Last update: Oct 2026

Cost of Living Comparison Between Maastricht and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,528 in Maastricht, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Maastricht
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Maastricht Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Maastricht

🇳🇱 Netherlands

$2,528

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Maastricht and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Maastricht and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,528 in Maastricht versus $934 in Cebu.

Maastricht $2,528
Cebu $934

Estimated couple costs with rent: $3,646 in Maastricht versus $1,415 in Cebu.

Maastricht $3,646
Cebu $1,415

Monthly costs for a family of three with rent: $4,764 in Maastricht versus $1,896 in Cebu.

Maastricht $4,764
Cebu $1,896

Living in Maastricht is roughly 171% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Maastricht is 89% above, Cebu is 30% below.

Meal at Budget Restaurant

$20.54 €18.33

$3.03 ₱190

577.89%

Three-Course Dinner for Two, Mid-Range

$89.9 €80.3

$23.48 ₱1,473

283.01%

Fast Food Meal (McDonalds, etc)

$12.20 €10.89

$4.09 ₱256

198.29%

Cappuccino

$4.44 €3.96

$2.52 ₱158

76.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.88 €3.47

$1.54 ₱96.9

151.95%

Water (0.33 liter bottle)

$3.14 €2.80

$0.49 ₱30.98

540.82%

Local Beer (0.5 liter draught)

$8.64 €7.71

$1.79 ₱112

382.68%

Imported Beer (0.33 liter bottle)

$5.75 €5.13

$2.26 ₱142

154.42%

Milk (1 liter)

$1.25 €1.11

$1.95 ₱122

-35.90%

White Bread (500g)

$2.51 €2.24

$1.43 ₱89.7

75.52%

Rice (white) (1kg)

$2.73 €2.44

$1.02 ₱63.8

167.65%

Eggs

$4.67 €4.17

$2.06 ₱129

126.70%

Local Cheese (1kg)

$14.86 €13.26

$9.81 ₱615

51.48%

Chicken Fillets (1kg)

$13.86 €12.37

$4.61 ₱289

200.65%

Beef Round Steak (1kg)

$15.76 €14.06

$7.70 ₱483

104.68%

Apples (1kg)

$2.68 €2.39

$3.31 ₱207

-19.03%

Banana (1kg)

$2.43 €2.17

$1.45 ₱90.9

67.59%

Oranges (1kg)

$1.89 €1.69

$2.36 ₱148

-19.92%

Tomato (1kg)

$4.33 €3.86

$1.54 ₱96.4

181.17%

Potato (1kg)

$1.94 €1.74

$2.36 ₱148

-17.80%

Onion (1kg)

$2.40 €2.14

$1.99 ₱125

20.60%

Lettuce (1 head)

$1.33 €1.19

$1.15 ₱72.1

15.65%

Water (1.5 liter bottle)

$0.84 €0.75

$0.67 ₱42.15

25.37%

Cigarettes 20 Pack (Marlboro, Camel)

$13.91 €12.41

$3.00 ₱188

363.67%

Wine (Bottle)

$6.82 €6.09

$6.35 ₱398

7.40%

Local Beer (0.5 liter bottle)

$1.47 €1.31

$1.31 ₱81.9

12.21%

Imported Beer (0.33 liter bottle)

$2.65 €2.37

$1.73 ₱108

53.18%

One-way Ticket (Public Transport)

$3.10 €2.77

$0.25 ₱15.78

1140.00%

Public Transport Monthly Pass (Regular Price)

$89.3 €79.7

$12.65 ₱793

605.93%

Taxi Start (Normal Tariff)

$11.17 €9.96

$0.74 ₱46.32

1409.46%

Taxi (Normal Tariff) (1km)

$3.21 €2.87

$0.21 ₱13.11

1428.57%

Taxi 1hour Waiting (Normal Tariff)

$28.07 €25.05

$4.33 ₱271

548.27%

Gasoline (1 liter)

$2.42 €2.16

$1.33 ₱83.5

81.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.1K €36.7K

$21.8K ₱1.4M

88.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.0K €35.7K

$19.4K ₱1.2M

105.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 €263

$121 ₱7,563

144.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.39 €15.52

$14.45 ₱907

20.35%

Internet (50+ Mbps, Unlimited Data)

$48.97 €43.70

$28.29 ₱1,774

73.10%

Gym Membership (Monthly)

$46.12 €41.16

$32.68 ₱2,050

41.13%

Tennis Court (1 Hour on Weekend)

$28.45 €25.39

$6.39 ₱401

345.23%

Cinema Ticket

$15.59 €13.91

$5.46 ₱342

185.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,245 €1,111

$273 ₱17.1K

355.40%

International Primary School, 1 Child (Yearly)

$11.2K €10.0K

$8,156 ₱511.5K

37.62%

Jeans (Levis 501 Or Similar)

$81.5 €72.7

$49.57 ₱3,109

64.43%

Summer Dress (H&M, Zara, etc)

$38.19 €34.08

$24.87 ₱1,560

53.56%

Sport Shoes (Adidas, Nike)

$113 €101

$76.6 ₱4,804

47.46%

Men's Leather Business Shoes

$129 €115

$59.3 ₱3,717

118.16%

1-bedroom Apartment, City Center (Monthly)

$1,284 €1,145

$506 ₱31.7K

153.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,138 €1,016

$309 ₱19.4K

267.82%

3-bedroom Apartment, City Center (Monthly)

$2,112 €1,885

$1,052 ₱66.0K

100.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,677 €1,496

$619 ₱38.8K

170.91%

Buy Apartment in City Center (m2)

$5,385 €4,805

$2,915 ₱182.9K

84.70%

Buy Apartment Outside City Center (m2)

$3,551 €3,169

$1,867 ₱117.1K

90.18%

Average Monthly Net Salary (After Tax)

$3,251 €2,901

$341 ₱21.4K

853.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

7.2

-38.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Maastricht: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Maastricht

$1.1K 44.8%

Cebu

$309 33.5% 72.8% $829

Monthly Utilities & Internet

Maastricht

$361 14.2%

Cebu

$163 17.7% 54.8% $198

Groceries & Markets

Maastricht

$338 13.3%

Cebu

$210 22.7% 37.7% $127

Eating Out

Maastricht

$337 13.3%

Cebu

$88 9.6% 73.8% $249

Clothing & Footwear

Maastricht

$163 6.4%

Cebu

$95 10.2% 41.9% $68

Getting Around

Maastricht

$129 5.1%

Cebu

$15 1.7% 88% $113

Sport & Entertainment

Maastricht

$77 3%

Cebu

$44 4.7% 43.6% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,284 in Maastricht and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Maastricht pays 853% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Maastricht vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $338 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Maastricht

🇵🇭 Cebu

🕒 Local time

05:12 5:12 AM

11:12 11:12 AM

6 h ahead of Maastricht

🌤 Weather

👥 Population

120,105

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Maastricht Cebu 11,000 km ≈ 14 h nonstop flight

From you

Maastricht
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Maastricht vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 171% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 853% higher in Maastricht, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,284 in Maastricht versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,528 per month in Maastricht versus $934 in Cebu – a 171% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 606% less than in Maastricht. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,528 in Maastricht, a $1,500 budget is realistic in Cebu but tight or insufficient in Maastricht. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Maastricht, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Maastricht and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 171% less than in Maastricht. Beyond cost, consider language, visa policies, and how big the international community is in each city.