Last update: Oct 2026

Cost of Living Comparison Between Mandalgovi and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Mandalgovi: $634 a month against $855 in Ho Chi Minh City (Saigon), rent and utilities included – about $2,700 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

31

Cost of Living Index in Mandalgovi
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Mandalgovi Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Mandalgovi

🇲🇳 Mongolia

$634

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$855

/mo nomad

Monthly Cost of Living

How much you'll spend in Mandalgovi and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mandalgovi and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $634 in Mandalgovi versus $855 in Ho Chi Minh City (Saigon).

Mandalgovi $634
Ho Chi Minh City (Saigon) $855

Estimated couple costs with rent: $1,056 in Mandalgovi versus $1,400 in Ho Chi Minh City (Saigon).

Mandalgovi $1,056
Ho Chi Minh City (Saigon) $1,400

Monthly costs for a family of three with rent: $1,477 in Mandalgovi versus $1,944 in Ho Chi Minh City (Saigon).

Mandalgovi $1,477
Ho Chi Minh City (Saigon) $1,944

Living in Mandalgovi costs roughly 26% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Mandalgovi 53% lower, Ho Chi Minh City (Saigon) 36% lower.

Meal at Budget Restaurant

$5.72 MNT 20.5K

$1.90 ₫49.1K

201.05%

Three-Course Dinner for Two, Mid-Range

$31.77 MNT 114.2K

$23.32 ₫603.5K

36.23%

Fast Food Meal (McDonalds, etc)

$5.70 MNT 20.5K

$4.67 ₫120.9K

22.06%

Cappuccino

$2.49 MNT 8,944

$1.85 ₫47.9K

34.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 MNT 3,168

$0.56 ₫14.4K

57.14%

Water (0.33 liter bottle)

$0.62 MNT 2,217

$0.34 ₫8,857

82.35%

Local Beer (0.5 liter draught)

$2.33 MNT 8,362

$1.01 ₫26.2K

130.69%

Imported Beer (0.33 liter bottle)

$3.35 MNT 12.0K

$1.69 ₫43.7K

98.22%

Milk (1 liter)

$1.46 MNT 5,236

$1.58 ₫40.8K

-7.59%

White Bread (500g)

$0.98 MNT 3,507

$1.04 ₫27.0K

-5.77%

Rice (white) (1kg)

$2.09 MNT 7,518

$0.99 ₫25.7K

111.11%

Eggs

$2.05 MNT 7,379

$1.60 ₫41.5K

28.12%

Local Cheese (1kg)

$12.58 MNT 45.2K

$12.23 ₫316.6K

2.86%

Chicken Fillets (1kg)

$4.82 MNT 17.3K

$3.54 ₫91.7K

36.16%

Beef Round Steak (1kg)

$7.38 MNT 26.5K

$10.44 ₫270.2K

-29.31%

Apples (1kg)

$3.15 MNT 11.3K

$3.09 ₫79.9K

1.94%

Banana (1kg)

$2.38 MNT 8,555

$1.26 ₫32.5K

88.89%

Oranges (1kg)

$3.82 MNT 13.7K

$1.57 ₫40.6K

143.31%

Tomato (1kg)

$3.04 MNT 10.9K

$1.26 ₫32.5K

141.27%

Potato (1kg)

$0.75 MNT 2,684

$1.17 ₫30.4K

-35.90%

Onion (1kg)

$1.08 MNT 3,878

$1.15 ₫29.7K

-6.09%

Lettuce (1 head)

$1.74 MNT 6,269

$0.72 ₫18.7K

141.67%

Water (1.5 liter bottle)

$0.77 MNT 2,767

$0.54 ₫14.0K

42.59%

Cigarettes 20 Pack (Marlboro, Camel)

$1.69 MNT 6,081

$1.22 ₫31.5K

38.52%

Wine (Bottle)

$10.27 MNT 36.9K

$12.28 ₫317.8K

-16.37%

Local Beer (0.5 liter bottle)

$1.50 MNT 5,403

$0.98 ₫25.4K

53.06%

Imported Beer (0.33 liter bottle)

$1.80 MNT 6,470

$1.49 ₫38.5K

20.81%

One-way Ticket (Public Transport)

$0.28 ₫7,249

Public Transport Monthly Pass (Regular Price)

$11.62 ₫300.8K

Taxi Start (Normal Tariff)

$0.52 MNT 1,863

$0.73 ₫18.9K

-28.77%

Taxi (Normal Tariff) (1km)

$0.55 MNT 1,960

$0.64 ₫16.7K

-14.06%

Taxi 1hour Waiting (Normal Tariff)

$6.30 MNT 22.6K

$3.17 ₫82.0K

98.74%

Gasoline (1 liter)

$1.06 MNT 3,812

$0.95 ₫24.6K

11.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K MNT 95.6M

$30.7K ₫795.6M

-13.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.8K MNT 125.2M

$30.6K ₫791.6M

13.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.9 MNT 251.1K

$102 ₫2.6M

-31.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.74 MNT 27.8K

$5.65 ₫146.1K

36.99%

Internet (50+ Mbps, Unlimited Data)

$13.71 MNT 49.3K

$10.52 ₫272.2K

30.32%

Gym Membership (Monthly)

$25.86 ₫669.2K

Tennis Court (1 Hour on Weekend)

$11.82 ₫305.9K

Cinema Ticket

$4.10 MNT 14.7K

$3.39 ₫87.8K

20.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$809 MNT 2.9M

$438 ₫11.3M

84.89%

International Primary School, 1 Child (Yearly)

$8,442 MNT 30.3M

$23.3K ₫603.1M

-63.78%

Jeans (Levis 501 Or Similar)

$83.4 MNT 299.7K

$51.5 ₫1.3M

61.88%

Summer Dress (H&M, Zara, etc)

$44.82 MNT 161.0K

$34.56 ₫894.3K

29.69%

Sport Shoes (Adidas, Nike)

$105 MNT 377.5K

$91.3 ₫2.4M

15.03%

Men's Leather Business Shoes

$191 MNT 685.9K

$94.9 ₫2.5M

101.11%

1-bedroom Apartment, City Center (Monthly)

$577 ₫14.9M

1-bedroom Apartment, Outside City Center (Monthly)

$292 ₫7.6M

3-bedroom Apartment, City Center (Monthly)

$1,293 ₫33.5M

3-bedroom Apartment, Outside City Center (Monthly)

$717 ₫18.6M

Buy Apartment in City Center (m2)

$4,714 ₫122.0M

Buy Apartment Outside City Center (m2)

$1,882 ₫48.7M

Average Monthly Net Salary (After Tax)

$486 ₫12.6M

20-Year Fixed Mortgage Interest Rate (Annual %)

10.32

8.64

19.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mandalgovi: October 4, 2026

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Mandalgovi

$238 36.7%

Ho Chi Minh City (Saigon)

$206 24.1% 13.6% $32

Clothing & Footwear

Mandalgovi

$191 29.4%

Ho Chi Minh City (Saigon)

$123 14.4% 35.8% $68

Eating Out

Mandalgovi

$117 18.1%

Ho Chi Minh City (Saigon)

$63 7.5% 45.8% $54

Monthly Utilities & Internet

Mandalgovi

$91 14.1%

Ho Chi Minh City (Saigon)

$118 13.9% 29.7% $27

Sport & Entertainment

Mandalgovi

$8.2 * 1.3%

Ho Chi Minh City (Saigon)

$33 3.8% 298% $24

Getting Around

Mandalgovi

$3.3 * 0.5%

Ho Chi Minh City (Saigon)

$17 2% 414% $13

Accommodation & Living

Mandalgovi

- * 0%

Ho Chi Minh City (Saigon)

$292 34.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $32.00 in Mandalgovi vs $23.00 in Ho Chi Minh City (Saigon) for a mid-range dinner for two. Groceries echo the gap at $238 vs $206 per month, with Ho Chi Minh City (Saigon) cheaper across the board.

Good to know

🇲🇳 Mandalgovi

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

20:07 8:07 PM

19:07 7:07 PM

1 h behind Mandalgovi

🌤 Weather

👥 Population

10,888

9,456,700

💱 Currency

Mongolian Tögrög MNT ₮

Vietnamese Dong VND ₫

📈 Exchange rate

10,000 MNT = 2.78 USD

10,000 MNT = 2.48 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

Exchange rates and currency converter

VND, USD, EUR to MNT – Mongolian Tögrög Converter

🇺🇸 United States Dollar ($)

🇲🇳 Mongolian Tögrög (₮)

Mongolian Tögrög exchange rates as of October 10, 2026: 1 USD = 3,593 MNT (10,000 MNT = 2.78 USD). 1 EUR = 4,026 MNT (10,000 MNT = 2.48 EUR).

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 28,999 VND (100,000 VND = 3.45 EUR).

USD to MNT in detail →

On the map

Lowest

Highest

Between locations

Mandalgovi Ho Chi Minh City (Saigon) 3,890 km ≈ 5 h nonstop flight

From you

Mandalgovi
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mandalgovi vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Mandalgovi wins on cost – living expenses run 35% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Mandalgovi the obvious pick if budget is a priority.

You'd need roughly $951 in Mandalgovi and $1,283 in Ho Chi Minh City (Saigon) to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Ho Chi Minh City (Saigon) pay roughly 16% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $634 per month in Mandalgovi versus $855 in Ho Chi Minh City (Saigon) – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $634 in Mandalgovi versus $855 in Ho Chi Minh City (Saigon), a $2,000 budget is realistic in Mandalgovi but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Mandalgovi the clear choice for anyone on this budget.

Both work as nomad bases, but Mandalgovi delivers better value – similar infrastructure at $634 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Mandalgovi hard to pass up.

Safety-wise, Mandalgovi and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mandalgovi gentler on the wallet – expenses run 35% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.