Last update: Oct 2026

Cost of Living Comparison Between Liptovsky Mikulas and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,566 in Liptovsky Mikulas, rent and utilities included – about $2,600 less a year. Other living expenses account for most of the difference.

Liptovsky Mikulas, Slovakia
Ubud, Bali, Indonesia
Liptovsky Mikulas
🇸🇰 Slovakia
$1,566
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Liptovsky Mikulas and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Liptovsky Mikulas and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,566 per month in Liptovsky Mikulas vs $1,349 in Ubud, Bali, rent included.

  • Liptovsky Mikulas $1,566
  • Ubud, Bali $1,349

A couple spends around $2,329 per month in Liptovsky Mikulas vs $2,305 in Ubud, Bali, rent included.

  • Liptovsky Mikulas $2,329
  • Ubud, Bali $2,305

A family of three spends $3,091 per month in Liptovsky Mikulas vs $3,261 in Ubud, Bali, rent included.

  • Liptovsky Mikulas $3,091
  • Ubud, Bali $3,261

Liptovsky Mikulas costs about 16% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Liptovsky Mikulas
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.16 €10.00
$3.32 Rp 60.2K
236.14%
Three-Course Dinner for Two, Mid-Range
$68.5 €61.4
$35.64 Rp 645.8K
92.26%
Fast Food Meal (McDonalds, etc)
$10.45 €9.36
$5.53 Rp 100.3K
88.97%
Cappuccino
$3.45 €3.09
$2.72 Rp 49.3K
26.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.43 €2.18
$1.70 Rp 30.8K
42.94%
Water (0.33 liter bottle)
$1.82 €1.63
$0.76 Rp 13.8K
139.47%
Local Beer (0.5 liter draught)
$3.32 €2.98
$2.65 Rp 48.1K
25.28%
Imported Beer (0.33 liter bottle)
$3.26 €2.92
$4.38 Rp 79.4K
-25.57%
🛒 Groceries & Markets
Liptovsky Mikulas
Ubud, Bali
Difference
Milk (1 liter)
$1.11 €1.00
$1.49 Rp 27.0K
-25.50%
White Bread (500g)
$1.62 €1.45
$2.28 Rp 41.2K
-28.95%
Rice (white) (1kg)
$2.10 €1.88
$1.19 Rp 21.6K
76.47%
Eggs
$4.60 €4.12
$2.04 Rp 36.9K
125.49%
Local Cheese (1kg)
$15.18 €13.59
$17.70 Rp 320.8K
-14.24%
Chicken Fillets (1kg)
$9.47 €8.48
$3.96 Rp 71.8K
139.14%
Beef Round Steak (1kg)
$14.35 €12.85
$12.19 Rp 220.9K
17.72%
Apples (1kg)
$1.36 €1.22
$3.66 Rp 66.2K
-62.84%
Banana (1kg)
$1.95 €1.75
$1.52 Rp 27.5K
28.29%
Oranges (1kg)
$2.80 €2.51
$2.23 Rp 40.4K
25.56%
Tomato (1kg)
$3.29 €2.95
$1.97 Rp 35.7K
67.01%
Potato (1kg)
$1.59 €1.42
$1.85 Rp 33.5K
-14.05%
Onion (1kg)
$1.45 €1.29
$2.42 Rp 43.9K
-40.08%
Lettuce (1 head)
$1.82 €1.63
$0.99 Rp 17.9K
83.84%
Water (1.5 liter bottle)
$0.89 €0.79
$0.51 Rp 9,303
74.51%
Cigarettes 20 Pack (Marlboro, Camel)
$6.93 €6.21
$2.22 Rp 40.3K
212.16%
Wine (Bottle)
$2.17 €1.95
$22.24 Rp 403.0K
-90.24%
Local Beer (0.5 liter bottle)
$0.57 €0.51
$2.26 Rp 41.0K
-74.78%
Imported Beer (0.33 liter bottle)
$1.92 €1.72
$2.97 Rp 53.8K
-35.35%
🚌 Getting Around
Liptovsky Mikulas
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.26 €1.12
$0.25 Rp 4,548
404.00%
Public Transport Monthly Pass (Regular Price)
$27.41 €24.54
$7.82 Rp 141.8K
250.51%
Taxi Start (Normal Tariff)
$2.75 €2.46
$0.44 Rp 7,964
525.00%
Taxi (Normal Tariff) (1km)
$1.65 €1.48
$0.43 Rp 7,793
283.72%
Taxi 1hour Waiting (Normal Tariff)
$33.36 €29.88
$5.41 Rp 98.0K
516.64%
Gasoline (1 liter)
$1.88 €1.68
$0.82 Rp 14.9K
129.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.7K €23.0K
$23.8K Rp 432.0M
7.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K €24.3K
$31.7K Rp 575.3M
-14.63%
🧾 Monthly Utilities & Internet
Liptovsky Mikulas
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$262 €234
$79.1 Rp 1.4M
231.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.45 €20.10
$6.45 Rp 116.8K
248.06%
Internet (50+ Mbps, Unlimited Data)
$19.51 €17.47
$18.58 Rp 336.7K
5.01%
🎉 Sport & Entertainment
Liptovsky Mikulas
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.06 €37.66
$49.48 Rp 896.7K
-15.00%
Tennis Court (1 Hour on Weekend)
$16.66 €14.92
$17.65 Rp 319.8K
-5.61%
Cinema Ticket
$8.01 €7.18
$4.27 Rp 77.4K
87.59%
🧸 Childcare & Education
Liptovsky Mikulas
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$848 €760
$491 Rp 8.9M
72.91%
International Primary School, 1 Child (Yearly)
$18.9K €16.9K
$5,674 Rp 102.8M
232.83%
👕👟 Clothing & Footwear
Liptovsky Mikulas
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$103 €91.9
$44.64 Rp 808.9K
129.93%
Summer Dress (H&M, Zara, etc)
$40.87 €36.61
$34.95 Rp 633.4K
16.94%
Sport Shoes (Adidas, Nike)
$103 €92.4
$79.9 Rp 1.4M
29.14%
Men's Leather Business Shoes
$109 €97.3
$79.4 Rp 1.4M
36.78%
🏠 Accommodation & Living
Liptovsky Mikulas
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$654 €586
$1,125 Rp 20.4M
-41.88%
1-bedroom Apartment, Outside City Center (Monthly)
$526 €471
$671 Rp 12.2M
-21.62%
3-bedroom Apartment, City Center (Monthly)
$992 €888
$3,565 Rp 64.6M
-72.18%
3-bedroom Apartment, Outside City Center (Monthly)
$788 €706
$1,723 Rp 31.2M
-54.25%
Buy Apartment in City Center (m2)
$3,342 €2,993
$2,732 Rp 49.5M
22.33%
Buy Apartment Outside City Center (m2)
$2,605 €2,333
$2,284 Rp 41.4M
14.04%
💵 Salaries & Financials
Liptovsky Mikulas
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,426 €1,277
$164 Rp 3.0M
770.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.51
13.78
-74.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Liptovsky Mikulas: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Liptovsky Mikulas
$526
Ubud, Bali
$672 27.6% $145
Monthly Utilities & Internet
Liptovsky Mikulas
$304
Ubud, Bali
$104 65.7% $200
Groceries & Markets
Liptovsky Mikulas
$273
Ubud, Bali
$288 5.7% $16
Eating Out
Liptovsky Mikulas
$202
Ubud, Bali
$108 46.7% $94
Clothing & Footwear
Liptovsky Mikulas
$160
Ubud, Bali
$108 32.8% $52
Sport & Entertainment
Liptovsky Mikulas
$58
Ubud, Bali
$58 0.1% $0
Getting Around
Liptovsky Mikulas
$43
Ubud, Bali
$11 73.7% $32

Cost Breakdown

A central one-bedroom costs $654 in Liptovsky Mikulas versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Liptovsky Mikulas are about 8.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69 in Liptovsky Mikulas versus $36 in Ubud, Bali. Groceries tell a different story – $273 in Liptovsky Mikulas vs $288 in Ubud, Bali – so Liptovsky Mikulas wins on supermarket bills even if dining out costs more.

Good to know
🇸🇰 Liptovsky Mikulas
🇮🇩 Ubud, Bali
🕒 Local time
06:44 6:44 AM
13:44 1:44 PM
7 h ahead of Liptovsky Mikulas
🌤 Weather
👥 Population
32,748
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Liptovsky Mikulas Ubud, Bali 11,130 km ≈ 14 h nonstop flight
From you
  • Liptovsky Mikulas
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Liptovsky Mikulas vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Liptovsky Mikulas?
Yes – Liptovsky Mikulas is pricier by about 16%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,350 per month in Liptovsky Mikulas and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Liptovsky Mikulas, especially for central apartments: a one-bedroom in the center costs $654 there versus $1,125 in Ubud, Bali.
Which city has cheaper public transport?
Public transport costs about 71% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $848 per month in Liptovsky Mikulas and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough to cover costs in Liptovsky Mikulas or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $1,566 in Liptovsky Mikulas and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Liptovsky Mikulas or in Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,566 in Liptovsky Mikulas. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Liptovsky Mikulas or Ubud, Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Liptovsky Mikulas makes more sense. Both are solid long-term options with distinct trade-offs.

Liptovsky Mikulas vs other spots: cost of living compared

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