Last update: Oct 2026

Cost of Living Comparison Between Maiduguri and Cebu

For one person, living is cheaper in Maiduguri: $172 a month against $918 in Cebu, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Maiduguri

🇳🇬 Nigeria

$172

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Maiduguri and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Maiduguri and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $172 in Maiduguri versus $918 in Cebu.

Maiduguri $172
Cebu $918

Estimated couple costs with rent: $288 in Maiduguri versus $1,409 in Cebu.

Maiduguri $288
Cebu $1,409

Monthly costs for a family of three with rent: $403 in Maiduguri versus $1,900 in Cebu.

Maiduguri $403
Cebu $1,900

Living in Maiduguri costs roughly 81% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Maiduguri 87% lower, Cebu 32% lower.

Meal at Budget Restaurant

$0.55 ₦735

$3.09 ₱194

-82.20%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

Fast Food Meal (McDonalds, etc)

$1.90 ₦2,521

$3.92 ₱247

-51.53%

Cappuccino

$0.86 ₦1,138

$2.51 ₱158

-65.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.25 ₦331

$1.59 ₱100

-84.28%

Water (0.33 liter bottle)

$0.18 ₦240

$0.53 ₱33.43

-66.04%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

White Bread (500g)

$1.03 ₦1,368

$1.36 ₱85.4

-24.26%

Rice (white) (1kg)

$1.99 ₦2,643

$1.01 ₱63.5

97.03%

Eggs

$1.76 ₦2,341

$2.03 ₱128

-13.30%

Local Cheese (1kg)

$9.86 ₱621

Chicken Fillets (1kg)

$5.15 ₦6,847

$4.39 ₱277

17.31%

Beef Round Steak (1kg)

$3.97 ₦5,286

$7.60 ₱479

-47.76%

Apples (1kg)

$4.06 ₦5,397

$3.30 ₱208

23.03%

Banana (1kg)

$1.39 ₱87.8

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$1.02 ₦1,360

$1.50 ₱94.3

-32.00%

Potato (1kg)

$1.54 ₦2,045

$2.36 ₱149

-34.75%

Onion (1kg)

$1.02 ₦1,355

$1.90 ₱119

-46.32%

Lettuce (1 head)

$0.42 ₦554

$1.19 ₱74.9

-64.71%

Water (1.5 liter bottle)

$0.31 ₦412

$0.63 ₱39.71

-50.79%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.39 ₦525

$0.25 ₱15.86

56.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$0.25 ₦332

$1.31 ₱82.8

-80.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.04 ₦10.7K

$14.00 ₱882

-42.57%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$8.05 ₦10.7K

$6.65 ₱419

21.05%

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$20.39 ₦27.1K

$49.33 ₱3,106

-58.67%

Summer Dress (H&M, Zara, etc)

$17.78 ₦23.6K

$25.24 ₱1,589

-29.56%

Sport Shoes (Adidas, Nike)

$25.34 ₦33.7K

$77.0 ₱4,846

-67.07%

Men's Leather Business Shoes

$25.13 ₦33.4K

$57.2 ₱3,601

-56.07%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Maiduguri: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Maiduguri

–

Cebu

$309 33.6%

Groceries & Markets

Maiduguri

–

Cebu

$206 22.4%

Monthly Utilities & Internet

Maiduguri

–

Cebu

$162 17.6%

Clothing & Footwear

Maiduguri

–

Cebu

$94 10.2%

Eating Out

Maiduguri

–

Cebu

$88 9.6%

Sport & Entertainment

Maiduguri

–

Cebu

$44 4.8%

Getting Around

Maiduguri

–

Cebu

$16 1.7%

Good to know

🇳🇬 Maiduguri

🇵🇭 Cebu

🕒 Local time

21:00 9:00 PM

04:00 4:00 AM

7 h ahead of Maiduguri

🌤 Weather

👥 Population

1,197,497

964,169

💱 Currency

Nigerian Naira NGN ₦

Philippine Peso PHP ₱

📈 Exchange rate

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,496 NGN (10,000 NGN = 6.69 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Maiduguri Cebu 11,980 km ≈ 15 h nonstop flight

From you

Maiduguri
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Maiduguri vs Cebu: Cost of Living - Frequently Asked Questions

Maiduguri is cheaper overall, especially in groceries, clothing, and eating out. The 434% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $258 in Maiduguri and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 105% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $172 per month in Maiduguri versus $918 in Cebu – a 434% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Maiduguri gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Maiduguri is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Maiduguri and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Maiduguri gentler on the wallet – expenses run 434% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.