Cost of Living Comparison Between Loveland, CO and Wellington Cost of Living Comparison Between Loveland, CO and Wellington

🙂 Solo nomad: Loveland, CO is 5.2% cheaper than Wellington without rent, and 23.1% more expensive with rent.

😐 Family of 3: Loveland, CO is 0.9% more expensive than Wellington without rent, and 4.4% more expensive with rent.

Meal at Budget Restaurant

$20.1 $20.1

$17.41 NZ$30.39

15.45%

Three-Course Dinner for Two, Mid-Range

$85.6 $85.6

$86 NZ$150

-0.48%

Fast Food Meal (McDonalds, etc)

$11.56 $11.56

$9.4 NZ$16.42

22.98%

Cappuccino

$5.14 $5.14

$3.62 NZ$6.32

41.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$2.49 NZ$4.35

9.64%

Water (0.33 liter bottle)

$2.43 $2.43

$2.2 NZ$3.85

10.45%

Local Beer (0.5 liter draught)

$6.18 $6.18

$7.29 NZ$12.73

-15.23%

Imported Beer (0.33 liter bottle)

$7.17 $7.17

$7.38 NZ$12.89

-2.85%

Milk (1 liter)

$1.03 $1.03

$1.89 NZ$3.31

-45.50%

White Bread (500g)

$3.65 $3.65

$2.08 NZ$3.63

75.48%

Rice (white) (1kg)

$3.23 $3.23

$1.89 NZ$3.3

70.90%

Eggs

$4.06 $4.06

$7.2 NZ$12.57

-43.61%

Local Cheese (1kg)

$11.13 $11.13

$7.87 NZ$13.75

41.42%

Chicken Fillets (1kg)

$10.55 $10.55

$10.89 NZ$19.01

-3.12%

Beef Round Steak (1kg)

$16.47 $16.47

$12.97 NZ$22.64

26.99%

Apples (1kg)

$4.09 $4.09

$3.16 NZ$5.52

29.43%

Banana (1kg)

$1.56 $1.56

$2.22 NZ$3.88

-29.73%

Oranges (1kg)

$3.71 $3.71

$3 NZ$5.23

23.67%

Tomato (1kg)

$4.69 $4.69

$4.71 NZ$8.23

-0.42%

Potato (1kg)

$2.29 $2.29

$2.1 NZ$3.66

9.05%

Onion (1kg)

$2.32 $2.32

$1.59 NZ$2.78

45.91%

Lettuce (1 head)

$2.51 $2.51

$2.26 NZ$3.94

11.06%

Water (1.5 liter bottle)

$2.02 $2.02

$1.25 NZ$2.18

61.60%

Cigarettes 20 Pack (Marlboro, Camel)

$9.55 $9.55

$26.91 NZ$46.99

-64.51%

Wine (Bottle)

$17.14 $17.14

$10.25 NZ$17.89

67.22%

Local Beer (0.5 liter bottle)

$2.31 $2.31

$3.55 NZ$6.21

-34.93%

Imported Beer (0.33 liter bottle)

$2.81 $2.81

$3.26 NZ$5.69

-13.80%

One-way Ticket (Public Transport)

$1.02 $1.02

$2.69 NZ$4.69

-62.08%

Public Transport Monthly Pass (Regular Price)

$30.53 $30.53

$108 NZ$189

-71.76%

Taxi Start (Normal Tariff)

$2.53 $2.53

$2.78 NZ$4.85

-8.99%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.84 NZ$3.22

-25.00%

Taxi 1hour Waiting (Normal Tariff)

$25.38 $25.38

$59.3 NZ$104

-57.23%

Gasoline (1 liter)

$0.84 $0.84

$1.71 NZ$2.98

-50.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K $26.6K

$33.3K NZ$58.1K

-19.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26K $26K

$25.5K NZ$44.5K

1.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 $169

$160 NZ$279

5.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.4 $55.4

$32.91 NZ$57.5

68.46%

Internet (50+ Mbps, Unlimited Data)

$75.9 $75.9

$51.1 NZ$89.3

48.39%

Gym Membership (Monthly)

$27.6 $27.6

$36.08 NZ$63

-23.50%

Tennis Court (1 Hour on Weekend)

$20.27 NZ$35.4

Cinema Ticket

$12.21 $12.21

$12.17 NZ$21.25

0.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,490 $1,490

$798 NZ$1,394

86.57%

International Primary School, 1 Child (Yearly)

$12.7K $12.7K

$12.6K NZ$22.1K

0.26%

Jeans (Levis 501 Or Similar)

$57.4 $57.4

$72.3 NZ$126

-20.63%

Summer Dress (H&M, Zara, etc)

$56.7 $56.7

$52.5 NZ$91.7

7.96%

Sport Shoes (Adidas, Nike)

$80.9 $80.9

$119 NZ$208

-32.17%

Men's Leather Business Shoes

$109 $109

$141 NZ$246

-22.77%

1-bedroom Apartment, City Center (Monthly)

$1,675 $1,675

$1,342 NZ$2,342

24.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,654 $1,654

$1,068 NZ$1,865

54.84%

3-bedroom Apartment, City Center (Monthly)

$2,502 $2,502

$2,095 NZ$3,658

19.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,202 $2,202

$1,932 NZ$3,373

13.99%

Buy Apartment in City Center (m2)

$6,909 NZ$12.1K

Buy Apartment Outside City Center (m2)

$4,723 NZ$8,247

Average Monthly Net Salary (After Tax)

$4,390 $4,390

$3,108 NZ$5,427

41.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.94

-5.04%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loveland, CO: November 30, 2025

Last update for Wellington: November 29, 2025

Digital Nomad Cost of Living Index

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