Last update: Oct 2026

Cost of Living Comparison Between Mallorca and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,619 in Mallorca, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

79

Cost of Living Index in Mallorca
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Mallorca Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Mallorca

🇪🇸 Spain

$1,619

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Mallorca and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mallorca and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,619 in Mallorca versus $915 in Cebu.

Mallorca $1,619
Cebu $915

Estimated couple costs with rent: $2,373 in Mallorca versus $1,418 in Cebu.

Mallorca $2,373
Cebu $1,418

Monthly costs for a family of three with rent: $3,126 in Mallorca versus $1,921 in Cebu.

Mallorca $3,126
Cebu $1,921

Living in Mallorca is roughly 77% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Mallorca is 19% above, Cebu is 33% below.

Meal at Budget Restaurant

$15.33 €13.64

$3.05 ₱192

402.62%

Three-Course Dinner for Two, Mid-Range

$58.7 €52.2

$24.00 ₱1,511

144.46%

Fast Food Meal (McDonalds, etc)

$10.54 €9.37

$3.99 ₱251

164.16%

Cappuccino

$2.22 €1.98

$2.50 ₱157

-11.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 €2.10

$1.54 ₱97.1

53.25%

Water (0.33 liter bottle)

$1.77 €1.57

$0.50 ₱31.37

254.00%

Local Beer (0.5 liter draught)

$3.35 €2.98

$1.78 ₱112

88.20%

Imported Beer (0.33 liter bottle)

$3.54 €3.15

$2.17 ₱136

63.13%

Milk (1 liter)

$1.14 €1.02

$2.00 ₱126

-43.00%

White Bread (500g)

$1.36 €1.21

$1.37 ₱86.2

-0.73%

Rice (white) (1kg)

$1.68 €1.50

$1.03 ₱64.9

63.11%

Eggs

$2.90 €2.58

$2.03 ₱128

42.86%

Local Cheese (1kg)

$13.55 €12.06

$10.20 ₱642

32.84%

Chicken Fillets (1kg)

$8.28 €7.37

$4.45 ₱280

86.07%

Beef Round Steak (1kg)

$14.90 €13.26

$7.67 ₱483

94.26%

Apples (1kg)

$2.44 €2.17

$3.31 ₱208

-26.28%

Banana (1kg)

$2.04 €1.81

$1.46 ₱91.8

39.73%

Oranges (1kg)

$1.97 €1.76

$2.32 ₱146

-15.09%

Tomato (1kg)

$2.64 €2.35

$1.49 ₱94.0

77.18%

Potato (1kg)

$1.73 €1.54

$2.34 ₱147

-26.07%

Onion (1kg)

$2.05 €1.82

$1.94 ₱122

5.67%

Lettuce (1 head)

$1.33 €1.19

$1.16 ₱73.0

14.66%

Water (1.5 liter bottle)

$0.76 €0.68

$0.68 ₱42.89

11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$6.44 €5.73

$2.99 ₱188

115.38%

Wine (Bottle)

$5.79 €5.15

$6.24 ₱393

-7.21%

Local Beer (0.5 liter bottle)

$1.24 €1.11

$1.23 ₱77.3

0.81%

Imported Beer (0.33 liter bottle)

$2.06 €1.84

$1.73 ₱109

19.08%

One-way Ticket (Public Transport)

$1.69 €1.50

$0.23 ₱14.36

634.78%

Public Transport Monthly Pass (Regular Price)

$34.17 €30.39

$12.34 ₱777

176.90%

Taxi Start (Normal Tariff)

$4.11 €3.65

$0.79 ₱49.96

420.25%

Taxi (Normal Tariff) (1km)

$1.21 €1.08

$0.22 ₱13.86

450.00%

Taxi 1hour Waiting (Normal Tariff)

$24.95 €22.20

$4.54 ₱286

449.56%

Gasoline (1 liter)

$1.80 €1.60

$1.32 ₱82.9

36.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K €33.8K

$21.0K ₱1.3M

80.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K €26.8K

$19.4K ₱1.2M

55.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 €122

$119 ₱7,464

15.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.46 €18.20

$14.22 ₱896

43.88%

Internet (50+ Mbps, Unlimited Data)

$31.37 €27.91

$27.47 ₱1,730

14.20%

Gym Membership (Monthly)

$48.42 €43.07

$32.31 ₱2,034

49.86%

Tennis Court (1 Hour on Weekend)

$15.10 €13.43

$6.50 ₱409

132.31%

Cinema Ticket

$9.35 €8.31

$5.40 ₱340

73.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$406 €361

$276 ₱17.4K

47.17%

International Primary School, 1 Child (Yearly)

$8,103 €7,208

$7,866 ₱495.3K

3.02%

Jeans (Levis 501 Or Similar)

$83.1 €73.9

$49.37 ₱3,108

68.30%

Summer Dress (H&M, Zara, etc)

$34.97 €31.11

$24.58 ₱1,548

42.27%

Sport Shoes (Adidas, Nike)

$88.6 €78.8

$76.6 ₱4,825

15.58%

Men's Leather Business Shoes

$106 €94.6

$58.9 ₱3,706

80.73%

1-bedroom Apartment, City Center (Monthly)

$862 €767

$503 ₱31.7K

71.26%

1-bedroom Apartment, Outside City Center (Monthly)

$688 €612

$305 ₱19.2K

126.04%

3-bedroom Apartment, City Center (Monthly)

$1,331 €1,184

$1,075 ₱67.7K

23.81%

3-bedroom Apartment, Outside City Center (Monthly)

$988 €879

$632 ₱39.8K

56.29%

Buy Apartment in City Center (m2)

$3,395 €3,020

$2,870 ₱180.7K

18.31%

Buy Apartment Outside City Center (m2)

$2,283 €2,031

$1,877 ₱118.2K

21.61%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

7.2

-51.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mallorca: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mallorca

$688 42.5%

Cebu

$305 33.3% 55.8% $384

Groceries & Markets

Mallorca

$261 16.1%

Cebu

$210 22.9% 19.8% $52

Eating Out

Mallorca

$221 13.7%

Cebu

$88 9.6% 60.3% $134

Monthly Utilities & Internet

Mallorca

$189 11.7%

Cebu

$160 17.5% 15.2% $29

Clothing & Footwear

Mallorca

$141 8.7%

Cebu

$94 10.3% 33.1% $47

Sport & Entertainment

Mallorca

$67 4.1%

Cebu

$43 4.7% 35.8% $24

Getting Around

Mallorca

$51 3.2%

Cebu

$15 1.7% 70.4% $36

Cost Breakdown

A one-bedroom apartment in the center runs $862 in Mallorca and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $59.0 in Mallorca vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $261 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Mallorca

🇵🇭 Cebu

🕒 Local time

00:17 12:17 AM

06:17 6:17 AM

6 h ahead of Mallorca

🌤 Weather

👥 Population

940,332

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Mallorca Cebu 11,780 km ≈ 15 h nonstop flight

From you

Mallorca
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mallorca vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 77% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,429 in Mallorca and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $862 in Mallorca versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,619 per month in Mallorca versus $915 in Cebu – a 77% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 177% less than in Mallorca. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,619 in Mallorca, a $1,500 budget is realistic in Cebu but tight or insufficient in Mallorca. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Mallorca, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mallorca and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 77% less than in Mallorca. Beyond cost, consider language, visa policies, and how big the international community is in each city.