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Cost of Living Comparison Between Lugano and Ubud, Bali Cost of Living Comparison Between Lugano and Ubud, Bali

😐 Solo nomad: Lugano is 279.1% more expensive than Ubud, Bali without rent, and 325% more expensive with rent.
😐 Family of 3: Lugano is 259.8% more expensive than Ubud, Bali without rent, and 384% more expensive with rent.
Currency
🍽 Eating Out
Lugano
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.95 CHF 24.91
$2.85 Rp 47.5K
985.96%
Three-Course Dinner for Two, Mid-Range
$182 CHF 147
$12.26 Rp 204.3K
1386.38%
Fast Food Meal (McDonalds, etc)
$18.57 CHF 14.94
$3.28 Rp 54.6K
466.16%
Cappuccino
$4.46 CHF 3.59
$2.3 Rp 38.3K
93.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.96 CHF 3.99
$1.11 Rp 18.5K
346.85%
Water (0.33 liter bottle)
$4.07 CHF 3.27
$0.26 Rp 4,324
1465.38%
Local Beer (0.5 liter draught)
$7.6 CHF 6.11
$2.4 Rp 40K
216.67%
Imported Beer (0.33 liter bottle)
$7.24 CHF 5.83
$3.15 Rp 52.5K
129.84%
🛒 Groceries & Markets
Lugano
Ubud, Bali
Difference
Milk (1 liter)
$2.21 CHF 1.78
$1.49 Rp 24.9K
48.32%
White Bread (500g)
$3.57 CHF 2.88
$1.65 Rp 27.5K
116.36%
Rice (white) (1kg)
$4.76 CHF 3.83
$1.13 Rp 18.9K
321.24%
Eggs
$6.93 CHF 5.57
$2.33 Rp 38.9K
197.42%
Local Cheese (1kg)
$27.47 CHF 22.11
$13.7 Rp 228.3K
100.51%
Chicken Fillets (1kg)
$37.37 CHF 30.08
$3.97 Rp 66.2K
841.31%
Beef Round Steak (1kg)
$46.84 CHF 37.7
$11.22 Rp 187K
317.47%
Apples (1kg)
$3.22 CHF 2.59
$3.48 Rp 57.9K
-7.47%
Banana (1kg)
$1.97 CHF 1.58
$1.5 Rp 25K
31.33%
Oranges (1kg)
$2.6 CHF 2.09
$2.68 Rp 44.6K
-2.99%
Tomato (1kg)
$7.28 CHF 5.86
$1.35 Rp 22.5K
439.26%
Potato (1kg)
$2.17 CHF 1.74
$1.57 Rp 26.2K
38.22%
Onion (1kg)
$2.33 CHF 1.87
$2.1 Rp 34.9K
10.95%
Lettuce (1 head)
$2.58 CHF 2.08
$1.03 Rp 17.1K
150.49%
Water (1.5 liter bottle)
$1.24 CHF 1
$0.57 Rp 9,488
117.54%
Cigarettes 20 Pack (Marlboro, Camel)
$10.97 CHF 8.83
$2.31 Rp 38.5K
374.89%
Wine (Bottle)
$10.65 CHF 8.57
$15.21 Rp 253.5K
-29.98%
Local Beer (0.5 liter bottle)
$2.64 CHF 2.12
$2.49 Rp 41.5K
6.02%
Imported Beer (0.33 liter bottle)
$4.06 CHF 3.27
$2.66 Rp 44.3K
52.63%
🚌 Getting Around
Lugano
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.17 CHF 2.55
$0.29 Rp 4,911
993.10%
Public Transport Monthly Pass (Regular Price)
$89.4 CHF 72
$10.03 Rp 167.1K
791.72%
Taxi Start (Normal Tariff)
$6.63 CHF 5.33
$0.45 Rp 7,480
1373.33%
Taxi (Normal Tariff) (1km)
$4.47 CHF 3.6
$0.34 Rp 5,748
1214.71%
Taxi 1hour Waiting (Normal Tariff)
$62.5 CHF 50.3
$5.97 Rp 99.4K
947.40%
Gasoline (1 liter)
$2.24 CHF 1.81
$0.75 Rp 12.4K
198.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.4K CHF 32.5K
$25.8K Rp 430.2M
56.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.3K CHF 30K
$31.7K Rp 528.9M
17.54%
🧾 Monthly Utilities & Internet
Lugano
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$204 CHF 165
$64.6 Rp 1.1M
216.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74 CHF 59.6
$4.14 Rp 69K
1687.44%
Internet (50+ Mbps, Unlimited Data)
$54.1 CHF 43.52
$23.99 Rp 399.7K
125.39%
🎉 Sport & Entertainment
Lugano
Ubud, Bali
Difference
Gym Membership (Monthly)
$110 CHF 88.7
$23.29 Rp 388.1K
373.12%
Tennis Court (1 Hour on Weekend)
$61 CHF 49.09
$6.19 Rp 103.1K
885.30%
Cinema Ticket
$18.58 CHF 14.95
$3.45 Rp 57.5K
438.55%
🧸 Childcare & Education
Lugano
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,226 CHF 987
$91.9 Rp 1.5M
1233.96%
International Primary School, 1 Child (Yearly)
$35.4K CHF 28.5K
$5,912 Rp 98.5M
498.11%
👕👟 Clothing & Footwear
Lugano
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$123 CHF 98.9
$51.5 Rp 857.6K
138.84%
Summer Dress (H&M, Zara, etc)
$46.98 CHF 37.81
$24.45 Rp 407.3K
92.15%
Sport Shoes (Adidas, Nike)
$131 CHF 105
$84.4 Rp 1.4M
55.10%
Men's Leather Business Shoes
$154 CHF 124
$74.3 Rp 1.2M
106.58%
🏠 Accommodation & Living
Lugano
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,686 CHF 1,357
$261 Rp 4.4M
545.29%
1-bedroom Apartment, Outside City Center (Monthly)
$1,242 CHF 1,000
$160 Rp 2.7M
678.77%
3-bedroom Apartment, City Center (Monthly)
$2,856 CHF 2,298
$585 Rp 9.7M
388.16%
3-bedroom Apartment, Outside City Center (Monthly)
$2,647 CHF 2,130
$328 Rp 5.5M
706.13%
Buy Apartment in City Center (m2)
$20.4K CHF 16.4K
$985 Rp 16.4M
1971.28%
Buy Apartment Outside City Center (m2)
$14.3K CHF 11.5K
$847 Rp 14.1M
1586.48%
💵 Salaries & Financials
Lugano
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,501 CHF 5,232
$178 Rp 3M
3553.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
13.28
-81.17%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugano: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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