Cost of Living Comparison Between Locarno and Ubud, Bali Cost of Living Comparison Between Locarno and Ubud, Bali

Monthly Cost of Living

A single person spends $2,901 per month in Locarno vs $1,374 in Ubud, Bali, rent included.

A couple spends around $4,558 per month in Locarno vs $2,313 in Ubud, Bali, rent included.

A family of three spends $6,215 per month in Locarno vs $3,252 in Ubud, Bali, rent included.

Locarno costs about 111% more than Ubud, Bali, driven mainly by Eating Out.

Both Locarno and Ubud, Bali sit above the global median – Locarno by 115%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$27.18 CHF 22.71

$3.32 Rp 59.4K

718.67%

Three-Course Dinner for Two, Mid-Range

$118 CHF 98.7

$35.33 Rp 631.4K

234.25%

Fast Food Meal (McDonalds, etc)

$17.68 CHF 14.77

$5.33 Rp 95.3K

231.71%

Cappuccino

$4.95 CHF 4.14

$2.75 Rp 49.2K

80.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.31 CHF 4.43

$1.73 Rp 30.9K

206.94%

Water (0.33 liter bottle)

$4.25 CHF 3.55

$0.80 Rp 14.3K

431.25%

Local Beer (0.5 liter draught)

$8.29 CHF 6.93

$2.95 Rp 52.7K

181.02%

Imported Beer (0.33 liter bottle)

$5.97 CHF 4.99

$4.44 Rp 79.3K

34.46%

Milk (1 liter)

$2.18 CHF 1.82

$1.50 Rp 26.8K

45.33%

White Bread (500g)

$3.87 CHF 3.23

$2.30 Rp 41.1K

68.26%

Rice (white) (1kg)

$3.13 CHF 2.61

$1.10 Rp 19.6K

184.55%

Eggs

$7.20 CHF 6.02

$2.16 Rp 38.6K

233.33%

Local Cheese (1kg)

$25.62 CHF 21.41

$17.09 Rp 305.4K

49.91%

Chicken Fillets (1kg)

$16.21 CHF 13.54

$3.88 Rp 69.3K

317.78%

Beef Round Steak (1kg)

$35.68 CHF 29.82

$11.92 Rp 213.0K

199.33%

Apples (1kg)

$2.97 CHF 2.48

$3.57 Rp 63.7K

-16.81%

Banana (1kg)

$1.64 CHF 1.37

$1.58 Rp 28.3K

3.80%

Oranges (1kg)

$2.04 CHF 1.71

$2.36 Rp 42.2K

-13.56%

Tomato (1kg)

$3.50 CHF 2.93

$1.97 Rp 35.1K

77.66%

Potato (1kg)

$1.22 CHF 1.02

$1.81 Rp 32.3K

-32.60%

Onion (1kg)

$1.78 CHF 1.48

$2.39 Rp 42.7K

-25.52%

Lettuce (1 head)

$1.87 CHF 1.57

$1.02 Rp 18.2K

83.33%

Water (1.5 liter bottle)

$1.16 CHF 0.97

$0.49 Rp 8,782

136.73%

Cigarettes 20 Pack (Marlboro, Camel)

$10.77 CHF 9.00

$2.25 Rp 40.1K

378.67%

Wine (Bottle)

$13.13 CHF 10.97

$22.30 Rp 398.5K

-41.12%

Local Beer (0.5 liter bottle)

$3.04 CHF 2.54

$2.37 Rp 42.3K

28.27%

Imported Beer (0.33 liter bottle)

$3.01 CHF 2.52

$2.90 Rp 51.7K

3.79%

One-way Ticket (Public Transport)

$2.57 CHF 2.14

$0.25 Rp 4,452

928.00%

Public Transport Monthly Pass (Regular Price)

$95.4 CHF 79.8

$8.55 Rp 152.8K

1016.26%

Taxi Start (Normal Tariff)

$12.25 CHF 10.23

$0.44 Rp 7,897

2684.09%

Taxi (Normal Tariff) (1km)

$2.41 CHF 2.01

$0.42 Rp 7,547

473.81%

Taxi 1hour Waiting (Normal Tariff)

$60.3 CHF 50.4

$5.66 Rp 101.2K

965.19%

Gasoline (1 liter)

$2.24 CHF 1.88

$0.81 Rp 14.6K

176.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K CHF 32.3K

$23.7K Rp 424.2M

62.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K CHF 32.5K

$31.0K Rp 553.6M

25.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$478 CHF 399

$82.3 Rp 1.5M

480.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.82 CHF 22.41

$6.30 Rp 112.6K

325.71%

Internet (50+ Mbps, Unlimited Data)

$57.0 CHF 47.65

$18.63 Rp 333.0K

206.12%

Gym Membership (Monthly)

$70.8 CHF 59.2

$54.7 Rp 978.1K

29.36%

Tennis Court (1 Hour on Weekend)

$30.21 CHF 25.24

$18.45 Rp 329.7K

63.74%

Cinema Ticket

$19.52 CHF 16.31

$4.24 Rp 75.8K

360.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,415 CHF 1,182

$484 Rp 8.7M

192.25%

International Primary School, 1 Child (Yearly)

$18.9K CHF 15.8K

$5,590 Rp 99.9M

238.64%

Jeans (Levis 501 Or Similar)

$94.9 CHF 79.3

$45.77 Rp 818.0K

107.23%

Summer Dress (H&M, Zara, etc)

$56.3 CHF 47.05

$35.69 Rp 637.9K

57.78%

Sport Shoes (Adidas, Nike)

$97.4 CHF 81.4

$78.3 Rp 1.4M

24.37%

Men's Leather Business Shoes

$116 CHF 97.3

$80.1 Rp 1.4M

45.24%

1-bedroom Apartment, City Center (Monthly)

$1,012 CHF 846

$1,147 Rp 20.5M

-11.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,022 CHF 854

$678 Rp 12.1M

50.71%

3-bedroom Apartment, City Center (Monthly)

$2,384 CHF 1,992

$3,504 Rp 62.6M

-31.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,185 CHF 1,826

$1,688 Rp 30.2M

29.43%

Buy Apartment in City Center (m2)

$8,014 CHF 6,696

$2,788 Rp 49.8M

187.39%

Buy Apartment Outside City Center (m2)

$6,002 CHF 5,015

$2,257 Rp 40.3M

165.94%

Average Monthly Net Salary (After Tax)

$6,622 CHF 5,533

$165 Rp 2.9M

3911.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.93

13.78

-85.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Locarno: September 28, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Locarno versus $1,147 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3912% higher in Locarno, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in Locarno versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $493 vs $286 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Locarno vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Locarno is pricier by about 111%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,352 per month in Locarno and $2,062 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 1016% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,415 per month in Locarno and $484 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,374, than in Locarno at $2,901. In Ubud, Bali it covers expenses comfortably, while in Locarno it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Locarno makes more sense. Both are solid long-term options with distinct trade-offs.