Last update: Oct 2026

Cost of Living Comparison Between Luxembourg and Cebu

For one person, living is cheaper in Cebu: $934 a month against $3,297 in Luxembourg, rent and utilities included – about $28,400 less a year. Rent and utilities account for most of the difference.

🇱🇺 Luxembourg
$3,297
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
😐 Solo nomad: Luxembourg is 139.4% more expensive than Cebu without rent, and 253.1% more expensive with rent.
😐 Family of 3: Luxembourg is 159.5% more expensive than Cebu without rent, and 220.6% more expensive with rent.
Currency
🍽 Eating Out
Luxembourg
Cebu
Difference
Meal at Budget Restaurant
$24.94 €22.23
$3.03 ₱191
723.10%
Three-Course Dinner for Two, Mid-Range
$102 €91.4
$23.48 ₱1,476
336.50%
Fast Food Meal (McDonalds, etc)
$14.38 €12.82
$4.09 ₱257
251.59%
Cappuccino
$4.37 €3.90
$2.52 ₱158
73.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.62 €3.23
$1.54 ₱97.2
135.06%
Water (0.33 liter bottle)
$4.01 €3.57
$0.49 ₱31.06
718.37%
Local Beer (0.5 liter draught)
$5.64 €5.03
$1.79 ₱113
215.08%
Imported Beer (0.33 liter bottle)
$6.35 €5.66
$2.26 ₱142
180.97%
🛒 Groceries & Markets
Luxembourg
Cebu
Difference
Milk (1 liter)
$1.66 €1.48
$1.95 ₱122
-14.87%
White Bread (500g)
$2.80 €2.50
$1.43 ₱89.9
95.80%
Rice (white) (1kg)
$3.17 €2.83
$1.02 ₱64.0
210.78%
Eggs
$4.67 €4.17
$2.06 ₱129
126.70%
Local Cheese (1kg)
$20.79 €18.54
$9.81 ₱617
111.93%
Chicken Fillets (1kg)
$14.99 €13.36
$4.61 ₱290
225.16%
Beef Round Steak (1kg)
$26.06 €23.24
$7.70 ₱484
238.44%
Apples (1kg)
$3.24 €2.89
$3.31 ₱208
-2.11%
Banana (1kg)
$2.28 €2.04
$1.45 ₱91.2
57.24%
Oranges (1kg)
$3.22 €2.87
$2.36 ₱148
36.44%
Tomato (1kg)
$4.23 €3.77
$1.54 ₱96.6
174.68%
Potato (1kg)
$2.63 €2.35
$2.36 ₱148
11.44%
Onion (1kg)
$2.23 €1.99
$1.99 ₱125
12.06%
Lettuce (1 head)
$2.08 €1.85
$1.15 ₱72.3
80.87%
Water (1.5 liter bottle)
$1.03 €0.92
$0.67 ₱42.26
53.73%
Cigarettes 20 Pack (Marlboro, Camel)
$7.33 €6.53
$3.00 ₱189
144.33%
Wine (Bottle)
$11.05 €9.85
$6.35 ₱399
74.02%
Local Beer (0.5 liter bottle)
$2.28 €2.03
$1.31 ₱82.1
74.05%
Imported Beer (0.33 liter bottle)
$2.80 €2.50
$1.73 ₱109
61.85%
🚌 Getting Around
Luxembourg
Cebu
Difference
One-way Ticket (Public Transport)
-
$0.25 ₱15.82
-
Public Transport Monthly Pass (Regular Price)
-
$12.65 ₱796
-
Taxi Start (Normal Tariff)
$5.19 €4.62
$0.74 ₱46.44
601.35%
Taxi (Normal Tariff) (1km)
$3.92 €3.50
$0.21 ₱13.15
1766.67%
Taxi 1hour Waiting (Normal Tariff)
$57.0 €50.8
$4.33 ₱272
1215.47%
Gasoline (1 liter)
$1.93 €1.72
$1.33 ₱83.7
45.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9K €27.5K
$21.8K ₱1.4M
41.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K €29.4K
$19.4K ₱1.2M
69.79%
🧾 Monthly Utilities & Internet
Luxembourg
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$302 €269
$121 ₱7,583
150.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.74 €24.74
$14.45 ₱909
91.97%
Internet (50+ Mbps, Unlimited Data)
$59.5 €53.0
$28.29 ₱1,779
110.14%
🎉 Sport & Entertainment
Luxembourg
Cebu
Difference
Gym Membership (Monthly)
$58.5 €52.1
$32.68 ₱2,055
78.92%
Tennis Court (1 Hour on Weekend)
$25.78 €22.99
$6.39 ₱402
303.44%
Cinema Ticket
$16.78 €14.96
$5.46 ₱343
207.33%
🧸 Childcare & Education
Luxembourg
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,490 €1,329
$273 ₱17.2K
445.07%
International Primary School, 1 Child (Yearly)
$16.1K €14.4K
$8,156 ₱512.9K
97.44%
👕👟 Clothing & Footwear
Luxembourg
Cebu
Difference
Jeans (Levis 501 Or Similar)
$105 €93.8
$49.57 ₱3,117
112.25%
Summer Dress (H&M, Zara, etc)
$51.0 €45.47
$24.87 ₱1,564
105.07%
Sport Shoes (Adidas, Nike)
$116 €103
$76.6 ₱4,817
50.95%
Men's Leather Business Shoes
$144 €128
$59.3 ₱3,727
142.85%
🏠 Accommodation & Living
Luxembourg
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,993 €1,777
$506 ₱31.8K
294.13%
1-bedroom Apartment, Outside City Center (Monthly)
$1,769 €1,577
$309 ₱19.5K
471.59%
3-bedroom Apartment, City Center (Monthly)
$3,246 €2,894
$1,052 ₱66.1K
208.67%
3-bedroom Apartment, Outside City Center (Monthly)
$2,682 €2,391
$619 ₱38.9K
333.30%
Buy Apartment in City Center (m2)
$10.8K €9,604
$2,915 ₱183.4K
269.45%
Buy Apartment Outside City Center (m2)
$7,911 €7,054
$1,867 ₱117.4K
323.70%
💵 Salaries & Financials
Luxembourg
Cebu
Difference
Average Monthly Net Salary (After Tax)
$5,542 €4,941
$341 ₱21.5K
1524.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.37
7.2
-53.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Luxembourg: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Luxembourg
$1.8K
Cebu
$309 82.5% $1.5K
Groceries & Markets
Luxembourg
$428
Cebu
$210 50.8% $217
Monthly Utilities & Internet
Luxembourg
$389
Cebu
$163 58% $226
Eating Out
Luxembourg
$366
Cebu
$88 75.9% $278
Clothing & Footwear
Luxembourg
$187
Cebu
$95 49.4% $92
Sport & Entertainment
Luxembourg
$92
Cebu
$44 52.6% $48
Getting Around
Luxembourg
$25 *
Cebu
$15 37.8% $9.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know
🇱🇺 Luxembourg
🇵🇭 Cebu
🕒 Local time
07:01 7:01 AM
13:01 1:01 PM
6 h ahead of Luxembourg
🌤 Weather
👥 Population
672,050
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Luxembourg Cebu 11,040 km ≈ 14 h nonstop flight
From you
  • Luxembourg
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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