Cost of Living Comparison Between Loveland, CO and Seattle, WA Cost of Living Comparison Between Loveland, CO and Seattle, WA

Monthly Cost of Living

A single person spends $2,850 per month in Loveland, CO vs $3,661 in Seattle, WA, rent included.

A couple spends around $3,944 per month in Loveland, CO vs $5,544 in Seattle, WA, rent included.

A family of three spends $5,038 per month in Loveland, CO vs $7,427 in Seattle, WA, rent included.

Loveland, CO is about 22% cheaper than Seattle, WA, driven mainly by Groceries & Markets.

Both Loveland, CO and Seattle, WA sit above the global median – Loveland, CO by 113%, Seattle, WA by 173%.

Meal at Budget Restaurant

$19.91 $19.91

$25.32 $25.32

-21.37%

Three-Course Dinner for Two, Mid-Range

$83.5 $83.5

$121 $121

-31.14%

Fast Food Meal (McDonalds, etc)

$11.29 $11.29

$14.11 $14.11

-19.99%

Cappuccino

$4.88 $4.88

$5.82 $5.82

-16.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 $2.80

$2.98 $2.98

-6.04%

Water (0.33 liter bottle)

$2.31 $2.31

$2.40 $2.40

-3.75%

Local Beer (0.5 liter draught)

$6.34 $6.34

$7.73 $7.73

-17.98%

Imported Beer (0.33 liter bottle)

$6.92 $6.92

$7.87 $7.87

-12.07%

Milk (1 liter)

$1.03 $1.03

$1.34 $1.34

-23.13%

White Bread (500g)

$3.60 $3.60

$4.91 $4.91

-26.68%

Rice (white) (1kg)

$3.31 $3.31

$5.14 $5.14

-35.60%

Eggs

$4.03 $4.03

$6.57 $6.57

-38.66%

Local Cheese (1kg)

$11.20 $11.20

$24.64 $24.64

-54.55%

Chicken Fillets (1kg)

$10.58 $10.58

$15.88 $15.88

-33.38%

Beef Round Steak (1kg)

$16.40 $16.40

$20.14 $20.14

-18.57%

Apples (1kg)

$4.12 $4.12

$6.27 $6.27

-34.29%

Banana (1kg)

$1.56 $1.56

$2.86 $2.86

-45.45%

Oranges (1kg)

$3.67 $3.67

$5.29 $5.29

-30.62%

Tomato (1kg)

$4.86 $4.86

$6.39 $6.39

-23.94%

Potato (1kg)

$2.33 $2.33

$3.21 $3.21

-27.41%

Onion (1kg)

$2.28 $2.28

$3.83 $3.83

-40.47%

Lettuce (1 head)

$2.50 $2.50

$2.74 $2.74

-8.76%

Water (1.5 liter bottle)

$1.99 $1.99

$2.58 $2.58

-22.87%

Cigarettes 20 Pack (Marlboro, Camel)

$9.58 $9.58

$11.64 $11.64

-17.70%

Wine (Bottle)

$17.78 $17.78

$15.77 $15.77

12.75%

Local Beer (0.5 liter bottle)

$2.30 $2.30

$2.88 $2.88

-20.14%

Imported Beer (0.33 liter bottle)

$2.76 $2.76

$4.39 $4.39

-37.13%

One-way Ticket (Public Transport)

$0.98 $0.98

$2.76 $2.76

-64.49%

Public Transport Monthly Pass (Regular Price)

$29.47 $29.47

$98.8 $98.8

-70.17%

Taxi Start (Normal Tariff)

$2.55 $2.55

$2.67 $2.67

-4.49%

Taxi (Normal Tariff) (1km)

$1.44 $1.44

$1.70 $1.70

-15.29%

Taxi 1hour Waiting (Normal Tariff)

$24.76 $24.76

$29.74 $29.74

-16.75%

Gasoline (1 liter)

$0.80 $0.80

$1.14 $1.14

-29.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$32.9K $32.9K

-16.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$26.0K $26.0K

-1.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 $166

$268 $268

-37.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.1 $55.1

$60.9 $60.9

-9.57%

Internet (50+ Mbps, Unlimited Data)

$76.6 $76.6

$76.2 $76.2

0.47%

Gym Membership (Monthly)

$27.59 $27.59

$78.1 $78.1

-64.65%

Tennis Court (1 Hour on Weekend)

$40.15 $40.15

Cinema Ticket

$12.13 $12.13

$15.82 $15.82

-23.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,516 $1,516

$2,252 $2,252

-32.69%

International Primary School, 1 Child (Yearly)

$12.3K $12.3K

$29.7K $29.7K

-58.53%

Jeans (Levis 501 Or Similar)

$58.5 $58.5

$70.8 $70.8

-17.31%

Summer Dress (H&M, Zara, etc)

$56.5 $56.5

$53.1 $53.1

6.30%

Sport Shoes (Adidas, Nike)

$81.3 $81.3

$117 $117

-30.62%

Men's Leather Business Shoes

$108 $108

$139 $139

-22.24%

1-bedroom Apartment, City Center (Monthly)

$1,668 $1,668

$2,310 $2,310

-27.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,639 $1,639

$1,849 $1,849

-11.40%

3-bedroom Apartment, City Center (Monthly)

$2,503 $2,503

$4,739 $4,739

-47.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,203 $2,203

$3,556 $3,556

-38.04%

Buy Apartment in City Center (m2)

$7,775 $7,775

Buy Apartment Outside City Center (m2)

$5,351 $5,351

Average Monthly Net Salary (After Tax)

$4,360 $4,360

$6,575 $6,575

-33.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.42

2.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loveland, CO: April 22, 2026

Last update for Seattle, WA: April 21, 2026

Cost Breakdown

A central one-bedroom costs $1,668 in Loveland, CO versus $2,310 in Seattle, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 51% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $83 in Loveland, CO versus $121 in Seattle, WA. Monthly groceries follow the same trend: $378 vs $539 – making Loveland, CO the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loveland, CO vs Seattle, WA: Cost of Living - Frequently Asked Questions

Seattle, WA costs about 28% more than Loveland, CO, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,274 per month in Loveland, CO and $5,491 in Seattle, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loveland, CO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,850 in Loveland, CO and $3,661 in Seattle, WA. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 235% less in Loveland, CO. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,850 in Loveland, CO and $3,661 in Seattle, WA. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Loveland, CO costs $2,850 versus $3,661 in Seattle, WA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Loveland, CO. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.