😐A single person spends $2,864 per month in Madison, WI vs $2,650 in Victoria, rent included.
😐A couple spends around $4,134 per month in Madison, WI vs $4,005 in Victoria, rent included.
😐A family of three spends $5,405 per month in Madison, WI vs $5,360 in Victoria, rent included.
😐Madison, WI costs about 8% more than Victoria, driven mainly by Groceries & Markets.
📊Both Madison, WI and Victoria sit above the global median – Madison, WI by 114%, Victoria by 98%.
Currency
🍽 Eating Out
Madison, WI
Victoria
Difference
Meal at Budget Restaurant
$15.24$15.24
$18.45CA$25.28
-17.40%
Three-Course Dinner for Two, Mid-Range
$76.3$76.3
$82.4CA$113
-7.49%
Fast Food Meal(McDonalds, etc)
$10.92$10.92
$10.99CA$15.05
-0.64%
Cappuccino
$5.24$5.24
$3.91CA$5.35
34.02%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.61$2.61
$2.34CA$3.20
11.54%
Water(0.33 liter bottle)
$2.34$2.34
$2.02CA$2.77
15.84%
Local Beer(0.5 liter draught)
$6.18$6.18
$5.07CA$6.95
21.89%
Imported Beer(0.33 liter bottle)
$6.82$6.82
$6.66CA$9.12
2.40%
🛒 Groceries & Markets
Madison, WI
Victoria
Difference
Milk(1 liter)
$0.89$0.89
$3.11CA$4.26
-71.38%
White Bread(500g)
$3.72$3.72
$3.18CA$4.36
16.98%
Rice(white)(1kg)
$5.10$5.10
$5.13CA$7.03
-0.58%
Eggs
$3.98$3.98
$4.50CA$6.16
-11.56%
Local Cheese(1kg)
$13.79$13.79
$13.16CA$18.03
4.79%
Chicken Fillets(1kg)
$13.39$13.39
$14.68CA$20.12
-8.79%
Beef Round Steak(1kg)
$16.57$16.57
$15.31CA$20.97
8.23%
Apples(1kg)
$4.46$4.46
$4.52CA$6.19
-1.33%
Banana(1kg)
$1.52$1.52
$1.66CA$2.27
-8.43%
Oranges(1kg)
$5.86$5.86
$4.56CA$6.25
28.51%
Tomato(1kg)
$4.66$4.66
$4.98CA$6.82
-6.43%
Potato(1kg)
$2.61$2.61
$3.89CA$5.33
-32.90%
Onion(1kg)
$2.87$2.87
$3.19CA$4.37
-10.03%
Lettuce(1 head)
$2.03$2.03
$2.67CA$3.66
-23.97%
Water(1.5 liter bottle)
$1.95$1.95
$2.68CA$3.68
-27.24%
Cigarettes 20 Pack(Marlboro, Camel)
$9.96$9.96
$15.67CA$21.47
-36.44%
Wine(Bottle)
$15.75$15.75
$18.62CA$25.51
-15.41%
Local Beer(0.5 liter bottle)
$2.28$2.28
$3.91CA$5.35
-41.69%
Imported Beer(0.33 liter bottle)
$4.83$4.83
$4.36CA$5.97
10.78%
🚌 Getting Around
Madison, WI
Victoria
Difference
One-way Ticket(Public Transport)
$1.96$1.96
$1.88CA$2.58
4.26%
Public Transport Monthly Pass(Regular Price)
$63.1$63.1
$62.0CA$84.9
1.82%
Taxi Start(Normal Tariff)
$4.52$4.52
$2.83CA$3.88
59.72%
Taxi(Normal Tariff)(1km)
$2.23$2.23
$1.34CA$1.84
66.42%
Taxi 1hour Waiting(Normal Tariff)
$42.40$42.40
$33.30CA$45.63
27.33%
Gasoline(1 liter)
$0.85$0.85
$1.36CA$1.86
-37.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.4K$25.4K
$24.9KCA$34.1K
1.98%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K$25.8K
$21.1KCA$28.9K
22.15%
🧾 Monthly Utilities & Internet
Madison, WI
Victoria
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$216$216
$136CA$187
58.32%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$50.2$50.2
$54.0CA$74.0
-7.13%
Internet(50+ Mbps, Unlimited Data)
$74.4$74.4
$71.9CA$98.6
3.38%
🎉 Sport & Entertainment
Madison, WI
Victoria
Difference
Gym Membership(Monthly)
$63.6$63.6
$43.06CA$59.0
47.72%
Tennis Court(1 Hour on Weekend)
$30.07$30.07
$16.53CA$22.65
81.91%
Cinema Ticket
$14.83$14.83
$11.85CA$16.23
25.15%
🧸 Childcare & Education
Madison, WI
Victoria
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,656$1,656
$642CA$879
158.04%
International Primary School, 1 Child(Yearly)
$25.0K$25.0K
$14.0KCA$19.2K
78.35%
👕👟 Clothing & Footwear
Madison, WI
Victoria
Difference
Jeans(Levis 501 Or Similar)
$67.7$67.7
$57.9CA$79.4
16.90%
Summer Dress(H&M, Zara, etc)
$47.64$47.64
$43.62CA$59.8
9.22%
Sport Shoes(Adidas, Nike)
$99.4$99.4
$94.0CA$129
5.69%
Men's Leather Business Shoes
$134$134
$110CA$151
21.67%
🏠 Accommodation & Living
Madison, WI
Victoria
Difference
1-bedroom Apartment, City Center(Monthly)
$1,701$1,701
$1,565CA$2,144
8.69%
1-bedroom Apartment, Outside City Center(Monthly)
$1,438$1,438
$1,398CA$1,915
2.91%
3-bedroom Apartment, City Center(Monthly)
$3,068$3,068
$2,701CA$3,701
13.59%
3-bedroom Apartment, Outside City Center(Monthly)
$2,446$2,446
$2,460CA$3,370
-0.55%
Buy Apartment in City Center(m2)
$4,392$4,392
$5,983CA$8,197
-26.59%
Buy Apartment Outside City Center(m2)
$2,563$2,563
$4,708CA$6,449
-45.56%
💵 Salaries & Financials
Madison, WI
Victoria
Difference
Average Monthly Net Salary(After Tax)
$4,331$4,331
$2,967CA$4,065
45.95%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.55
6.38
2.66%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Madison, WI: April 27, 2026
Last update for Victoria: April 25, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,701 in Madison, WI versus $1,565 in Victoria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 46% higher in Madison, WI, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $76.0 in Madison, WI versus $82.0 in Victoria. Monthly groceries follow the same trend: $416 vs $462 – making Madison, WI the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Madison, WI vs Victoria: Cost of Living - Frequently Asked Questions
How do living costs in Madison, WI and Victoria compare overall?
Monthly costs with rent: $2,864 in Madison, WI, $2,650 in Victoria – roughly 8% apart. Madison, WI costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Madison, WI compared to Victoria?
For a comfortable life, plan on about $4,296 per month in Madison, WI and $3,974 in Victoria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Madison, WI and Victoria?
Rent is clearly cheaper in Victoria, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Madison, WI and Victoria?
Public transport costs about 2% less in Victoria. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Madison, WI and Victoria?
Kindergarten costs $1,656 per month in Madison, WI and $642 in Victoria. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $2,864 in Madison, WI and $2,650 in Victoria. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Madison, WI and Victoria?
It depends on your priorities. Madison, WI has an edge in some lifestyle areas, with costs from $2,650 in Victoria to $2,864 in Madison, WI. Climate, culture, job market, and personal taste all factor in.
Is Madison, WI or Victoria safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Madison, WI and Victoria?
If budget matters most, go with Victoria. If higher salaries, better infrastructure, or specific career opportunities are the priority, Madison, WI makes more sense. Both are solid long-term options with distinct trade-offs.
Madison, WI vs other spots: cost of living compared