Cost of Living Comparison Between Loveland, CO and Chicago, IL Cost of Living Comparison Between Loveland, CO and Chicago, IL

🙂 Solo nomad: Loveland, CO is 11.4% cheaper than Chicago, IL without rent, and 3.5% cheaper with rent.

🙂 Family of 3: Loveland, CO is 27.2% cheaper than Chicago, IL without rent, and 20.9% cheaper with rent.

Meal at Budget Restaurant

$20.26 $20.26

$20.82 $20.82

-2.69%

Three-Course Dinner for Two, Mid-Range

$86.6 $86.6

$100 $100

-13.73%

Fast Food Meal (McDonalds, etc)

$11.41 $11.41

$11.97 $11.97

-4.68%

Cappuccino

$5.03 $5.03

$5.56 $5.56

-9.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 $2.67

$3.11 $3.11

-14.15%

Water (0.33 liter bottle)

$2.43 $2.43

$2.42 $2.42

0.41%

Local Beer (0.5 liter draught)

$6.4 $6.4

$6.86 $6.86

-6.71%

Imported Beer (0.33 liter bottle)

$6.81 $6.81

$8.45 $8.45

-19.41%

Milk (1 liter)

$1.04 $1.04

White Bread (500g)

$3.71 $3.71

$4.15 $4.15

-10.60%

Rice (white) (1kg)

$3.18 $3.18

$5.52 $5.52

-42.39%

Eggs

$4.13 $4.13

$4.65 $4.65

-11.18%

Local Cheese (1kg)

$10.92 $10.92

$14.33 $14.33

-23.80%

Chicken Fillets (1kg)

$10.36 $10.36

$14.88 $14.88

-30.38%

Beef Round Steak (1kg)

$16.71 $16.71

$19.34 $19.34

-13.60%

Apples (1kg)

$3.92 $3.92

$5.17 $5.17

-24.18%

Banana (1kg)

$1.5 $1.5

$1.71 $1.71

-12.28%

Oranges (1kg)

$3.75 $3.75

$4.41 $4.41

-14.97%

Tomato (1kg)

$4.75 $4.75

$4.51 $4.51

5.32%

Potato (1kg)

$2.25 $2.25

$2.53 $2.53

-11.07%

Onion (1kg)

$2.37 $2.37

$2.74 $2.74

-13.50%

Lettuce (1 head)

$2.44 $2.44

$2.43 $2.43

0.41%

Water (1.5 liter bottle)

$1.98 $1.98

$2.7 $2.7

-26.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.3 $9.3

$15.19 $15.19

-38.78%

Wine (Bottle)

$16.45 $16.45

$16.42 $16.42

0.18%

Local Beer (0.5 liter bottle)

$2.25 $2.25

$2.35 $2.35

-4.26%

Imported Beer (0.33 liter bottle)

$2.76 $2.76

$3.7 $3.7

-25.41%

One-way Ticket (Public Transport)

$1.02 $1.02

$2.53 $2.53

-59.68%

Public Transport Monthly Pass (Regular Price)

$30.33 $30.33

$74.1 $74.1

-59.09%

Taxi Start (Normal Tariff)

$2.55 $2.55

$3.34 $3.34

-23.65%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.42 $1.42

-4.23%

Taxi 1hour Waiting (Normal Tariff)

$24.88 $24.88

$25.42 $25.42

-2.12%

Gasoline (1 liter)

$0.81 $0.81

$1.08 $1.08

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$32.4K $32.4K

-15.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.2K $26.2K

-1.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 $164

$188 $188

-13.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 $53.9

$63.7 $63.7

-15.37%

Internet (50+ Mbps, Unlimited Data)

$77.3 $77.3

$65.2 $65.2

18.51%

Gym Membership (Monthly)

$27.15 $27.15

$76.7 $76.7

-64.61%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$12.14 $12.14

$14.93 $14.93

-18.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,495 $1,495

$2,063 $2,063

-27.51%

International Primary School, 1 Child (Yearly)

$12.7K $12.7K

$39.2K $39.2K

-67.62%

Jeans (Levis 501 Or Similar)

$58.5 $58.5

$64.3 $64.3

-9.10%

Summer Dress (H&M, Zara, etc)

$58.4 $58.4

$52.4 $52.4

11.51%

Sport Shoes (Adidas, Nike)

$79.4 $79.4

$95.2 $95.2

-16.65%

Men's Leather Business Shoes

$107 $107

$145 $145

-25.87%

1-bedroom Apartment, City Center (Monthly)

$1,671 $1,671

$2,378 $2,378

-29.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,642 $1,642

$1,584 $1,584

3.66%

3-bedroom Apartment, City Center (Monthly)

$2,572 $2,572

$4,763 $4,763

-45.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,226 $2,226

$2,815 $2,815

-20.92%

Buy Apartment in City Center (m2)

$3,130 $3,130

$3,588 $3,588

-12.75%

Buy Apartment Outside City Center (m2)

$2,494 $2,494

$2,490 $2,490

0.17%

Average Monthly Net Salary (After Tax)

$4,663 $4,663

$5,275 $5,275

-11.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.6

-0.15%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loveland, CO: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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