Last update: Oct 2026

Cost of Living Comparison Between Lorain, OH and Bloomington, IN

For one person, living is cheaper in Lorain, OH: $1,835 a month against $2,362 in Bloomington, IN, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Lorain, OH
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Lorain, OH Living Index
116

Cost of Living Index in Bloomington, IN
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Bloomington, IN Living Index

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Lorain, OH

🇺🇸 United States

$1,835

/mo nomad

Bloomington, IN

🇺🇸 United States

$2,362

/mo nomad

Monthly Cost of Living

How much you'll spend in Lorain, OH and in Bloomington, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lorain, OH and in Bloomington, IN actually costs, broken down by who's living it.

A single person spends $1,835 per month in Lorain, OH vs $2,362 in Bloomington, IN, rent included.

Lorain, OH $1,835
Bloomington, IN $2,362

A couple spends around $2,880 per month in Lorain, OH vs $3,158 in Bloomington, IN, rent included.

Lorain, OH $2,880
Bloomington, IN $3,158

A family of three spends $3,925 per month in Lorain, OH vs $3,954 in Bloomington, IN, rent included.

Lorain, OH $3,925
Bloomington, IN $3,954

Lorain, OH is about 22% cheaper than Bloomington, IN, and outside of rent the biggest gap is in transport.

Both Lorain, OH and Bloomington, IN sit above the global median – Lorain, OH by 35%, Bloomington, IN by 74%.

Meal at Budget Restaurant

$18.14 $18.14

$14.90 $14.90

21.74%

Three-Course Dinner for Two, Mid-Range

$63.4 $63.4

$50.9 $50.9

24.69%

Fast Food Meal (McDonalds, etc)

$10.30 $10.30

$9.89 $9.89

4.15%

Cappuccino

$3.80 $3.80

$4.82 $4.82

-21.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 $2.45

$2.11 $2.11

16.11%

Water (0.33 liter bottle)

$1.60 $1.60

$1.56 $1.56

2.56%

Local Beer (0.5 liter draught)

$4.86 $4.86

$5.25 $5.25

-7.43%

Imported Beer (0.33 liter bottle)

$5.14 $5.14

$5.84 $5.84

-11.99%

Milk (1 liter)

$0.69 $0.69

$0.80 $0.80

-13.75%

White Bread (500g)

$2.68 $2.68

$3.22 $3.22

-16.77%

Rice (white) (1kg)

$5.59 $5.59

$4.01 $4.01

39.40%

Eggs

$2.39 $2.39

$3.85 $3.85

-37.92%

Local Cheese (1kg)

$7.14 $7.14

$12.76 $12.76

-44.04%

Chicken Fillets (1kg)

$9.97 $9.97

$6.05 $6.05

64.79%

Beef Round Steak (1kg)

$10.47 $10.47

$15.86 $15.86

-33.98%

Apples (1kg)

$4.93 $4.93

$4.31 $4.31

14.39%

Banana (1kg)

$1.56 $1.56

$1.25 $1.25

24.80%

Oranges (1kg)

$4.45 $4.45

$3.28 $3.28

35.67%

Tomato (1kg)

$4.87 $4.87

$4.64 $4.64

4.96%

Potato (1kg)

$2.56 $2.56

$2.52 $2.52

1.59%

Onion (1kg)

$2.99 $2.99

$3.32 $3.32

-9.94%

Lettuce (1 head)

$2.04 $2.04

$1.96 $1.96

4.08%

Water (1.5 liter bottle)

$2.40 $2.40

$1.85 $1.85

29.73%

Cigarettes 20 Pack (Marlboro, Camel)

$10.40 $10.40

$9.95 $9.95

4.52%

Wine (Bottle)

$15.77 $15.77

$11.11 $11.11

41.94%

Local Beer (0.5 liter bottle)

$2.52 $2.52

$1.82 $1.82

38.46%

Imported Beer (0.33 liter bottle)

$2.97 $2.97

$3.03 $3.03

-1.98%

Public Transport Monthly Pass (Regular Price)

$30.20 $30.20

Taxi Start (Normal Tariff)

$2.96 $2.96

$3.86 $3.86

-23.32%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.09 $1.09

45.87%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$18.20 $18.20

33.63%

Gasoline (1 liter)

$1.09 $1.09

$0.90 $0.90

21.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K $33.6K

$27.3K $27.3K

23.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$26.0K $26.0K

1.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$150 $150

42.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.1 $60.1

$77.6 $77.6

-22.49%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$65.3 $65.3

5.84%

Gym Membership (Monthly)

$24.71 $24.71

$39.48 $39.48

-37.41%

Tennis Court (1 Hour on Weekend)

$20.66 $20.66

Cinema Ticket

$11.84 $11.84

$12.05 $12.05

-1.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,356 $1,356

$1,466 $1,466

-7.51%

International Primary School, 1 Child (Yearly)

$32.0K $32.0K

$19.3K $19.3K

66.16%

Jeans (Levis 501 Or Similar)

$39.36 $39.36

$44.51 $44.51

-11.57%

Summer Dress (H&M, Zara, etc)

$42.23 $42.23

$42.35 $42.35

-0.28%

Sport Shoes (Adidas, Nike)

$76.0 $76.0

$66.8 $66.8

13.69%

Men's Leather Business Shoes

$101 $101

$90.6 $90.6

10.94%

1-bedroom Apartment, City Center (Monthly)

$762 $762

$1,453 $1,453

-47.59%

1-bedroom Apartment, Outside City Center (Monthly)

$699 $699

$1,262 $1,262

-44.59%

3-bedroom Apartment, City Center (Monthly)

$1,403 $1,403

$2,075 $2,075

-32.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,505 $1,505

$1,568 $1,568

-4.01%

Buy Apartment in City Center (m2)

$2,244 $2,244

Buy Apartment Outside City Center (m2)

$1,973 $1,973

Average Monthly Net Salary (After Tax)

$3,053 $3,053

$3,592 $3,592

-15.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.55

-0.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lorain, OH: October 17, 2026

Last update for Bloomington, IN: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lorain, OH

$699 38.1%

Bloomington, IN

$1.3K 53.4% 80.5% $563

Groceries & Markets

Lorain, OH

$345 18.8%

Bloomington, IN

$335 14.2% 3% $10

Monthly Utilities & Internet

Lorain, OH

$343 18.7%

Bloomington, IN

$293 12.4% 14.7% $50

Eating Out

Lorain, OH

$272 14.8%

Bloomington, IN

$259 11% 4.8% $13

Clothing & Footwear

Lorain, OH

$116 6.3%

Bloomington, IN

$110 4.7% 5.3% $6.2

Sport & Entertainment

Lorain, OH

$48 2.6%

Bloomington, IN

$64 2.7% 31.4% $15

Getting Around

Lorain, OH

$11 * 0.6%

Bloomington, IN

$39 * 1.7% 261% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $762 in Lorain, OH versus $1,453 in Bloomington, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Bloomington, IN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63.0 in Lorain, OH versus $51.0 in Bloomington, IN. Monthly groceries follow the same trend: $345 vs $335 – making Bloomington, IN the more affordable choice for daily food spending.

Good to know

🇺🇸 Lorain, OH

🇺🇸 Bloomington, IN

🕒 Local time

04:21 4:21 AM

Same time as Lorain, OH

🌤 Weather

👥 Population

65,430

69,247

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Lorain, OH Bloomington, IN 450 km

From you

Lorain, OH
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lorain, OH vs Bloomington, IN: Cost of Living - Frequently Asked Questions

Yes – Bloomington, IN is pricier by about 29%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,753 per month in Lorain, OH and $3,543 in Bloomington, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lorain, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $63.0 in Lorain, OH and $51.0 in Bloomington, IN. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 3% cheaper in Bloomington, IN – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,500 monthly budget goes further in Lorain, OH, where all-in costs run around $1,835, than in Bloomington, IN at $2,362. In Lorain, OH it covers expenses comfortably, while in Bloomington, IN it requires careful planning or may not stretch far enough.

Families tend to lean toward Lorain, OH – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lorain, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bloomington, IN makes more sense. Both are solid long-term options with distinct trade-offs.