Last update: Oct 2026

Cost of Living Comparison Between Lübeck and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,185 in Lübeck, rent and utilities included – about $10,000 less a year. Rent and utilities account for about half of the difference.

105

Cost of Living Index in Lübeck
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Lübeck Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lübeck

🇩🇪 Germany

$2,185

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Lübeck and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lübeck and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,185 per month in Lübeck vs $1,353 in Ubud, Bali, rent included.

Lübeck $2,185
Ubud, Bali $1,353

A couple spends around $3,254 per month in Lübeck vs $2,297 in Ubud, Bali, rent included.

Lübeck $3,254
Ubud, Bali $2,297

A family of three spends $4,323 per month in Lübeck vs $3,241 in Ubud, Bali, rent included.

Lübeck $4,323
Ubud, Bali $3,241

Lübeck costs about 61% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Lübeck and Ubud, Bali sit above the global median – Lübeck by 61%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$17.15 €15.26

$3.23 Rp 58.1K

430.96%

Three-Course Dinner for Two, Mid-Range

$63.8 €56.7

$34.88 Rp 627.8K

82.83%

Fast Food Meal (McDonalds, etc)

$13.10 €11.65

$5.70 Rp 102.5K

129.82%

Cappuccino

$4.02 €3.58

$2.62 Rp 47.1K

53.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.25 €2.89

$1.72 Rp 31.0K

88.95%

Water (0.33 liter bottle)

$3.59 €3.20

$0.81 Rp 14.6K

343.21%

Local Beer (0.5 liter draught)

$5.54 €4.93

$2.65 Rp 47.7K

109.06%

Imported Beer (0.33 liter bottle)

$4.45 €3.96

$4.37 Rp 78.6K

1.83%

Milk (1 liter)

$1.22 €1.08

$1.57 Rp 28.3K

-22.29%

White Bread (500g)

$2.14 €1.91

$2.19 Rp 39.5K

-2.28%

Rice (white) (1kg)

$3.66 €3.26

$1.18 Rp 21.2K

210.17%

Eggs

$3.54 €3.15

$2.16 Rp 38.8K

63.89%

Local Cheese (1kg)

$14.62 €13.00

$17.65 Rp 317.7K

-17.17%

Chicken Fillets (1kg)

$11.39 €10.13

$3.78 Rp 68.0K

201.32%

Beef Round Steak (1kg)

$19.10 €16.99

$11.95 Rp 215.1K

59.83%

Apples (1kg)

$3.09 €2.75

$3.60 Rp 64.8K

-14.17%

Banana (1kg)

$1.72 €1.53

$1.59 Rp 28.6K

8.18%

Oranges (1kg)

$2.19 €1.95

$2.31 Rp 41.6K

-5.19%

Tomato (1kg)

$4.68 €4.16

$1.91 Rp 34.3K

145.03%

Potato (1kg)

$1.28 €1.14

$1.78 Rp 32.1K

-28.09%

Onion (1kg)

$1.19 €1.06

$2.33 Rp 41.9K

-48.93%

Lettuce (1 head)

$1.70 €1.52

$1.00 Rp 18.0K

70.00%

Water (1.5 liter bottle)

$0.89 €0.79

$0.53 Rp 9,509

67.92%

Cigarettes 20 Pack (Marlboro, Camel)

$9.57 €8.51

$2.29 Rp 41.1K

317.90%

Wine (Bottle)

$6.70 €5.96

$22.07 Rp 397.3K

-69.64%

Local Beer (0.5 liter bottle)

$1.04 €0.93

$2.35 Rp 42.2K

-55.74%

Imported Beer (0.33 liter bottle)

$1.38 €1.23

$2.98 Rp 53.6K

-53.69%

One-way Ticket (Public Transport)

$3.42 €3.04

$0.23 Rp 4,112

1386.96%

Public Transport Monthly Pass (Regular Price)

$70.1 €62.3

$8.90 Rp 160.2K

687.30%

Taxi Start (Normal Tariff)

$3.89 €3.46

$0.47 Rp 8,466

727.66%

Taxi (Normal Tariff) (1km)

$3.82 €3.39

$0.43 Rp 7,737

788.37%

Taxi 1hour Waiting (Normal Tariff)

$17.02 €15.14

$5.47 Rp 98.4K

211.15%

Gasoline (1 liter)

$2.14 €1.90

$0.83 Rp 14.9K

157.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K €27.4K

$23.9K Rp 429.8M

29.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.2K

$32.8K Rp 590.1M

17.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$339 €302

$80.0 Rp 1.4M

324.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.84 €30.99

$6.56 Rp 118.1K

431.10%

Internet (50+ Mbps, Unlimited Data)

$52.9 €47.06

$18.60 Rp 334.8K

184.41%

Gym Membership (Monthly)

$41.41 €36.83

$54.1 Rp 974.1K

-23.48%

Tennis Court (1 Hour on Weekend)

$27.74 €24.67

$18.28 Rp 329.0K

51.75%

Cinema Ticket

$13.68 €12.17

$4.25 Rp 76.5K

221.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$457 €407

$493 Rp 8.9M

-7.17%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$79.4 €70.6

$45.58 Rp 820.4K

74.11%

Summer Dress (H&M, Zara, etc)

$39.46 €35.10

$34.96 Rp 629.4K

12.87%

Sport Shoes (Adidas, Nike)

$126 €112

$77.7 Rp 1.4M

61.80%

Men's Leather Business Shoes

$148 €131

$78.5 Rp 1.4M

88.08%

1-bedroom Apartment, City Center (Monthly)

$783 €697

$1,131 Rp 20.4M

-30.76%

1-bedroom Apartment, Outside City Center (Monthly)

$793 €706

$673 Rp 12.1M

17.90%

3-bedroom Apartment, City Center (Monthly)

$1,814 €1,614

$3,613 Rp 65.0M

-49.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,427 €1,269

$1,702 Rp 30.6M

-16.16%

Buy Apartment in City Center (m2)

$3,891 €3,461

$2,717 Rp 48.9M

43.18%

Buy Apartment Outside City Center (m2)

$4,133 €3,676

$2,241 Rp 40.3M

84.40%

Average Monthly Net Salary (After Tax)

$3,509 €3,121

$166 Rp 3.0M

2009.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

13.78

-71.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lübeck: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lübeck

$793 36.3%

Ubud, Bali

$673 49.7% 15.2% $120

Monthly Utilities & Internet

Lübeck

$427 19.6%

Ubud, Bali

$105 7.8% 75.4% $322

Groceries & Markets

Lübeck

$324 14.8%

Ubud, Bali

$287 21.2% 11.3% $36

Eating Out

Lübeck

$289 13.2%

Ubud, Bali

$106 7.9% 63.1% $182

Clothing & Footwear

Lübeck

$177 8.1%

Ubud, Bali

$107 7.9% 39.6% $70

Getting Around

Lübeck

$107 4.9%

Ubud, Bali

$12 0.9% 88.4% $94

Sport & Entertainment

Lübeck

$69 3.2%

Ubud, Bali

$63 4.6% 8.9% $6.1

Cost Breakdown

A central one-bedroom costs $783 in Lübeck versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2009% higher in Lübeck, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $64.0 in Lübeck versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $324 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇩🇪 Lübeck

🇮🇩 Ubud, Bali

🕒 Local time

03:00 3:00 AM

09:00 9:00 AM

6 h ahead of Lübeck

🌤 Weather

👥 Population

212,958

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Lübeck Ubud, Bali 11,720 km ≈ 15 h nonstop flight

From you

Lübeck
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lübeck vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Lübeck is pricier by about 61%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,277 per month in Lübeck and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 13% more in Lübeck, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $64.0 in Lübeck and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Lübeck at $2,185. In Ubud, Bali it covers expenses comfortably, while in Lübeck it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lübeck makes more sense. Both are solid long-term options with distinct trade-offs.