Last update: Oct 2026

Cost of Living Comparison Between Limerick and Lower Hutt

For one person, living is cheaper in Lower Hutt: $2,252 a month against $2,991 in Limerick, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

143

Cost of Living Index in Limerick
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Limerick Living Index
108

Cost of Living Index in Lower Hutt
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Lower Hutt Living Index

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Limerick

🇮🇪 Ireland

$2,991

/mo nomad

Lower Hutt

🇳🇿 New Zealand

$2,252

/mo nomad

Monthly Cost of Living

How much you'll spend in Limerick and in Lower Hutt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Limerick and in Lower Hutt actually costs, broken down by who's living it.

A single person spends $2,991 per month in Limerick vs $2,252 in Lower Hutt, rent included.

Limerick $2,991
Lower Hutt $2,252

A couple spends around $4,185 per month in Limerick vs $3,098 in Lower Hutt, rent included.

Limerick $4,185
Lower Hutt $3,098

A family of three spends $5,379 per month in Limerick vs $3,944 in Lower Hutt, rent included.

Limerick $5,379
Lower Hutt $3,944

Limerick costs about 33% more than Lower Hutt, and outside of rent the biggest gap is in eating out.

Both Limerick and Lower Hutt sit above the global median – Limerick by 120%, Lower Hutt by 65%.

Meal at Budget Restaurant

$20.09 €18.02

$10.86 NZ$19.35

84.99%

Three-Course Dinner for Two, Mid-Range

$83.6 €75.1

$34.76 NZ$61.9

140.62%

Fast Food Meal (McDonalds, etc)

$13.36 €11.98

$9.33 NZ$16.62

43.19%

Cappuccino

$4.49 €4.03

$3.17 NZ$5.64

41.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 €2.33

$1.97 NZ$3.51

31.98%

Water (0.33 liter bottle)

$2.22 €1.99

$1.77 NZ$3.16

25.42%

Local Beer (0.5 liter draught)

$7.35 €6.60

$2.89 NZ$5.15

154.33%

Imported Beer (0.33 liter bottle)

$6.63 €5.95

$6.69 NZ$11.91

-0.90%

Milk (1 liter)

$1.70 €1.52

$1.89 NZ$3.37

-10.05%

White Bread (500g)

$1.79 €1.60

$1.72 NZ$3.06

4.07%

Rice (white) (1kg)

$1.81 €1.62

$1.93 NZ$3.44

-6.22%

Eggs

$5.25 €4.71

$6.92 NZ$12.32

-24.13%

Local Cheese (1kg)

$8.25 €7.40

$8.27 NZ$14.74

-0.24%

Chicken Fillets (1kg)

$12.82 €11.50

$8.71 NZ$15.52

47.19%

Beef Round Steak (1kg)

$14.47 €12.98

$12.81 NZ$22.81

12.96%

Apples (1kg)

$4.05 €3.63

$2.83 NZ$5.03

43.11%

Banana (1kg)

$2.62 €2.35

$2.00 NZ$3.57

31.00%

Oranges (1kg)

$3.95 €3.55

$2.99 NZ$5.32

32.11%

Tomato (1kg)

$3.99 €3.58

$4.63 NZ$8.25

-13.82%

Potato (1kg)

$4.37 €3.92

$2.16 NZ$3.84

102.31%

Onion (1kg)

$2.68 €2.41

$1.24 NZ$2.21

116.13%

Lettuce (1 head)

$1.23 €1.11

$2.02 NZ$3.60

-39.11%

Water (1.5 liter bottle)

$2.31 €2.07

$1.15 NZ$2.05

100.87%

Cigarettes 20 Pack (Marlboro, Camel)

$20.85 €18.71

$16.96 NZ$30.21

22.94%

Wine (Bottle)

$16.80 €15.07

$8.77 NZ$15.62

91.56%

Local Beer (0.5 liter bottle)

$2.96 €2.65

$3.24 NZ$5.77

-8.64%

Imported Beer (0.33 liter bottle)

$3.86 €3.46

$2.82 NZ$5.02

36.88%

One-way Ticket (Public Transport)

$2.48 €2.22

$2.75 NZ$4.89

-9.82%

Public Transport Monthly Pass (Regular Price)

$66.1 €59.3

$106 NZ$188

-37.44%

Taxi Start (Normal Tariff)

$5.69 €5.10

$1.92 NZ$3.42

196.35%

Taxi (Normal Tariff) (1km)

$1.51 €1.35

$1.80 NZ$3.20

-16.11%

Taxi 1hour Waiting (Normal Tariff)

$66.0 €59.2

$33.87 NZ$60.3

94.86%

Gasoline (1 liter)

$2.06 €1.85

$1.64 NZ$2.92

25.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K €34.5K

$28.5K NZ$50.8K

34.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €34.8K

$23.9K NZ$42.6K

62.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 €146

$146 NZ$261

10.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.34 €19.15

$33.15 NZ$59.0

-35.63%

Internet (50+ Mbps, Unlimited Data)

$45.47 €40.80

$54.7 NZ$97.5

-16.90%

Gym Membership (Monthly)

$51.8 €46.44

$38.99 NZ$69.4

32.75%

Tennis Court (1 Hour on Weekend)

$25.16 €22.57

Cinema Ticket

$11.15 €10.00

$9.64 NZ$17.17

15.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$851 €764

$668 NZ$1,190

27.32%

International Primary School, 1 Child (Yearly)

$2,233 €2,004

$11.5K NZ$20.5K

-80.65%

Jeans (Levis 501 Or Similar)

$88.3 €79.2

$79.3 NZ$141

11.26%

Summer Dress (H&M, Zara, etc)

$36.24 €32.52

$35.26 NZ$62.8

2.78%

Sport Shoes (Adidas, Nike)

$91.1 €81.8

$102 NZ$182

-11.07%

Men's Leather Business Shoes

$97.3 €87.3

$146 NZ$261

-33.55%

1-bedroom Apartment, City Center (Monthly)

$2,167 €1,944

$1,438 NZ$2,562

50.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,760 €1,579

$1,163 NZ$2,070

51.40%

3-bedroom Apartment, City Center (Monthly)

$3,147 €2,824

$2,142 NZ$3,815

46.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,531 €2,271

$1,651 NZ$2,940

53.33%

Buy Apartment in City Center (m2)

$4,397 €3,945

$4,760 NZ$8,477

-7.63%

Buy Apartment Outside City Center (m2)

$3,835 €3,441

$3,397 NZ$6,050

12.88%

Average Monthly Net Salary (After Tax)

$3,268 €2,932

$3,207 NZ$5,712

1.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.6

5.39

-33.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Limerick: October 26, 2026

Last update for Lower Hutt: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Limerick

$1.8K 58.8%

Lower Hutt

$1.2K 51.6% 34% $598

Groceries & Markets

Limerick

$374 12.5%

Lower Hutt

$310 13.8% 17.2% $64

Eating Out

Limerick

$324 10.8%

Lower Hutt

$196 8.7% 39.6% $128

Monthly Utilities & Internet

Limerick

$229 7.7%

Lower Hutt

$234 10.4% 2.2% $5.2

Clothing & Footwear

Limerick

$141 4.7%

Lower Hutt

$164 7.3% 16.2% $23

Getting Around

Limerick

$89 3%

Lower Hutt

$128 5.7% 42.9% $38

Sport & Entertainment

Limerick

$74 2.5%

Lower Hutt

$58 2.6% 21.3% $16

Cost Breakdown

A central one-bedroom costs $2,167 in Limerick versus $1,438 in Lower Hutt. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $84 in Limerick versus $35 in Lower Hutt. Monthly groceries follow the same trend: $374 vs $310 – making Lower Hutt the more affordable choice for daily food spending.

Good to know

🇮🇪 Limerick

🇳🇿 Lower Hutt

🕒 Local time

17:12 5:12 PM

06:12 6:12 AM

13 h ahead of Limerick

🌤 Weather

👥 Population

94,192

111,800

💱 Currency

Euro EUR €

New Zealand Dollar NZD $

📈 Exchange rate

1 EUR = 1.11 USD

1 NZD = 0.562 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 29, 2026: 1 USD = 0.897 EUR (1 EUR = 1.11 USD).

New Zealand Dollar exchange rates as of October 29, 2026: 1 USD = 1.78 NZD (1 NZD = 0.562 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to EUR in detail →

On the map

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Between locations

Limerick Lower Hutt 18,710 km ≈ 24 h nonstop flight

From you

Limerick
Lower Hutt

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Limerick vs Lower Hutt: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,991 in Limerick, $2,252 in Lower Hutt – Lower Hutt comes out roughly 25% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,487 per month in Limerick and $3,378 in Lower Hutt. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lower Hutt, especially for central apartments: a one-bedroom in the center costs $1,438 there versus $2,167 in Limerick.

Kindergarten costs $851 per month in Limerick and $668 in Lower Hutt. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 21% more in Limerick, though the gap depends on what you buy.

A $2,500 monthly budget goes further in Lower Hutt, where all-in costs run around $2,252, than in Limerick at $2,991. In Lower Hutt it covers expenses comfortably, while in Limerick it requires careful planning or may not stretch far enough.

Families tend to lean toward Lower Hutt – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.