Last update: Oct 2026

Cost of Living Comparison Between Loveland, CO and Seattle, WA

For one person, living is cheaper in Loveland, CO: $2,913 a month against $3,782 in Seattle, WA, rent and utilities included – about $10,400 less a year. Rent and utilities account for about half of the difference.

141

Cost of Living Index in Loveland, CO
Learn more

Loveland, CO Living Index
184

Cost of Living Index in Seattle, WA
Learn more

Seattle, WA Living Index

Jump to prices

Loveland, CO

🇺🇸 United States

$2,913

/mo nomad

Seattle, WA

🇺🇸 United States

$3,782

/mo nomad

Monthly Cost of Living

How much you'll spend in Loveland, CO and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loveland, CO and in Seattle, WA actually costs, broken down by who's living it.

A single person spends $2,913 per month in Loveland, CO vs $3,782 in Seattle, WA, rent included.

Loveland, CO $2,913
Seattle, WA $3,782

A couple spends around $4,012 per month in Loveland, CO vs $5,636 in Seattle, WA, rent included.

Loveland, CO $4,012
Seattle, WA $5,636

A family of three spends $5,112 per month in Loveland, CO vs $7,489 in Seattle, WA, rent included.

Loveland, CO $5,112
Seattle, WA $7,489

Loveland, CO is about 23% cheaper than Seattle, WA, and outside of rent the biggest gap is in groceries.

Both Loveland, CO and Seattle, WA sit above the global median – Loveland, CO by 115%, Seattle, WA by 179%.

Meal at Budget Restaurant

$20.76 $20.76

$24.52 $24.52

-15.33%

Three-Course Dinner for Two, Mid-Range

$86.0 $86.0

$98.2 $98.2

-12.42%

Fast Food Meal (McDonalds, etc)

$12.19 $12.19

$14.79 $14.79

-17.58%

Cappuccino

$6.17 $6.17

$6.52 $6.52

-5.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 $3.08

$3.23 $3.23

-4.64%

Water (0.33 liter bottle)

$2.21 $2.21

$3.17 $3.17

-30.28%

Local Beer (0.5 liter draught)

$7.15 $7.15

$7.85 $7.85

-8.92%

Imported Beer (0.33 liter bottle)

$6.85 $6.85

$8.03 $8.03

-14.69%

Milk (1 liter)

$1.02 $1.02

$1.21 $1.21

-15.70%

White Bread (500g)

$5.05 $5.05

$5.14 $5.14

-1.75%

Rice (white) (1kg)

$2.52 $2.52

$6.05 $6.05

-58.35%

Eggs

$5.23 $5.23

$4.88 $4.88

7.17%

Local Cheese (1kg)

$13.90 $13.90

$19.18 $19.18

-27.53%

Chicken Fillets (1kg)

$10.46 $10.46

$18.91 $18.91

-44.69%

Beef Round Steak (1kg)

$14.01 $14.01

$23.31 $23.31

-39.90%

Apples (1kg)

$4.98 $4.98

$5.99 $5.99

-16.86%

Banana (1kg)

$1.38 $1.38

$1.93 $1.93

-28.50%

Oranges (1kg)

$2.91 $2.91

$5.25 $5.25

-44.57%

Tomato (1kg)

$3.37 $3.37

$6.57 $6.57

-48.71%

Potato (1kg)

$2.06 $2.06

$3.62 $3.62

-43.09%

Onion (1kg)

$2.26 $2.26

$3.31 $3.31

-31.72%

Lettuce (1 head)

$2.37 $2.37

$2.78 $2.78

-14.75%

Water (1.5 liter bottle)

$2.33 $2.33

$2.51 $2.51

-7.17%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$12.18 $12.18

-17.08%

Wine (Bottle)

$15.74 $15.74

$14.83 $14.83

6.14%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$4.22 $4.22

-39.81%

Imported Beer (0.33 liter bottle)

$1.97 $1.97

$5.77 $5.77

-65.86%

One-way Ticket (Public Transport)

$0.98 $0.98

$2.95 $2.95

-66.78%

Public Transport Monthly Pass (Regular Price)

$29.56 $29.56

$106 $106

-72.18%

Taxi Start (Normal Tariff)

$3.45 $3.45

$2.65 $2.65

30.19%

Taxi (Normal Tariff) (1km)

$1.16 $1.16

$1.72 $1.72

-32.56%

Taxi 1hour Waiting (Normal Tariff)

$30.53 $30.53

$29.72 $29.72

2.73%

Gasoline (1 liter)

$0.95 $0.95

$1.49 $1.49

-36.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$35.9K $35.9K

-16.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$26.2K $26.2K

2.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$302 $302

-45.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$78.2 $78.2

$70.1 $70.1

11.49%

Internet (50+ Mbps, Unlimited Data)

$71.7 $71.7

$85.3 $85.3

-15.91%

Gym Membership (Monthly)

$32.75 $32.75

$77.8 $77.8

-57.93%

Tennis Court (1 Hour on Weekend)

$34.58 $34.58

Cinema Ticket

$14.86 $14.86

$17.84 $17.84

-16.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,684 $1,684

$2,973 $2,973

-43.34%

International Primary School, 1 Child (Yearly)

$6,530 $6,530

$31.3K $31.3K

-79.13%

Jeans (Levis 501 Or Similar)

$61.0 $61.0

$76.6 $76.6

-20.39%

Summer Dress (H&M, Zara, etc)

$50.7 $50.7

$54.1 $54.1

-6.27%

Sport Shoes (Adidas, Nike)

$85.7 $85.7

$128 $128

-33.16%

Men's Leather Business Shoes

$116 $116

$164 $164

-29.10%

1-bedroom Apartment, City Center (Monthly)

$1,711 $1,711

$2,445 $2,445

-30.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,619 $1,619

$1,947 $1,947

-16.85%

3-bedroom Apartment, City Center (Monthly)

$2,513 $2,513

$4,744 $4,744

-47.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,186 $2,186

$3,469 $3,469

-36.96%

Buy Apartment in City Center (m2)

$7,367 $7,367

Buy Apartment Outside City Center (m2)

$5,127 $5,127

Average Monthly Net Salary (After Tax)

$4,429 $4,429

$6,506 $6,506

-31.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.89

-0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loveland, CO: October 19, 2026

Last update for Seattle, WA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loveland, CO

$1.6K 55.6%

Seattle, WA

$1.9K 51.5% 20.3% $328

Groceries & Markets

Loveland, CO

$386 13.2%

Seattle, WA

$546 14.4% 41.5% $160

Eating Out

Loveland, CO

$347 11.9%

Seattle, WA

$400 10.6% 15.1% $52

Monthly Utilities & Internet

Loveland, CO

$315 10.8%

Seattle, WA

$457 12.1% 45.2% $142

Clothing & Footwear

Loveland, CO

$141 4.8%

Seattle, WA

$190 5% 34.8% $49

Sport & Entertainment

Loveland, CO

$62 2.1%

Seattle, WA

$114 3% 81.7% $51

Getting Around

Loveland, CO

$43 1.5%

Seattle, WA

$129 3.4% 203% $87

Cost Breakdown

A central one-bedroom costs $1,711 in Loveland, CO versus $2,445 in Seattle, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86.0 in Loveland, CO versus $98.0 in Seattle, WA. Monthly groceries follow the same trend: $386 vs $546 – making Loveland, CO the more affordable choice for daily food spending.

Good to know

🇺🇸 Loveland, CO

🇺🇸 Seattle, WA

🕒 Local time

19:24 7:24 PM

18:24 6:24 PM

1 h behind Loveland, CO

🌤 Weather

👥 Population

61,122

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Loveland, CO Seattle, WA 1,590 km ≈ 2 h 30 min nonstop flight

From you

Loveland, CO
Seattle, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loveland, CO vs Seattle, WA: Cost of Living - Frequently Asked Questions

Seattle, WA costs about 30% more than Loveland, CO, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,369 per month in Loveland, CO and $5,673 in Seattle, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loveland, CO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,913 in Loveland, CO and $3,782 in Seattle, WA. That's a gap of about 30%.

Public transport costs about 259% less in Loveland, CO. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,913 in Loveland, CO and $3,782 in Seattle, WA. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Loveland, CO costs $2,913 versus $3,782 in Seattle, WA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Loveland, CO. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.