😐A single person spends $2,224 per month in Lübeck vs $1,419 in Ubud, Bali, rent included.
😐A couple spends around $3,304 per month in Lübeck vs $2,540 in Ubud, Bali, rent included.
😐A family of three spends $4,385 per month in Lübeck vs $3,660 in Ubud, Bali, rent included.
😐Lübeck costs about 57% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Lübeck and Ubud, Bali sit above the global median – Lübeck by 66%, Ubud, Bali by 6%.
Currency
🍽 Eating Out
Lübeck
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.63€15.17
$3.56Rp 63.7K
395.22%
Three-Course Dinner for Two, Mid-Range
$64.4€55.4
$32.73Rp 584.5K
96.76%
Fast Food Meal(McDonalds, etc)
$12.98€11.16
$4.95Rp 88.4K
162.22%
Cappuccino
$4.38€3.76
$2.71Rp 48.4K
61.62%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.00€2.58
$1.34Rp 24.0K
123.88%
Water(0.33 liter bottle)
$2.65€2.28
$0.70Rp 12.5K
278.57%
Local Beer(0.5 liter draught)
$5.85€5.03
$2.92Rp 52.1K
100.34%
Imported Beer(0.33 liter bottle)
$5.06€4.36
$3.96Rp 70.7K
27.78%
🛒 Groceries & Markets
Lübeck
Ubud, Bali
Difference
Milk(1 liter)
$1.28€1.10
$1.81Rp 32.3K
-29.28%
White Bread(500g)
$2.27€1.95
$2.52Rp 45.0K
-9.92%
Rice(white)(1kg)
$3.55€3.06
$1.16Rp 20.7K
206.03%
Eggs
$4.12€3.55
$2.46Rp 43.9K
67.48%
Local Cheese(1kg)
$15.14€13.03
$14.71Rp 262.7K
2.92%
Chicken Fillets(1kg)
$16.04€13.80
$4.32Rp 77.1K
271.30%
Beef Round Steak(1kg)
$19.59€16.85
$12.14Rp 216.7K
61.37%
Apples(1kg)
$3.35€2.88
$3.84Rp 68.6K
-12.76%
Banana(1kg)
$1.78€1.53
$1.56Rp 27.8K
14.10%
Oranges(1kg)
$2.25€1.93
$2.83Rp 50.6K
-20.49%
Tomato(1kg)
$5.02€4.32
$2.33Rp 41.5K
115.45%
Potato(1kg)
$1.49€1.28
$1.91Rp 34.2K
-21.99%
Onion(1kg)
$1.42€1.22
$2.20Rp 39.3K
-35.45%
Lettuce(1 head)
$1.88€1.62
$1.01Rp 18.1K
86.14%
Water(1.5 liter bottle)
$0.91€0.78
$0.78Rp 13.8K
16.67%
Cigarettes 20 Pack(Marlboro, Camel)
$9.88€8.50
$3.32Rp 59.2K
197.59%
Wine(Bottle)
$6.80€5.85
$23.74Rp 423.9K
-71.36%
Local Beer(0.5 liter bottle)
$1.10€0.95
$2.79Rp 49.8K
-60.57%
Imported Beer(0.33 liter bottle)
$1.70€1.46
$2.86Rp 51.1K
-40.56%
🚌 Getting Around
Lübeck
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.48€3.00
$0.27Rp 4,800
1188.89%
Public Transport Monthly Pass(Regular Price)
$57.5€49.43
$8.03Rp 143.4K
615.57%
Taxi Start(Normal Tariff)
$4.12€3.54
$0.46Rp 8,150
795.65%
Taxi(Normal Tariff)(1km)
$2.37€2.04
$0.45Rp 8,037
426.67%
Taxi 1hour Waiting(Normal Tariff)
$17.67€15.20
$6.10Rp 108.9K
189.67%
Gasoline(1 liter)
$1.96€1.68
$0.79Rp 14.2K
148.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.4K€27.0K
$26.1KRp 467.0M
20.23%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.5K€31.4K
$32.1KRp 573.6M
13.65%
🧾 Monthly Utilities & Internet
Lübeck
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$376€324
$79.9Rp 1.4M
370.73%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$36.73€31.59
$4.06Rp 72.6K
804.68%
Internet(50+ Mbps, Unlimited Data)
$56.1€48.23
$23.52Rp 420.0K
138.39%
🎉 Sport & Entertainment
Lübeck
Ubud, Bali
Difference
Gym Membership(Monthly)
$33.11€28.49
$98.7Rp 1.8M
-66.45%
Tennis Court(1 Hour on Weekend)
$29.03€24.97
$6.63Rp 118.4K
337.86%
Cinema Ticket
$13.84€11.90
$4.15Rp 74.1K
233.49%
🧸 Childcare & Education
Lübeck
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$470€404
$304Rp 5.4M
54.53%
International Primary School, 1 Child(Yearly)
$11.4K€9,819
$6,613Rp 118.1M
72.60%
👕👟 Clothing & Footwear
Lübeck
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$89.8€77.2
$55.5Rp 991.8K
61.63%
Summer Dress(H&M, Zara, etc)
$45.79€39.38
$38.31Rp 684.1K
19.52%
Sport Shoes(Adidas, Nike)
$130€112
$88.6Rp 1.6M
47.25%
Men's Leather Business Shoes
$131€112
$77.9Rp 1.4M
67.86%
🏠 Accommodation & Living
Lübeck
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$797€686
$1,006Rp 18.0M
-20.80%
1-bedroom Apartment, Outside City Center(Monthly)
$790€680
$675Rp 12.1M
17.03%
3-bedroom Apartment, City Center(Monthly)
$1,905€1,639
$3,442Rp 61.5M
-44.65%
3-bedroom Apartment, Outside City Center(Monthly)
$1,434€1,233
$2,039Rp 36.4M
-29.69%
Buy Apartment in City Center(m2)
$4,093€3,521
$2,841Rp 50.7M
44.08%
Buy Apartment Outside City Center(m2)
$4,443€3,822
$2,264Rp 40.4M
96.27%
💵 Salaries & Financials
Lübeck
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,567€3,069
$165Rp 3.0M
2058.87%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.98
13.28
-70.03%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lübeck: June 1, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $797 in Lübeck versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2059% higher in Lübeck, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $64.0 in Lübeck versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $360 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lübeck vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Lübeck?
Yes – Lübeck is pricier by about 57%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,336 per month in Lübeck and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Lübeck and Ubud, Bali?
Groceries cost about 19% more in Lübeck, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Lübeck or Ubud, Bali?
A mid-range dinner for two costs $64.0 in Lübeck and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 a realistic budget for Lübeck or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Lübeck at $2,224. In Ubud, Bali it covers expenses comfortably, while in Lübeck it requires careful planning or may not stretch far enough.
Is Lübeck or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Lübeck or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lübeck makes more sense. Both are solid long-term options with distinct trade-offs.