Cost of Living Comparison Between Lugano and Ubud, Bali Cost of Living Comparison Between Lugano and Ubud, Bali

😐 Solo nomad: Lugano is 162.1% more expensive than Ubud, Bali without rent, and 119% more expensive with rent.

😐 Family of 3: Lugano is 246.4% more expensive than Ubud, Bali without rent, and 102.6% more expensive with rent.

Meal at Budget Restaurant

$30.76 CHF 24.70

$3.43 Rp 58.1K

796.79%

Three-Course Dinner for Two, Mid-Range

$186 CHF 149

$32.70 Rp 553.4K

468.01%

Fast Food Meal (McDonalds, etc)

$18.72 CHF 15.04

$5.04 Rp 85.2K

271.43%

Cappuccino

$4.27 CHF 3.43

$2.85 Rp 48.2K

49.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.90 CHF 3.93

$1.34 Rp 22.8K

265.67%

Water (0.33 liter bottle)

$4.17 CHF 3.35

$0.75 Rp 12.6K

456.00%

Local Beer (0.5 liter draught)

$7.32 CHF 5.88

$2.90 Rp 49.1K

152.41%

Imported Beer (0.33 liter bottle)

$7.49 CHF 6.02

$3.94 Rp 66.7K

90.10%

Milk (1 liter)

$2.24 CHF 1.80

$1.80 Rp 30.5K

24.44%

White Bread (500g)

$3.43 CHF 2.75

$2.55 Rp 43.2K

34.51%

Rice (white) (1kg)

$4.74 CHF 3.81

$1.19 Rp 20.2K

298.32%

Eggs

$6.68 CHF 5.37

$2.42 Rp 40.9K

176.03%

Local Cheese (1kg)

$26.86 CHF 21.57

$14.38 Rp 243.4K

86.79%

Chicken Fillets (1kg)

$36.55 CHF 29.35

$4.21 Rp 71.2K

768.17%

Beef Round Steak (1kg)

$46.84 CHF 37.61

$11.88 Rp 201.0K

294.28%

Apples (1kg)

$3.24 CHF 2.60

$3.71 Rp 62.8K

-12.67%

Banana (1kg)

$1.93 CHF 1.55

$1.56 Rp 26.4K

23.72%

Oranges (1kg)

$2.49 CHF 2.00

$2.77 Rp 46.9K

-10.11%

Tomato (1kg)

$7.40 CHF 5.94

$2.22 Rp 37.6K

233.33%

Potato (1kg)

$2.21 CHF 1.77

$1.99 Rp 33.8K

11.06%

Onion (1kg)

$2.31 CHF 1.86

$2.29 Rp 38.8K

0.87%

Lettuce (1 head)

$2.57 CHF 2.07

$1.01 Rp 17.1K

154.46%

Water (1.5 liter bottle)

$1.24 CHF 0.99

$0.78 Rp 13.3K

58.97%

Cigarettes 20 Pack (Marlboro, Camel)

$11.09 CHF 8.91

$3.17 Rp 53.6K

249.84%

Wine (Bottle)

$12.70 CHF 10.20

$23.70 Rp 401.1K

-46.41%

Local Beer (0.5 liter bottle)

$2.57 CHF 2.06

$2.78 Rp 47.0K

-7.55%

Imported Beer (0.33 liter bottle)

$4.17 CHF 3.35

$2.75 Rp 46.5K

51.64%

One-way Ticket (Public Transport)

$3.15 CHF 2.53

$0.27 Rp 4,514

1066.67%

Public Transport Monthly Pass (Regular Price)

$88.0 CHF 70.7

$8.14 Rp 137.7K

981.33%

Taxi Start (Normal Tariff)

$6.61 CHF 5.31

$0.45 Rp 7,609

1368.89%

Taxi (Normal Tariff) (1km)

$4.37 CHF 3.51

$0.42 Rp 7,192

940.48%

Taxi 1hour Waiting (Normal Tariff)

$62.3 CHF 50.1

$6.18 Rp 104.6K

908.58%

Gasoline (1 liter)

$2.17 CHF 1.74

$0.80 Rp 13.5K

171.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.7K CHF 31.9K

$26.2K Rp 443.1M

51.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K CHF 29.8K

$31.6K Rp 534.8M

17.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 CHF 165

$80.7 Rp 1.4M

154.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.5 CHF 58.2

$4.12 Rp 69.8K

1659.71%

Internet (50+ Mbps, Unlimited Data)

$53.6 CHF 43.07

$23.70 Rp 401.0K

126.33%

Gym Membership (Monthly)

$110 CHF 88.7

$96.9 Rp 1.6M

13.98%

Tennis Court (1 Hour on Weekend)

$61.7 CHF 49.50

$6.29 Rp 106.4K

880.13%

Cinema Ticket

$18.80 CHF 15.10

$4.11 Rp 69.5K

357.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,210 CHF 972

$298 Rp 5.0M

305.68%

International Primary School, 1 Child (Yearly)

$35.5K CHF 28.5K

$6,540 Rp 110.7M

442.41%

Jeans (Levis 501 Or Similar)

$123 CHF 98.7

$53.4 Rp 904.2K

130.00%

Summer Dress (H&M, Zara, etc)

$48.30 CHF 38.78

$38.33 Rp 648.6K

26.01%

Sport Shoes (Adidas, Nike)

$135 CHF 108

$86.4 Rp 1.5M

56.00%

Men's Leather Business Shoes

$152 CHF 122

$78.9 Rp 1.3M

92.95%

1-bedroom Apartment, City Center (Monthly)

$1,675 CHF 1,345

$1,015 Rp 17.2M

64.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,233 CHF 990

$669 Rp 11.3M

84.51%

3-bedroom Apartment, City Center (Monthly)

$2,849 CHF 2,288

$3,348 Rp 56.7M

-14.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,645 CHF 2,124

$2,114 Rp 35.8M

25.17%

Buy Apartment in City Center (m2)

$18.6K CHF 14.9K

$3,020 Rp 51.1M

514.38%

Buy Apartment Outside City Center (m2)

$13.7K CHF 11.0K

$2,334 Rp 39.5M

488.07%

Average Monthly Net Salary (After Tax)

$6,541 CHF 5,253

$178 Rp 3.0M

3566.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugano: January 13, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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