the more affordable choice for daily food spending.

Good to know
🇺🇸 McHenry, IL
🇨🇷 San Jose
🕒 Local time
17:21 5:21 PM
16:21 4:21 PM
1 h behind McHenry, IL
🌤 Weather
👥 Population
27,135
342,188 Capital
Exchange rates and currency converter

CRC, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Costa Rican Colón exchange rates as of October 20, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

On the map
Between locations
  • McHenry, IL San Jose 3,630 km ≈ 5 h nonstop flight
From you
  • McHenry, IL
  • San Jose

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
McHenry, IL vs San Jose: Cost of Living - Frequently Asked Questions
Which city is more expensive, McHenry, IL or San Jose?
McHenry, IL costs about 50% more than San Jose, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in McHenry, IL and in San Jose?
For a comfortable life, plan on about $4,328 per month in McHenry, IL and $2,886 in San Jose. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, McHenry, IL or San Jose?
Rent is clearly cheaper in San Jose, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in McHenry, IL and in San Jose?
A mid-range dinner for two costs $66.0 in McHenry, IL and $62.0 in San Jose. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in McHenry, IL or in San Jose?
Groceries cost about 6% more in McHenry, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $2,500/month in McHenry, IL or in San Jose?
A $2,500 monthly budget goes further in San Jose, where all-in costs run around $1,924, than in McHenry, IL at $2,886. In San Jose it covers expenses comfortably, while in McHenry, IL it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, McHenry, IL or San Jose?
For digital nomads, it depends on budget. San Jose costs $1,924 versus $2,886 in McHenry, IL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to McHenry, IL or to San Jose?
If budget matters most, go with San Jose. If higher salaries, better infrastructure, or specific career opportunities are the priority, McHenry, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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