Last update: Nov 2026

Cost of Living Comparison Between Loveland, CO and Quito

For one person, living is cheaper in Quito: $1,014 a month against $2,925 in Loveland, CO, rent and utilities included – about $22,900 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Loveland, CO
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Loveland, CO Living Index
49

Cost of Living Index in Quito
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Quito Living Index

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Loveland, CO

🇺🇸 United States

$2,925

/mo nomad

Quito

🇪🇨 Ecuador

$1,014

/mo nomad

Monthly Cost of Living

How much you'll spend in Loveland, CO and in Quito

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loveland, CO and in Quito actually costs, broken down by who's living it.

A single person spends $2,925 per month in Loveland, CO vs $1,014 in Quito, rent included.

Loveland, CO $2,925
Quito $1,014

A couple spends around $3,990 per month in Loveland, CO vs $1,641 in Quito, rent included.

Loveland, CO $3,990
Quito $1,641

A family of three spends $5,055 per month in Loveland, CO vs $2,269 in Quito, rent included.

Loveland, CO $5,055
Quito $2,269

Loveland, CO costs about 188% more than Quito, and outside of rent the biggest gap is in groceries.

Loveland, CO sits 116% above the global median, while Quito is 25% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.17 $20.17

$5.55 $5.55

263.42%

Three-Course Dinner for Two, Mid-Range

$85.5 $85.5

$54.6 $54.6

56.55%

Fast Food Meal (McDonalds, etc)

$12.96 $12.96

$7.63 $7.63

69.86%

Cappuccino

$5.44 $5.44

$3.33 $3.33

63.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 $2.74

$1.36 $1.36

101.47%

Water (0.33 liter bottle)

$2.07 $2.07

$1.14 $1.14

81.58%

Local Beer (0.5 liter draught)

$5.84 $5.84

$3.69 $3.69

58.27%

Imported Beer (0.33 liter bottle)

$7.14 $7.14

$6.16 $6.16

15.91%

Milk (1 liter)

$0.99 $0.99

$1.15 $1.15

-13.91%

White Bread (500g)

$3.24 $3.24

$1.61 $1.61

101.24%

Rice (white) (1kg)

$2.83 $2.83

$1.51 $1.51

87.42%

Eggs

$4.24 $4.24

$2.15 $2.15

97.21%

Local Cheese (1kg)

$11.20 $11.20

$6.47 $6.47

73.11%

Chicken Fillets (1kg)

$10.41 $10.41

$5.33 $5.33

95.31%

Beef Round Steak (1kg)

$18.90 $18.90

$7.77 $7.77

143.24%

Apples (1kg)

$4.77 $4.77

$2.23 $2.23

113.90%

Banana (1kg)

$1.44 $1.44

$1.24 $1.24

16.13%

Oranges (1kg)

$4.34 $4.34

$1.27 $1.27

241.73%

Tomato (1kg)

$4.59 $4.59

$1.08 $1.08

325.00%

Potato (1kg)

$2.43 $2.43

$1.24 $1.24

95.97%

Onion (1kg)

$2.51 $2.51

$1.06 $1.06

136.79%

Lettuce (1 head)

$2.39 $2.39

$0.91 $0.91

162.64%

Water (1.5 liter bottle)

$1.82 $1.82

$0.98 $0.98

85.71%

Cigarettes 20 Pack (Marlboro, Camel)

$10.23 $10.23

$5.95 $5.95

71.93%

Wine (Bottle)

$16.68 $16.68

$8.35 $8.35

99.76%

Local Beer (0.5 liter bottle)

$2.51 $2.51

$1.52 $1.52

65.13%

Imported Beer (0.33 liter bottle)

$2.60 $2.60

$3.20 $3.20

-18.75%

One-way Ticket (Public Transport)

$0.97 $0.97

$0.33 $0.33

193.94%

Public Transport Monthly Pass (Regular Price)

$29.66 $29.66

$21.42 $21.42

38.47%

Taxi Start (Normal Tariff)

$2.47 $2.47

$1.53 $1.53

61.44%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$1.53 $1.53

0.65%

Taxi 1hour Waiting (Normal Tariff)

$24.69 $24.69

$10.01 $10.01

146.65%

Gasoline (1 liter)

$1.05 $1.05

$0.85 $0.85

23.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$22.7K $22.7K

24.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$29.6K $29.6K

-12.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$28.99 $28.99

589.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.9 $56.9

$17.94 $17.94

217.22%

Internet (50+ Mbps, Unlimited Data)

$68.7 $68.7

$28.85 $28.85

138.02%

Gym Membership (Monthly)

$32.97 $32.97

$45.09 $45.09

-26.88%

Tennis Court (1 Hour on Weekend)

$17.78 $17.78

Cinema Ticket

$11.98 $11.98

$6.75 $6.75

77.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,288 $1,288

$743 $743

73.35%

International Primary School, 1 Child (Yearly)

$11.4K $11.4K

$8,223 $8,223

38.70%

Jeans (Levis 501 Or Similar)

$57.7 $57.7

$69.8 $69.8

-17.29%

Summer Dress (H&M, Zara, etc)

$56.7 $56.7

$50.3 $50.3

12.72%

Sport Shoes (Adidas, Nike)

$79.2 $79.2

$113 $113

-29.89%

Men's Leather Business Shoes

$117 $117

$107 $107

9.50%

1-bedroom Apartment, City Center (Monthly)

$1,675 $1,675

$542 $542

209.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,651 $1,651

$354 $354

365.96%

3-bedroom Apartment, City Center (Monthly)

$2,526 $2,526

$1,141 $1,141

121.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,197 $2,197

$638 $638

244.58%

Buy Apartment in City Center (m2)

$1,636 $1,636

Buy Apartment Outside City Center (m2)

$663 $663

Average Monthly Net Salary (After Tax)

$4,641 $4,641

$603 $603

669.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

10.12

-33.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loveland, CO: November 2, 2026

Last update for Quito: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loveland, CO

$1.7K 56.4%

Quito

$354 34.9% 78.5% $1.3K

Groceries & Markets

Loveland, CO

$381 13%

Quito

$193 19% 49.4% $188

Eating Out

Loveland, CO

$328 11.2%

Quito

$148 14.6% 54.9% $180

Monthly Utilities & Internet

Loveland, CO

$325 11.1%

Quito

$76 7.5% 76.7% $250

Clothing & Footwear

Loveland, CO

$140 4.8%

Quito

$153 15.1% 9.4% $13

Sport & Entertainment

Loveland, CO

$57 2%

Quito

$59 5.8% 2.9% $1.7

Getting Around

Loveland, CO

$44 1.5%

Quito

$32 3.2% 26.9% $12

Cost Breakdown

A central one-bedroom costs $1,675 in Loveland, CO versus $542 in Quito. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Loveland, CO are about 7.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86 in Loveland, CO versus $55 in Quito. Monthly groceries follow the same trend: $381 vs $193 – making Quito the more affordable choice for daily food spending.

Good to know

🇺🇸 Loveland, CO

🇪🇨 Quito

🕒 Local time

05:38 5:38 AM

07:38 7:38 AM

2 h ahead of Loveland, CO

🌤 Weather

👥 Population

61,122

2,671,191 Capital

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Loveland, CO Quito 5,250 km ≈ 7 h nonstop flight

From you

Loveland, CO
Quito

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loveland, CO vs Quito: Cost of Living - Frequently Asked Questions

Loveland, CO costs about 188% more than Quito, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,388 per month in Loveland, CO and $1,521 in Quito. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Quito, especially for central apartments: a one-bedroom in the center costs $542 there versus $1,675 in Loveland, CO.

Monthly expenses with rent come to $2,925 in Loveland, CO and $1,014 in Quito. That makes Quito about 65% cheaper.

Public transport costs about 28% less in Quito. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Quito, where all-in costs run around $1,014, than in Loveland, CO at $2,925. In Quito it covers expenses comfortably, while in Loveland, CO it requires careful planning or may not stretch far enough.

Families tend to lean toward Quito – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Quito. If higher salaries or specific career opportunities are the priority, Loveland, CO makes more sense. Both are solid long-term options with distinct trade-offs.