Last update: Nov 2026

Cost of Living Comparison Between Madison, WI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,931 in Madison, WI, rent and utilities included – about $19,200 less a year. Rent and utilities account for most of the difference.

140

Cost of Living Index in Madison, WI
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Madison, WI Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Madison, WI

🇺🇸 United States

$2,931

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Madison, WI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Madison, WI and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,931 per month in Madison, WI vs $1,331 in Ubud, Bali, rent included.

Madison, WI $2,931
Ubud, Bali $1,331

A couple spends around $4,224 per month in Madison, WI vs $2,255 in Ubud, Bali, rent included.

Madison, WI $4,224
Ubud, Bali $2,255

A family of three spends $5,517 per month in Madison, WI vs $3,180 in Ubud, Bali, rent included.

Madison, WI $5,517
Ubud, Bali $3,180

Madison, WI costs about 120% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Madison, WI sits 117% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$19.92 $19.92

$3.38 Rp 61.0K

489.35%

Three-Course Dinner for Two, Mid-Range

$65.0 $65.0

$34.65 Rp 626.3K

87.68%

Fast Food Meal (McDonalds, etc)

$13.17 $13.17

$5.57 Rp 100.7K

136.45%

Cappuccino

$5.66 $5.66

$2.62 Rp 47.3K

116.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 $3.02

$1.54 Rp 27.8K

96.10%

Water (0.33 liter bottle)

$2.45 $2.45

$0.64 Rp 11.6K

282.81%

Local Beer (0.5 liter draught)

$6.62 $6.62

$2.67 Rp 48.2K

147.94%

Imported Beer (0.33 liter bottle)

$7.72 $7.72

$4.26 Rp 77.1K

81.22%

Milk (1 liter)

$0.95 $0.95

$1.46 Rp 26.4K

-34.93%

White Bread (500g)

$3.17 $3.17

$2.29 Rp 41.4K

38.43%

Rice (white) (1kg)

$4.18 $4.18

$1.11 Rp 20.0K

276.58%

Eggs

$3.72 $3.72

$2.10 Rp 38.0K

77.14%

Local Cheese (1kg)

$14.49 $14.49

$15.94 Rp 288.1K

-9.10%

Chicken Fillets (1kg)

$12.15 $12.15

$3.88 Rp 70.2K

213.14%

Beef Round Steak (1kg)

$20.36 $20.36

$11.40 Rp 206.1K

78.60%

Apples (1kg)

$4.59 $4.59

$3.55 Rp 64.2K

29.30%

Banana (1kg)

$1.62 $1.62

$1.54 Rp 27.8K

5.19%

Oranges (1kg)

$4.95 $4.95

$2.23 Rp 40.3K

121.97%

Tomato (1kg)

$4.67 $4.67

$1.97 Rp 35.6K

137.06%

Potato (1kg)

$2.61 $2.61

$1.86 Rp 33.6K

40.32%

Onion (1kg)

$2.83 $2.83

$2.42 Rp 43.7K

16.94%

Lettuce (1 head)

$2.08 $2.08

$1.02 Rp 18.5K

103.92%

Water (1.5 liter bottle)

$2.24 $2.24

$0.52 Rp 9,441

330.77%

Cigarettes 20 Pack (Marlboro, Camel)

$10.89 $10.89

$2.20 Rp 39.7K

395.00%

Wine (Bottle)

$15.73 $15.73

$21.79 Rp 393.8K

-27.81%

Local Beer (0.5 liter bottle)

$2.68 $2.68

$2.33 Rp 42.0K

15.02%

Imported Beer (0.33 liter bottle)

$4.40 $4.40

$2.97 Rp 53.7K

48.15%

One-way Ticket (Public Transport)

$1.94 $1.94

$0.25 Rp 4,526

676.00%

Public Transport Monthly Pass (Regular Price)

$65.5 $65.5

$8.17 Rp 147.8K

701.96%

Taxi Start (Normal Tariff)

$3.91 $3.91

$0.44 Rp 7,912

788.64%

Taxi (Normal Tariff) (1km)

$1.96 $1.96

$0.47 Rp 8,458

317.02%

Taxi 1hour Waiting (Normal Tariff)

$44.61 $44.61

$5.60 Rp 101.2K

696.61%

Gasoline (1 liter)

$1.07 $1.07

$0.83 Rp 15.0K

28.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K $30.3K

$24.4K Rp 441.9M

23.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$31.7K Rp 572.9M

-19.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$266 $266

$77.5 Rp 1.4M

243.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.57 $45.57

$6.14 Rp 111.1K

642.18%

Internet (50+ Mbps, Unlimited Data)

$80.5 $80.5

$18.92 Rp 341.9K

325.53%

Gym Membership (Monthly)

$51.6 $51.6

$51.0 Rp 921.7K

1.16%

Tennis Court (1 Hour on Weekend)

$10.12 $10.12

$18.25 Rp 329.8K

-44.55%

Cinema Ticket

$14.70 $14.70

$4.38 Rp 79.2K

235.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,594 $1,594

$492 Rp 8.9M

223.66%

International Primary School, 1 Child (Yearly)

$21.6K $21.6K

$12.2K Rp 220.9M

76.97%

Jeans (Levis 501 Or Similar)

$63.4 $63.4

$45.16 Rp 816.3K

40.39%

Summer Dress (H&M, Zara, etc)

$46.65 $46.65

$34.89 Rp 630.6K

33.71%

Sport Shoes (Adidas, Nike)

$108 $108

$78.3 Rp 1.4M

37.28%

Men's Leather Business Shoes

$121 $121

$77.9 Rp 1.4M

55.71%

1-bedroom Apartment, City Center (Monthly)

$1,723 $1,723

$1,078 Rp 19.5M

59.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,465 $1,465

$665 Rp 12.0M

120.32%

3-bedroom Apartment, City Center (Monthly)

$3,146 $3,146

$3,510 Rp 63.4M

-10.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,438 $2,438

$1,671 Rp 30.2M

45.88%

Buy Apartment in City Center (m2)

$4,429 $4,429

$2,340 Rp 42.3M

89.27%

Buy Apartment Outside City Center (m2)

$2,478 $2,478

$2,236 Rp 40.4M

10.80%

Average Monthly Net Salary (After Tax)

$4,430 $4,430

$166 Rp 3.0M

2563.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

13.78

-50.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Madison, WI: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Madison, WI

$1.5K 50%

Ubud, Bali

$665 50% 54.6% $800

Groceries & Markets

Madison, WI

$416 14.2%

Ubud, Bali

$279 21% 32.9% $137

Monthly Utilities & Internet

Madison, WI

$392 13.4%

Ubud, Bali

$103 7.7% 73.8% $289

Eating Out

Madison, WI

$337 11.5%

Ubud, Bali

$106 8% 68.6% $231

Clothing & Footwear

Madison, WI

$152 5.2%

Ubud, Bali

$106 8% 30.3% $46

Getting Around

Madison, WI

$87 3%

Ubud, Bali

$12 0.9% 86.3% $75

Sport & Entertainment

Madison, WI

$81 2.8%

Ubud, Bali

$60 4.5% 26.2% $21

Cost Breakdown

A central one-bedroom costs $1,723 in Madison, WI versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Madison, WI are about 27 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65 in Madison, WI versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $416 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Madison, WI

🇮🇩 Ubud, Bali

🕒 Local time

08:43 8:43 AM

22:43 10:43 PM

14 h ahead of Madison, WI

🌤 Weather

👥 Population

248,951

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Madison, WI Ubud, Bali 15,480 km ≈ 20 h nonstop flight

From you

Madison, WI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Madison, WI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,931 in Madison, WI, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 55% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,396 per month in Madison, WI and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,723 in Madison, WI.

Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,594 per month in Madison, WI and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,931 in Madison, WI and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,331 versus $2,931 in Madison, WI. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Madison, WI makes more sense. Both are solid long-term options with distinct trade-offs.