Cost of Living Comparison Between Loveland, CO and Austin, TX Cost of Living Comparison Between Loveland, CO and Austin, TX

😐 Solo nomad: Loveland, CO is 1.7% more expensive than Austin, TX without rent, and 8% more expensive with rent.
πŸ™‚ Family of 3: Loveland, CO is 15.8% cheaper than Austin, TX without rent, and 9.3% cheaper with rent.
Currency
🍽 Eating Out
Loveland, CO
Austin, TX
Difference
Meal at Budget Restaurant
$20.26 $20.26
$19.64 $19.64
3.16%
Three-Course Dinner for Two, Mid-Range
$86.6 $86.6
$76.2 $76.2
13.54%
Fast Food Meal (McDonalds, etc)
$11.41 $11.41
$9.95 $9.95
14.67%
Cappuccino
$5.03 $5.03
$5.61 $5.61
-10.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.67 $2.67
$2.64 $2.64
1.14%
Water (0.33 liter bottle)
$2.43 $2.43
$2.19 $2.19
10.96%
Local Beer (0.5 liter draught)
$6.4 $6.4
$5.84 $5.84
9.59%
Imported Beer (0.33 liter bottle)
$6.81 $6.81
$7.92 $7.92
-14.02%
πŸ›’ Groceries & Markets
Loveland, CO
Austin, TX
Difference
Milk (1 liter)
$1.04 $1.04
$1.13 $1.13
-7.96%
White Bread (500g)
$3.71 $3.71
$3.3 $3.3
12.42%
Rice (white) (1kg)
$3.18 $3.18
$3.5 $3.5
-9.14%
Eggs
$4.13 $4.13
$4.4 $4.4
-6.14%
Local Cheese (1kg)
$10.92 $10.92
$12 $12
-9.00%
Chicken Fillets (1kg)
$10.36 $10.36
$10.68 $10.68
-3.00%
Beef Round Steak (1kg)
$16.71 $16.71
$14.73 $14.73
13.44%
Apples (1kg)
$3.92 $3.92
$4.88 $4.88
-19.67%
Banana (1kg)
$1.5 $1.5
$1.52 $1.52
-1.32%
Oranges (1kg)
$3.75 $3.75
$4.53 $4.53
-17.22%
Tomato (1kg)
$4.75 $4.75
$3.92 $3.92
21.17%
Potato (1kg)
$2.25 $2.25
$2.72 $2.72
-17.28%
Onion (1kg)
$2.37 $2.37
$2.76 $2.76
-14.13%
Lettuce (1 head)
$2.44 $2.44
$2.01 $2.01
21.39%
Water (1.5 liter bottle)
$1.98 $1.98
$2.18 $2.18
-9.17%
Cigarettes 20 Pack (Marlboro, Camel)
$9.3 $9.3
$8.86 $8.86
4.97%
Wine (Bottle)
$16.45 $16.45
$14.96 $14.96
9.96%
Local Beer (0.5 liter bottle)
$2.25 $2.25
$2.34 $2.34
-3.85%
Imported Beer (0.33 liter bottle)
$2.76 $2.76
$3.44 $3.44
-19.77%
🚌 Getting Around
Loveland, CO
Austin, TX
Difference
One-way Ticket (Public Transport)
$1.02 $1.02
$1.48 $1.48
-31.08%
Public Transport Monthly Pass (Regular Price)
$30.33 $30.33
$42.82 $42.82
-29.17%
Taxi Start (Normal Tariff)
$2.55 $2.55
$4.3 $4.3
-40.70%
Taxi (Normal Tariff) (1km)
$1.36 $1.36
$1.82 $1.82
-25.27%
Taxi 1hour Waiting (Normal Tariff)
$24.88 $24.88
$34.63 $34.63
-28.15%
Gasoline (1 liter)
$0.81 $0.81
$0.73 $0.73
10.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K $27.3K
$25.5K $25.5K
7.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$26.3K $26.3K
-2.21%
🧾 Monthly Utilities & Internet
Loveland, CO
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$164 $164
$177 $177
-7.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.9 $53.9
$58.9 $58.9
-8.52%
Internet (50+ Mbps, Unlimited Data)
$77.3 $77.3
$64.8 $64.8
19.17%
πŸŽ‰ Sport & Entertainment
Loveland, CO
Austin, TX
Difference
Gym Membership (Monthly)
$27.15 $27.15
$62.6 $62.6
-56.62%
Tennis Court (1 Hour on Weekend)
-
$10.17 $10.17
-
Cinema Ticket
$12.14 $12.14
$14.72 $14.72
-17.53%
🧸 Childcare & Education
Loveland, CO
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,495 $1,495
$1,378 $1,378
8.46%
International Primary School, 1 Child (Yearly)
$12.7K $12.7K
$22.4K $22.4K
-43.34%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Loveland, CO
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$58.5 $58.5
$56.3 $56.3
3.86%
Summer Dress (H&M, Zara, etc)
$58.4 $58.4
$46.46 $46.46
25.74%
Sport Shoes (Adidas, Nike)
$79.4 $79.4
$86.7 $86.7
-8.42%
Men's Leather Business Shoes
$107 $107
$119 $119
-9.78%
🏠 Accommodation & Living
Loveland, CO
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$1,671 $1,671
$2,188 $2,188
-23.62%
1-bedroom Apartment, Outside City Center (Monthly)
$1,642 $1,642
$1,395 $1,395
17.73%
3-bedroom Apartment, City Center (Monthly)
$2,572 $2,572
$3,896 $3,896
-33.97%
3-bedroom Apartment, Outside City Center (Monthly)
$2,226 $2,226
$2,689 $2,689
-17.22%
Buy Apartment in City Center (m2)
$3,130 $3,130
$4,414 $4,414
-29.08%
Buy Apartment Outside City Center (m2)
$2,494 $2,494
$3,161 $3,161
-21.09%
πŸ’΅ Salaries & Financials
Loveland, CO
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$4,663 $4,663
$4,871 $4,871
-4.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.59
6.45
2.17%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loveland, CO: October 28, 2025

Last update for Austin, TX: October 28, 2025

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.