Last update: Oct 2026

Cost of Living Comparison Between Manchester and Carmarthen

For one person, living is cheaper in Carmarthen: $2,382 a month against $2,499 in Manchester, rent and utilities included – about $1,400 less a year. Higher rent and utilities in Manchester outweigh lower spending on other living expenses.

121

Cost of Living Index in Manchester
Learn more

Manchester Living Index
114

Cost of Living Index in Carmarthen
Learn more

Carmarthen Living Index

Jump to prices

Manchester

🇬🇧 United Kingdom

$2,499

/mo nomad

Carmarthen

🇬🇧 United Kingdom

$2,382

/mo nomad

Monthly Cost of Living

How much you'll spend in Manchester and in Carmarthen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Manchester and in Carmarthen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,499 in Manchester versus $2,382 in Carmarthen.

Manchester $2,499
Carmarthen $2,382

Estimated couple costs with rent: $3,623 in Manchester versus $3,134 in Carmarthen.

Manchester $3,623
Carmarthen $3,134

Monthly costs for a family of three with rent: $4,747 in Manchester versus $3,886 in Carmarthen.

Manchester $4,747
Carmarthen $3,886

Living in Manchester is roughly 5% more expensive than in Carmarthen, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Manchester 84% above, Carmarthen 75% above.

Meal at Budget Restaurant

$20.22 £15.11

$23.98 £17.91

-15.68%

Three-Course Dinner for Two, Mid-Range

$86.0 £64.3

$66.6 £49.78

29.09%

Fast Food Meal (McDonalds, etc)

$10.74 £8.02

$9.13 £6.82

17.63%

Cappuccino

$4.68 £3.50

$3.45 £2.58

35.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 £1.82

$2.54 £1.90

-3.94%

Water (0.33 liter bottle)

$1.62 £1.21

$1.64 £1.22

-1.22%

Local Beer (0.5 liter draught)

$7.78 £5.81

$5.46 £4.08

42.49%

Imported Beer (0.33 liter bottle)

$6.70 £5.01

$4.65 £3.47

44.09%

Milk (1 liter)

$1.51 £1.12

$1.56 £1.16

-3.21%

White Bread (500g)

$1.88 £1.41

$1.13 £0.84

66.37%

Rice (white) (1kg)

$1.94 £1.45

$2.01 £1.50

-3.48%

Eggs

$4.08 £3.04

$4.30 £3.22

-5.12%

Local Cheese (1kg)

$9.61 £7.18

$8.06 £6.02

19.23%

Chicken Fillets (1kg)

$8.98 £6.71

$9.51 £7.11

-5.57%

Beef Round Steak (1kg)

$15.41 £11.51

$13.24 £9.89

16.39%

Apples (1kg)

$3.09 £2.31

$3.10 £2.32

-0.32%

Banana (1kg)

$1.58 £1.18

$1.79 £1.34

-11.73%

Oranges (1kg)

$2.95 £2.20

$2.71 £2.03

8.86%

Tomato (1kg)

$3.35 £2.50

$4.12 £3.08

-18.69%

Potato (1kg)

$1.51 £1.13

$2.15 £1.61

-29.77%

Onion (1kg)

$1.35 £1.01

$1.48 £1.11

-8.78%

Lettuce (1 head)

$1.26 £0.94

$1.21 £0.90

4.13%

Water (1.5 liter bottle)

$1.23 £0.92

$2.00 £1.49

-38.50%

Cigarettes 20 Pack (Marlboro, Camel)

$24.05 £17.96

$23.26 £17.38

3.40%

Wine (Bottle)

$10.88 £8.13

$10.49 £7.84

3.72%

Local Beer (0.5 liter bottle)

$2.43 £1.81

$2.80 £2.10

-13.21%

Imported Beer (0.33 liter bottle)

$3.17 £2.37

$3.65 £2.72

-13.15%

One-way Ticket (Public Transport)

$2.73 £2.04

$4.47 £3.34

-38.93%

Public Transport Monthly Pass (Regular Price)

$108 £80.6

$96.9 £72.4

11.31%

Taxi Start (Normal Tariff)

$4.52 £3.37

$3.45 £2.57

31.01%

Taxi (Normal Tariff) (1km)

$2.22 £1.66

$1.63 £1.21

36.20%

Taxi 1hour Waiting (Normal Tariff)

$30.82 £23.03

$26.28 £19.64

17.28%

Gasoline (1 liter)

$2.14 £1.60

$1.90 £1.42

12.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K £28.7K

$38.3K £28.6K

0.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K £29.9K

$41.0K £30.6K

-2.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 £189

$322 £240

-21.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.23 £12.12

$17.31 £12.93

-6.24%

Internet (50+ Mbps, Unlimited Data)

$39.58 £29.57

$39.42 £29.45

0.41%

Gym Membership (Monthly)

$42.67 £31.88

$47.09 £35.18

-9.39%

Tennis Court (1 Hour on Weekend)

$18.05 £13.49

Cinema Ticket

$13.44 £10.04

$13.86 £10.35

-3.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,494 £1,116

$2,291 £1,711

-34.77%

International Primary School, 1 Child (Yearly)

$19.7K £14.7K

$25.6K £19.1K

-22.94%

Jeans (Levis 501 Or Similar)

$83.5 £62.4

$100 £75.0

-16.78%

Summer Dress (H&M, Zara, etc)

$42.97 £32.10

$47.79 £35.70

-10.09%

Sport Shoes (Adidas, Nike)

$95.0 £71.0

$109 £81.5

-12.86%

Men's Leather Business Shoes

$106 £79.1

$99.5 £74.3

6.50%

1-bedroom Apartment, City Center (Monthly)

$1,785 £1,334

$1,235 £923

44.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,222 £913

$1,026 £766

19.14%

3-bedroom Apartment, City Center (Monthly)

$2,930 £2,189

$1,248 £933

134.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,899 £1,419

$1,049 £784

81.02%

Buy Apartment in City Center (m2)

$4,668 £3,487

$5,005 £3,739

-6.74%

Buy Apartment Outside City Center (m2)

$4,397 £3,285

$3,818 £2,852

15.18%

Average Monthly Net Salary (After Tax)

$3,395 £2,536

$1,958 £1,463

73.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.82

4.87

-1.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manchester: October 25, 2026

Last update for Carmarthen: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Manchester

$1.2K 48.9%

Carmarthen

$1K 43.1% 16.1% $196

Eating Out

Manchester

$319 12.8%

Carmarthen

$314 13.2% 1.5% $4.8

Monthly Utilities & Internet

Manchester

$308 12.3%

Carmarthen

$378 15.9% 22.8% $70

Groceries & Markets

Manchester

$299 12%

Carmarthen

$302 12.7% 1.1% $3.2

Clothing & Footwear

Manchester

$147 5.9%

Carmarthen

$160 6.7% 8.9% $13

Getting Around

Manchester

$134 5.4%

Carmarthen

$126 5.3% 6% $8

Sport & Entertainment

Manchester

$70 2.8%

Carmarthen

$75 3.1% 7.5% $5.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,785 in Manchester and $1,235 in Carmarthen. Housing cost is often the main lever when comparing two cities.

Manchester pays 73% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $86 in Manchester vs $67 in Carmarthen. Groceries flip the comparison at $299 vs $302, with Manchester cheaper for home cooking.

Good to know

🇬🇧 Manchester

🇬🇧 Carmarthen

🕒 Local time

10:40 10:40 AM

Same time as Manchester

🌤 Weather

👥 Population

503,100

14,185

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Manchester Carmarthen 230 km

From you

Manchester
Carmarthen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Manchester vs Carmarthen: Cost of Living - Frequently Asked Questions

Carmarthen is about 5% cheaper overall, especially in transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 73% higher in Manchester, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,785 in Manchester versus $1,235 in Carmarthen. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,494 in Manchester versus $2,291 in Carmarthen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Carmarthen – a meal for two runs $67 versus $86 in Manchester. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Carmarthen wins on affordability, Manchester on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.