Last update: Oct 2026

Cost of Living Comparison Between Loughrea and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,512 in Loughrea, rent and utilities included – about $13,700 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Loughrea
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Loughrea Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Loughrea

🇮🇪 Ireland

$2,512

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Loughrea and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loughrea and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,512 in Loughrea versus $1,368 in Ubud, Bali.

Loughrea $2,512
Ubud, Bali $1,368

Estimated couple costs with rent: $3,724 in Loughrea versus $2,314 in Ubud, Bali.

Loughrea $3,724
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,936 in Loughrea versus $3,260 in Ubud, Bali.

Loughrea $4,936
Ubud, Bali $3,260

Living in Loughrea is roughly 84% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Loughrea 86% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$23.22 €20.65

$3.33 Rp 59.8K

597.30%

Three-Course Dinner for Two, Mid-Range

$102 €90.9

$35.18 Rp 631.2K

190.65%

Fast Food Meal (McDonalds, etc)

$13.62 €12.12

$5.80 Rp 104.1K

134.83%

Cappuccino

$3.38 €3.01

$2.73 Rp 49.0K

23.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$1.64 Rp 29.4K

32.32%

Water (0.33 liter bottle)

$2.23 €1.99

$0.83 Rp 14.9K

168.67%

Local Beer (0.5 liter draught)

$5.45 €4.85

$2.70 Rp 48.4K

101.85%

Imported Beer (0.33 liter bottle)

$4.39 €3.91

$4.30 Rp 77.1K

2.09%

Milk (1 liter)

$1.66 €1.48

$1.50 Rp 27.0K

10.67%

White Bread (500g)

$2.26 €2.01

$2.30 Rp 41.2K

-1.74%

Rice (white) (1kg)

$1.98 €1.76

$1.18 Rp 21.1K

67.80%

Eggs

$4.82 €4.29

$2.14 Rp 38.5K

125.23%

Local Cheese (1kg)

$3.45 €3.07

$17.48 Rp 313.6K

-80.26%

Chicken Fillets (1kg)

$6.65 €5.91

$4.03 Rp 72.3K

65.01%

Beef Round Steak (1kg)

$11.08 €9.86

$12.23 Rp 219.4K

-9.40%

Apples (1kg)

$2.70 €2.40

$3.55 Rp 63.7K

-23.94%

Banana (1kg)

$2.24 €1.99

$1.57 Rp 28.2K

42.68%

Oranges (1kg)

$2.72 €2.41

$2.24 Rp 40.1K

21.43%

Tomato (1kg)

$4.44 €3.95

$1.93 Rp 34.6K

130.05%

Potato (1kg)

$1.86 €1.65

$1.88 Rp 33.8K

-1.06%

Onion (1kg)

$1.54 €1.37

$2.29 Rp 41.1K

-32.75%

Lettuce (1 head)

$0.76 €0.67

$0.99 Rp 17.8K

-23.23%

Water (1.5 liter bottle)

$2.08 €1.85

$0.53 Rp 9,445

292.45%

Cigarettes 20 Pack (Marlboro, Camel)

$21.25 €18.90

$2.28 Rp 41.0K

832.02%

Wine (Bottle)

$13.16 €11.71

$23.01 Rp 412.9K

-42.81%

Local Beer (0.5 liter bottle)

$3.44 €3.06

$2.34 Rp 42.0K

47.01%

Imported Beer (0.33 liter bottle)

$3.43 €3.05

$2.91 Rp 52.2K

17.87%

One-way Ticket (Public Transport)

$2.66 €2.36

$0.24 Rp 4,301

1008.33%

Public Transport Monthly Pass (Regular Price)

$55.0 €48.92

$8.82 Rp 158.2K

523.58%

Taxi Start (Normal Tariff)

$5.23 €4.65

$0.48 Rp 8,657

989.58%

Taxi (Normal Tariff) (1km)

$1.52 €1.35

$0.46 Rp 8,207

230.43%

Taxi 1hour Waiting (Normal Tariff)

$37.00 €32.91

$5.45 Rp 97.9K

578.90%

Gasoline (1 liter)

$1.78 €1.58

$0.88 Rp 15.9K

102.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K €34.3K

$24.6K Rp 440.8M

57.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K €35.0K

$31.2K Rp 559.6M

26.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 €146

$83.0 Rp 1.5M

98.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.15 €16.14

$6.45 Rp 115.7K

181.40%

Internet (50+ Mbps, Unlimited Data)

$52.0 €46.22

$18.57 Rp 333.1K

179.86%

Gym Membership (Monthly)

$59.6 €53.0

$55.8 Rp 1.0M

6.74%

Tennis Court (1 Hour on Weekend)

$49.26 €43.81

$18.11 Rp 324.9K

172.00%

Cinema Ticket

$15.35 €13.65

$4.38 Rp 78.6K

250.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,255 €1,116

$493 Rp 8.8M

154.62%

International Primary School, 1 Child (Yearly)

$5,363 €4,770

$5,754 Rp 103.2M

-6.78%

Jeans (Levis 501 Or Similar)

$89.5 €79.6

$46.19 Rp 828.8K

93.76%

Summer Dress (H&M, Zara, etc)

$49.98 €44.45

$35.33 Rp 634.0K

41.47%

Sport Shoes (Adidas, Nike)

$113 €101

$79.1 Rp 1.4M

43.18%

Men's Leather Business Shoes

$128 €114

$78.4 Rp 1.4M

63.12%

1-bedroom Apartment, City Center (Monthly)

$1,598 €1,422

$1,142 Rp 20.5M

39.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,326 €1,179

$676 Rp 12.1M

96.26%

3-bedroom Apartment, City Center (Monthly)

$2,530 €2,250

$3,503 Rp 62.9M

-27.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,089 €1,858

$1,700 Rp 30.5M

22.92%

Buy Apartment in City Center (m2)

$2,784 Rp 50.0M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

Average Monthly Net Salary (After Tax)

$2,538 €2,257

$165 Rp 3.0M

1442.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

13.78

-72.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loughrea: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loughrea

$1.3K 52.8%

Ubud, Bali

$676 49.4% 49% $650

Eating Out

Loughrea

$321 12.8%

Ubud, Bali

$109 8% 66.1% $212

Groceries & Markets

Loughrea

$290 11.6%

Ubud, Bali

$290 21.2% 0% $0.1

Monthly Utilities & Internet

Loughrea

$235 9.3%

Ubud, Bali

$108 7.9% 53.9% $126

Clothing & Footwear

Loughrea

$171 6.8%

Ubud, Bali

$108 7.9% 37.2% $64

Sport & Entertainment

Loughrea

$90 3.6%

Ubud, Bali

$65 4.7% 28.5% $26

Getting Around

Loughrea

$78 3.1%

Ubud, Bali

$13 0.9% 84% $66

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Loughrea and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Loughrea pays 1442% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $102 in Loughrea vs $35.00 in Ubud, Bali. Groceries flip the comparison at $290 vs $290, with Loughrea cheaper for home cooking.

Good to know

🇮🇪 Loughrea

🇮🇩 Ubud, Bali

🕒 Local time

06:56 6:56 AM

13:56 1:56 PM

7 h ahead of Loughrea

🌤 Weather

👥 Population

5,600

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.57 USD

100,000 IDR = 4.95 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,204 IDR (100,000 IDR = 4.95 EUR).

USD to EUR in detail →

On the map

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Between locations

Loughrea Ubud, Bali 12,970 km ≈ 17 h nonstop flight

From you

Loughrea
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loughrea vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Loughrea and Ubud, Bali differ by about 84% in total monthly costs ($2,512 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1442% higher in Loughrea, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Loughrea versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Loughrea pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $102 in Loughrea. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $2,512 in Loughrea, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Loughrea. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Loughrea and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 84% less than in Loughrea. Beyond cost, consider language, visa policies, and how big the international community is in each city.