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Cost of Living Comparison Between Loveland, CO and Ubud, Bali Cost of Living Comparison Between Loveland, CO and Ubud, Bali

😐 Solo nomad: Loveland, CO is 123.5% more expensive than Ubud, Bali without rent, and 287.3% more expensive with rent.
😐 Family of 3: Loveland, CO is 107.8% more expensive than Ubud, Bali without rent, and 214.5% more expensive with rent.
Currency
🍽 Eating Out
Loveland, CO
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.1 $20.1
$2.85 Rp 47.5K
605.26%
Three-Course Dinner for Two, Mid-Range
$85.6 $85.6
$12.26 Rp 204.3K
597.80%
Fast Food Meal (McDonalds, etc)
$11.56 $11.56
$3.28 Rp 54.6K
252.44%
Cappuccino
$5.14 $5.14
$2.3 Rp 38.3K
123.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 $2.73
$1.11 Rp 18.5K
145.95%
Water (0.33 liter bottle)
$2.43 $2.43
$0.26 Rp 4,324
834.62%
Local Beer (0.5 liter draught)
$6.18 $6.18
$2.4 Rp 40K
157.50%
Imported Beer (0.33 liter bottle)
$7.17 $7.17
$3.15 Rp 52.5K
127.62%
🛒 Groceries & Markets
Loveland, CO
Ubud, Bali
Difference
Milk (1 liter)
$1.03 $1.03
$1.49 Rp 24.9K
-30.87%
White Bread (500g)
$3.65 $3.65
$1.65 Rp 27.5K
121.21%
Rice (white) (1kg)
$3.23 $3.23
$1.13 Rp 18.9K
185.84%
Eggs
$4.06 $4.06
$2.33 Rp 38.9K
74.25%
Local Cheese (1kg)
$11.13 $11.13
$13.7 Rp 228.3K
-18.76%
Chicken Fillets (1kg)
$10.55 $10.55
$3.97 Rp 66.2K
165.74%
Beef Round Steak (1kg)
$16.47 $16.47
$11.22 Rp 187K
46.79%
Apples (1kg)
$4.09 $4.09
$3.48 Rp 57.9K
17.53%
Banana (1kg)
$1.56 $1.56
$1.5 Rp 25K
4.00%
Oranges (1kg)
$3.71 $3.71
$2.68 Rp 44.6K
38.43%
Tomato (1kg)
$4.69 $4.69
$1.35 Rp 22.5K
247.41%
Potato (1kg)
$2.29 $2.29
$1.57 Rp 26.2K
45.86%
Onion (1kg)
$2.32 $2.32
$2.1 Rp 34.9K
10.48%
Lettuce (1 head)
$2.51 $2.51
$1.03 Rp 17.1K
143.69%
Water (1.5 liter bottle)
$2.02 $2.02
$0.57 Rp 9,488
254.39%
Cigarettes 20 Pack (Marlboro, Camel)
$9.55 $9.55
$2.31 Rp 38.5K
313.42%
Wine (Bottle)
$17.14 $17.14
$15.21 Rp 253.5K
12.69%
Local Beer (0.5 liter bottle)
$2.31 $2.31
$2.49 Rp 41.5K
-7.23%
Imported Beer (0.33 liter bottle)
$2.81 $2.81
$2.66 Rp 44.3K
5.64%
🚌 Getting Around
Loveland, CO
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.02 $1.02
$0.29 Rp 4,911
251.72%
Public Transport Monthly Pass (Regular Price)
$30.53 $30.53
$10.03 Rp 167.1K
204.39%
Taxi Start (Normal Tariff)
$2.53 $2.53
$0.45 Rp 7,480
462.22%
Taxi (Normal Tariff) (1km)
$1.38 $1.38
$0.34 Rp 5,748
305.88%
Taxi 1hour Waiting (Normal Tariff)
$25.38 $25.38
$5.97 Rp 99.4K
325.13%
Gasoline (1 liter)
$0.84 $0.84
$0.75 Rp 12.4K
12.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K $26.6K
$25.8K Rp 430.2M
3.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26K $26K
$31.7K Rp 528.9M
-18.08%
🧾 Monthly Utilities & Internet
Loveland, CO
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$169 $169
$64.6 Rp 1.1M
161.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$55.4 $55.4
$4.14 Rp 69K
1239.13%
Internet (50+ Mbps, Unlimited Data)
$75.9 $75.9
$23.99 Rp 399.7K
216.26%
🎉 Sport & Entertainment
Loveland, CO
Ubud, Bali
Difference
Gym Membership (Monthly)
$27.6 $27.6
$23.29 Rp 388.1K
18.51%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$12.21 $12.21
$3.45 Rp 57.5K
253.91%
🧸 Childcare & Education
Loveland, CO
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,490 $1,490
$91.9 Rp 1.5M
1520.96%
International Primary School, 1 Child (Yearly)
$12.7K $12.7K
$5,912 Rp 98.5M
114.27%
👕👟 Clothing & Footwear
Loveland, CO
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$57.4 $57.4
$51.5 Rp 857.6K
11.44%
Summer Dress (H&M, Zara, etc)
$56.7 $56.7
$24.45 Rp 407.3K
131.94%
Sport Shoes (Adidas, Nike)
$80.9 $80.9
$84.4 Rp 1.4M
-4.09%
Men's Leather Business Shoes
$109 $109
$74.3 Rp 1.2M
46.62%
🏠 Accommodation & Living
Loveland, CO
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,675 $1,675
$261 Rp 4.4M
541.00%
1-bedroom Apartment, Outside City Center (Monthly)
$1,654 $1,654
$160 Rp 2.7M
936.57%
3-bedroom Apartment, City Center (Monthly)
$2,502 $2,502
$585 Rp 9.7M
327.71%
3-bedroom Apartment, Outside City Center (Monthly)
$2,202 $2,202
$328 Rp 5.5M
570.68%
Buy Apartment in City Center (m2)
-
$985 Rp 16.4M
-
Buy Apartment Outside City Center (m2)
-
$847 Rp 14.1M
-
💵 Salaries & Financials
Loveland, CO
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,390 $4,390
$178 Rp 3M
2366.97%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.59
13.28
-50.38%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loveland, CO: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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