Cost of Living Comparison Between Lowell, MA and New York, NY Cost of Living Comparison Between Lowell, MA and New York, NY

🙂 Solo nomad: Lowell, MA is 47.4% cheaper than New York, NY without rent, and 39.8% cheaper with rent.

🙂 Family of 3: Lowell, MA is 36.7% cheaper than New York, NY without rent, and 40% cheaper with rent.

Meal at Budget Restaurant

$18.79 $18.79

$29.68 $29.68

-36.69%

Three-Course Dinner for Two, Mid-Range

$78.9 $78.9

$144 $144

-45.25%

Fast Food Meal (McDonalds, etc)

$8.82 $8.82

$12.43 $12.43

-29.04%

Cappuccino

$4.41 $4.41

$5.84 $5.84

-24.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 $2.04

$3.26 $3.26

-37.42%

Water (0.33 liter bottle)

$1.68 $1.68

$2.58 $2.58

-34.88%

Local Beer (0.5 liter draught)

$5.97 $5.97

$8.24 $8.24

-27.55%

Imported Beer (0.33 liter bottle)

$7.42 $7.42

$11.86 $11.86

-37.44%

Milk (1 liter)

$0.81 $0.81

$1.56 $1.56

-48.08%

White Bread (500g)

$2.17 $2.17

$5.23 $5.23

-58.51%

Rice (white) (1kg)

$3.1 $3.1

$8.11 $8.11

-61.78%

Eggs

$3.96 $3.96

$7.25 $7.25

-45.38%

Local Cheese (1kg)

$10.78 $10.78

$17.08 $17.08

-36.89%

Chicken Fillets (1kg)

$9.05 $9.05

$16.24 $16.24

-44.27%

Beef Round Steak (1kg)

$21.24 $21.24

$20.02 $20.02

6.09%

Apples (1kg)

$2.79 $2.79

$7.49 $7.49

-62.75%

Banana (1kg)

$1.21 $1.21

$2.55 $2.55

-52.55%

Oranges (1kg)

$5.94 $5.94

$5.82 $5.82

2.06%

Tomato (1kg)

$5.84 $5.84

$6.52 $6.52

-10.43%

Potato (1kg)

$1.61 $1.61

$3.72 $3.72

-56.72%

Onion (1kg)

$4.53 $4.53

$3.9 $3.9

16.15%

Lettuce (1 head)

$2.92 $2.92

$3.07 $3.07

-4.89%

Water (1.5 liter bottle)

$2.29 $2.29

$2.57 $2.57

-10.89%

Cigarettes 20 Pack (Marlboro, Camel)

$10.9 $10.9

$19.21 $19.21

-43.26%

Wine (Bottle)

$13.49 $13.49

$17.79 $17.79

-24.17%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$3.01 $3.01

-42.19%

Imported Beer (0.33 liter bottle)

$2.05 $2.05

$3.72 $3.72

-44.89%

One-way Ticket (Public Transport)

$1.8 $1.8

$2.92 $2.92

-38.36%

Public Transport Monthly Pass (Regular Price)

$55.8 $55.8

$134 $134

-58.39%

Taxi Start (Normal Tariff)

$4.09 $4.09

$5.13 $5.13

-20.27%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$2.15 $2.15

-20.00%

Taxi 1hour Waiting (Normal Tariff)

$29.7 $29.7

$41.57 $41.57

-28.55%

Gasoline (1 liter)

$0.89 $0.89

$0.95 $0.95

-6.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K $29.5K

$35K $35K

-15.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$27.7K $27.7K

-6.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$179 $179

6.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.4 $52.4

$60 $60

-12.56%

Internet (50+ Mbps, Unlimited Data)

$65.3 $65.3

$63.8 $63.8

2.22%

Gym Membership (Monthly)

$40.45 $40.45

$141 $141

-71.25%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$14.31 $14.31

$19.9 $19.9

-28.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,427 $1,427

$3,206 $3,206

-55.49%

International Primary School, 1 Child (Yearly)

$23.1K $23.1K

$56.5K $56.5K

-59.07%

Jeans (Levis 501 Or Similar)

$52 $52

$65.7 $65.7

-20.85%

Summer Dress (H&M, Zara, etc)

$32.81 $32.81

$48.75 $48.75

-32.70%

Sport Shoes (Adidas, Nike)

$65.7 $65.7

$111 $111

-40.93%

Men's Leather Business Shoes

$69 $69

$172 $172

-59.77%

1-bedroom Apartment, City Center (Monthly)

$1,672 $1,672

$4,165 $4,165

-59.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,453 $1,453

$2,653 $2,653

-45.25%

3-bedroom Apartment, City Center (Monthly)

$3,730 $3,730

$8,412 $8,412

-55.65%

3-bedroom Apartment, Outside City Center (Monthly)

$3,093 $3,093

$5,277 $5,277

-41.38%

Buy Apartment in City Center (m2)

$3,590 $3,590

$15.6K $15.6K

-77.02%

Buy Apartment Outside City Center (m2)

$2,748 $2,748

$11.2K $11.2K

-75.37%

Average Monthly Net Salary (After Tax)

$3,971 $3,971

$5,616 $5,616

-29.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.44

0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lowell, MA: October 28, 2025

Last update for New York, NY: October 28, 2025

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