Cost of Living Comparison Between Lugano and Ubud, Bali Cost of Living Comparison Between Lugano and Ubud, Bali

😐 Solo nomad: Lugano is 201.2% more expensive than Ubud, Bali without rent, and 120.8% more expensive with rent.
😐 Family of 3: Lugano is 156.9% more expensive than Ubud, Bali without rent, and 99.3% more expensive with rent.
Currency
🍽 Eating Out
Lugano
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.61 CHF 23.91
$3.47 Rp 58.7K
782.13%
Three-Course Dinner for Two, Mid-Range
$181 CHF 141
$32.10 Rp 543.9K
464.30%
Fast Food Meal (McDonalds, etc)
$18.58 CHF 14.51
$4.86 Rp 82.4K
282.30%
Cappuccino
$4.48 CHF 3.50
$2.82 Rp 47.8K
58.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.75 CHF 3.71
$1.37 Rp 23.3K
246.72%
Water (0.33 liter bottle)
$4.02 CHF 3.14
$0.73 Rp 12.4K
450.68%
Local Beer (0.5 liter draught)
$7.53 CHF 5.88
$2.90 Rp 49.1K
159.66%
Imported Beer (0.33 liter bottle)
$7.26 CHF 5.67
$3.92 Rp 66.4K
85.20%
🛒 Groceries & Markets
Lugano
Ubud, Bali
Difference
Milk (1 liter)
$2.25 CHF 1.76
$1.74 Rp 29.5K
29.31%
White Bread (500g)
$3.48 CHF 2.72
$2.44 Rp 41.4K
42.62%
Rice (white) (1kg)
$4.91 CHF 3.83
$1.17 Rp 19.8K
319.66%
Eggs
$6.97 CHF 5.45
$2.35 Rp 39.9K
196.60%
Local Cheese (1kg)
$26.82 CHF 20.95
$14.78 Rp 250.4K
81.46%
Chicken Fillets (1kg)
$36.39 CHF 28.42
$4.25 Rp 72.0K
756.24%
Beef Round Steak (1kg)
$46.96 CHF 36.68
$12.21 Rp 206.9K
284.60%
Apples (1kg)
$3.14 CHF 2.45
$3.72 Rp 63.0K
-15.59%
Banana (1kg)
$1.97 CHF 1.54
$1.56 Rp 26.4K
26.28%
Oranges (1kg)
$2.60 CHF 2.03
$2.69 Rp 45.6K
-3.35%
Tomato (1kg)
$7.60 CHF 5.94
$2.34 Rp 39.6K
224.79%
Potato (1kg)
$2.28 CHF 1.78
$2.00 Rp 33.9K
14.00%
Onion (1kg)
$2.22 CHF 1.73
$2.31 Rp 39.1K
-3.90%
Lettuce (1 head)
$2.58 CHF 2.01
$1.01 Rp 17.2K
155.45%
Water (1.5 liter bottle)
$1.24 CHF 0.97
$0.73 Rp 12.3K
69.86%
Cigarettes 20 Pack (Marlboro, Camel)
$10.80 CHF 8.44
$3.31 Rp 56.2K
226.28%
Wine (Bottle)
$13.06 CHF 10.20
$25.14 Rp 426.0K
-48.05%
Local Beer (0.5 liter bottle)
$2.65 CHF 2.07
$2.90 Rp 49.1K
-8.62%
Imported Beer (0.33 liter bottle)
$4.15 CHF 3.24
$2.77 Rp 47.0K
49.82%
🚌 Getting Around
Lugano
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.15 CHF 2.46
$0.27 Rp 4,546
1066.67%
Public Transport Monthly Pass (Regular Price)
$87.7 CHF 68.5
$8.26 Rp 139.9K
961.99%
Taxi Start (Normal Tariff)
$6.79 CHF 5.30
$0.45 Rp 7,667
1408.89%
Taxi (Normal Tariff) (1km)
$4.40 CHF 3.44
$0.42 Rp 7,159
947.62%
Taxi 1hour Waiting (Normal Tariff)
$62.1 CHF 48.52
$6.26 Rp 106.0K
892.33%
Gasoline (1 liter)
$2.14 CHF 1.67
$0.86 Rp 14.7K
148.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.3K CHF 31.4K
$25.9K Rp 438.7M
55.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.7K CHF 29.5K
$31.9K Rp 540.4M
18.23%
🧾 Monthly Utilities & Internet
Lugano
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$203 CHF 159
$80.8 Rp 1.4M
151.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$71.9 CHF 56.1
$3.98 Rp 67.4K
1705.53%
Internet (50+ Mbps, Unlimited Data)
$53.8 CHF 41.98
$23.55 Rp 399.0K
128.24%
🎉 Sport & Entertainment
Lugano
Ubud, Bali
Difference
Gym Membership (Monthly)
$107 CHF 83.5
$97.3 Rp 1.6M
9.94%
Tennis Court (1 Hour on Weekend)
$62.7 CHF 48.94
$6.42 Rp 108.8K
876.01%
Cinema Ticket
$18.33 CHF 14.32
$4.16 Rp 70.6K
340.62%
🧸 Childcare & Education
Lugano
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,230 CHF 961
$294 Rp 5.0M
318.26%
International Primary School, 1 Child (Yearly)
$35.5K CHF 27.8K
$6,548 Rp 110.9M
442.67%
👕👟 Clothing & Footwear
Lugano
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$123 CHF 96.2
$54.2 Rp 917.8K
127.32%
Summer Dress (H&M, Zara, etc)
$47.97 CHF 37.46
$37.95 Rp 643.0K
26.40%
Sport Shoes (Adidas, Nike)
$133 CHF 104
$88.1 Rp 1.5M
50.79%
Men's Leather Business Shoes
$152 CHF 119
$78.1 Rp 1.3M
94.52%
🏠 Accommodation & Living
Lugano
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,686 CHF 1,317
$995 Rp 16.9M
69.44%
1-bedroom Apartment, Outside City Center (Monthly)
$1,249 CHF 976
$668 Rp 11.3M
87.08%
3-bedroom Apartment, City Center (Monthly)
$2,789 CHF 2,178
$3,391 Rp 57.5M
-17.75%
3-bedroom Apartment, Outside City Center (Monthly)
$2,654 CHF 2,073
$2,080 Rp 35.2M
27.62%
Buy Apartment in City Center (m2)
$17.7K CHF 13.8K
$3,037 Rp 51.5M
482.26%
Buy Apartment Outside City Center (m2)
$13.3K CHF 10.4K
$2,378 Rp 40.3M
460.53%
💵 Salaries & Financials
Lugano
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,824 CHF 5,330
$180 Rp 3.0M
3701.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
13.28
-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugano: February 28, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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