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Cost of Living Comparison Between Lugano and Chiang Mai Cost of Living Comparison Between Lugano and Chiang Mai

😐 Solo nomad: Lugano is 211.3% more expensive than Chiang Mai without rent, and 261.8% more expensive with rent.
😐 Family of 3: Lugano is 276.2% more expensive than Chiang Mai without rent, and 315.3% more expensive with rent.
Currency
🍽 Eating Out
Lugano
Chiang Mai
Difference
Meal at Budget Restaurant
$30.76 CHFΒ 24.70
$1.97 ΰΈΏ62.0
1461.42%
Three-Course Dinner for Two, Mid-Range
$186 CHFΒ 149
$18.68 ΰΈΏ587
894.33%
Fast Food Meal (McDonalds, etc)
$18.72 CHFΒ 15.04
$7.92 ΰΈΏ249
136.36%
Cappuccino
$4.27 CHFΒ 3.43
$2.02 ΰΈΏ63.7
111.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.90 CHFΒ 3.93
$0.84 ΰΈΏ26.45
483.33%
Water (0.33 liter bottle)
$4.17 CHFΒ 3.35
$0.35 ΰΈΏ11.07
1091.43%
Local Beer (0.5 liter draught)
$7.32 CHFΒ 5.88
$2.22 ΰΈΏ69.9
229.73%
Imported Beer (0.33 liter bottle)
$7.49 CHFΒ 6.02
$3.59 ΰΈΏ113
108.64%
πŸ›’ Groceries & Markets
Lugano
Chiang Mai
Difference
Milk (1 liter)
$2.24 CHFΒ 1.80
$1.67 ΰΈΏ52.4
34.13%
White Bread (500g)
$3.43 CHFΒ 2.75
$1.62 ΰΈΏ51.1
111.73%
Rice (white) (1kg)
$4.74 CHFΒ 3.81
$1.20 ΰΈΏ37.83
295.00%
Eggs
$6.68 CHFΒ 5.37
$1.93 ΰΈΏ60.8
246.11%
Local Cheese (1kg)
$26.86 CHFΒ 21.57
$16.00 ΰΈΏ503
67.88%
Chicken Fillets (1kg)
$36.55 CHFΒ 29.35
$3.16 ΰΈΏ99.2
1056.65%
Beef Round Steak (1kg)
$46.84 CHFΒ 37.61
$10.93 ΰΈΏ344
328.55%
Apples (1kg)
$3.24 CHFΒ 2.60
$2.67 ΰΈΏ83.8
21.35%
Banana (1kg)
$1.93 CHFΒ 1.55
$1.18 ΰΈΏ36.99
63.56%
Oranges (1kg)
$2.49 CHFΒ 2.00
$1.64 ΰΈΏ51.5
51.83%
Tomato (1kg)
$7.40 CHFΒ 5.94
$1.59 ΰΈΏ49.83
365.41%
Potato (1kg)
$2.21 CHFΒ 1.77
$1.32 ΰΈΏ41.64
67.42%
Onion (1kg)
$2.31 CHFΒ 1.86
$1.19 ΰΈΏ37.49
94.12%
Lettuce (1 head)
$2.57 CHFΒ 2.07
$0.71 ΰΈΏ22.20
261.97%
Water (1.5 liter bottle)
$1.24 CHFΒ 0.99
$0.56 ΰΈΏ17.75
121.43%
Cigarettes 20 Pack (Marlboro, Camel)
$11.09 CHFΒ 8.91
$4.64 ΰΈΏ146
139.01%
Wine (Bottle)
$12.70 CHFΒ 10.20
$18.96 ΰΈΏ596
-33.02%
Local Beer (0.5 liter bottle)
$2.57 CHFΒ 2.06
$1.77 ΰΈΏ55.7
45.20%
Imported Beer (0.33 liter bottle)
$4.17 CHFΒ 3.35
$3.20 ΰΈΏ101
30.31%
🚌 Getting Around
Lugano
Chiang Mai
Difference
One-way Ticket (Public Transport)
$3.15 CHFΒ 2.53
$0.90 ΰΈΏ28.32
250.00%
Public Transport Monthly Pass (Regular Price)
$88.0 CHFΒ 70.7
$19.24 ΰΈΏ605
357.48%
Taxi Start (Normal Tariff)
$6.61 CHFΒ 5.31
$1.36 ΰΈΏ42.78
386.03%
Taxi (Normal Tariff) (1km)
$4.37 CHFΒ 3.51
$1.35 ΰΈΏ42.37
223.70%
Taxi 1hour Waiting (Normal Tariff)
$62.3 CHFΒ 50.1
$8.15 ΰΈΏ256
664.79%
Gasoline (1 liter)
$2.17 CHFΒ 1.74
$1.22 ΰΈΏ38.43
77.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.7K CHFΒ 31.9K
$21.4K ΰΈΏ671.8K
85.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.1K CHFΒ 29.8K
$21.7K ΰΈΏ683.8K
70.38%
🧾 Monthly Utilities & Internet
Lugano
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$206 CHFΒ 165
$70.3 ΰΈΏ2,210
192.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$72.5 CHFΒ 58.2
$13.91 ΰΈΏ437
421.21%
Internet (50+ Mbps, Unlimited Data)
$53.6 CHFΒ 43.07
$18.00 ΰΈΏ566
198.00%
πŸŽ‰ Sport & Entertainment
Lugano
Chiang Mai
Difference
Gym Membership (Monthly)
$110 CHFΒ 88.7
$41.78 ΰΈΏ1,314
164.24%
Tennis Court (1 Hour on Weekend)
$61.7 CHFΒ 49.50
$6.80 ΰΈΏ214
806.62%
Cinema Ticket
$18.80 CHFΒ 15.10
$5.72 ΰΈΏ180
228.67%
🧸 Childcare & Education
Lugano
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,210 CHFΒ 972
$308 ΰΈΏ9,693
292.60%
International Primary School, 1 Child (Yearly)
$35.5K CHFΒ 28.5K
$14.8K ΰΈΏ465.7K
139.47%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Lugano
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$123 CHFΒ 98.7
$55.9 ΰΈΏ1,756
120.04%
Summer Dress (H&M, Zara, etc)
$48.30 CHFΒ 38.78
$26.71 ΰΈΏ840
80.83%
Sport Shoes (Adidas, Nike)
$135 CHFΒ 108
$84.5 ΰΈΏ2,658
59.39%
Men's Leather Business Shoes
$152 CHFΒ 122
$70.8 ΰΈΏ2,227
114.97%
🏠 Accommodation & Living
Lugano
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,675 CHFΒ 1,345
$431 ΰΈΏ13.5K
288.91%
1-bedroom Apartment, Outside City Center (Monthly)
$1,233 CHFΒ 990
$237 ΰΈΏ7,439
421.29%
3-bedroom Apartment, City Center (Monthly)
$2,849 CHFΒ 2,288
$811 ΰΈΏ25.5K
251.43%
3-bedroom Apartment, Outside City Center (Monthly)
$2,645 CHFΒ 2,124
$501 ΰΈΏ15.7K
428.37%
Buy Apartment in City Center (m2)
$18.6K CHFΒ 14.9K
$2,202 ΰΈΏ69.2K
742.44%
Buy Apartment Outside City Center (m2)
$13.7K CHFΒ 11.0K
$1,600 ΰΈΏ50.3K
757.69%
πŸ’΅ Salaries & Financials
Lugano
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$6,541 CHFΒ 5,253
$684 ΰΈΏ21.5K
855.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
5
-50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugano: January 13, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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