Cost of Living Comparison Between Loveland, CO and New York, NY Cost of Living Comparison Between Loveland, CO and New York, NY

🙂 Solo nomad: Loveland, CO is 31.8% cheaper than New York, NY without rent, and 34.6% cheaper with rent.

🙂 Family of 3: Loveland, CO is 44.4% cheaper than New York, NY without rent, and 49.5% cheaper with rent.

Meal at Budget Restaurant

$20.26 $20.26

$29.68 $29.68

-31.74%

Three-Course Dinner for Two, Mid-Range

$86.6 $86.6

$144 $144

-39.96%

Fast Food Meal (McDonalds, etc)

$11.41 $11.41

$12.43 $12.43

-8.21%

Cappuccino

$5.03 $5.03

$5.84 $5.84

-13.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 $2.67

$3.26 $3.26

-18.10%

Water (0.33 liter bottle)

$2.43 $2.43

$2.58 $2.58

-5.81%

Local Beer (0.5 liter draught)

$6.4 $6.4

$8.24 $8.24

-22.33%

Imported Beer (0.33 liter bottle)

$6.81 $6.81

$11.86 $11.86

-42.58%

Milk (1 liter)

$1.04 $1.04

$1.56 $1.56

-33.33%

White Bread (500g)

$3.71 $3.71

$5.23 $5.23

-29.06%

Rice (white) (1kg)

$3.18 $3.18

$8.11 $8.11

-60.79%

Eggs

$4.13 $4.13

$7.25 $7.25

-43.03%

Local Cheese (1kg)

$10.92 $10.92

$17.08 $17.08

-36.07%

Chicken Fillets (1kg)

$10.36 $10.36

$16.24 $16.24

-36.21%

Beef Round Steak (1kg)

$16.71 $16.71

$20.02 $20.02

-16.53%

Apples (1kg)

$3.92 $3.92

$7.49 $7.49

-47.66%

Banana (1kg)

$1.5 $1.5

$2.55 $2.55

-41.18%

Oranges (1kg)

$3.75 $3.75

$5.82 $5.82

-35.57%

Tomato (1kg)

$4.75 $4.75

$6.52 $6.52

-27.15%

Potato (1kg)

$2.25 $2.25

$3.72 $3.72

-39.52%

Onion (1kg)

$2.37 $2.37

$3.9 $3.9

-39.23%

Lettuce (1 head)

$2.44 $2.44

$3.07 $3.07

-20.52%

Water (1.5 liter bottle)

$1.98 $1.98

$2.57 $2.57

-22.96%

Cigarettes 20 Pack (Marlboro, Camel)

$9.3 $9.3

$19.21 $19.21

-51.59%

Wine (Bottle)

$16.45 $16.45

$17.79 $17.79

-7.53%

Local Beer (0.5 liter bottle)

$2.25 $2.25

$3.01 $3.01

-25.25%

Imported Beer (0.33 liter bottle)

$2.76 $2.76

$3.72 $3.72

-25.81%

One-way Ticket (Public Transport)

$1.02 $1.02

$2.92 $2.92

-65.07%

Public Transport Monthly Pass (Regular Price)

$30.33 $30.33

$134 $134

-77.36%

Taxi Start (Normal Tariff)

$2.55 $2.55

$5.13 $5.13

-50.29%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$2.15 $2.15

-36.74%

Taxi 1hour Waiting (Normal Tariff)

$24.88 $24.88

$41.57 $41.57

-40.15%

Gasoline (1 liter)

$0.81 $0.81

$0.95 $0.95

-14.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$35K $35K

-21.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$27.7K $27.7K

-7.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 $164

$179 $179

-8.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 $53.9

$60 $60

-10.11%

Internet (50+ Mbps, Unlimited Data)

$77.3 $77.3

$63.8 $63.8

21.06%

Gym Membership (Monthly)

$27.15 $27.15

$141 $141

-80.70%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$12.14 $12.14

$19.9 $19.9

-38.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,495 $1,495

$3,206 $3,206

-53.37%

International Primary School, 1 Child (Yearly)

$12.7K $12.7K

$56.5K $56.5K

-77.54%

Jeans (Levis 501 Or Similar)

$58.5 $58.5

$65.7 $65.7

-11.03%

Summer Dress (H&M, Zara, etc)

$58.4 $58.4

$48.75 $48.75

19.84%

Sport Shoes (Adidas, Nike)

$79.4 $79.4

$111 $111

-28.61%

Men's Leather Business Shoes

$107 $107

$172 $172

-37.50%

1-bedroom Apartment, City Center (Monthly)

$1,671 $1,671

$4,165 $4,165

-59.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,642 $1,642

$2,653 $2,653

-38.10%

3-bedroom Apartment, City Center (Monthly)

$2,572 $2,572

$8,412 $8,412

-69.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,226 $2,226

$5,277 $5,277

-57.81%

Buy Apartment in City Center (m2)

$3,130 $3,130

$15.6K $15.6K

-79.96%

Buy Apartment Outside City Center (m2)

$2,494 $2,494

$11.2K $11.2K

-77.64%

Average Monthly Net Salary (After Tax)

$4,663 $4,663

$5,616 $5,616

-16.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.44

2.33%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loveland, CO: October 28, 2025

Last update for New York, NY: October 28, 2025

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