Last update: Oct 2026

Cost of Living Comparison Between Limerick and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,813 in Limerick, rent and utilities included – about $22,500 less a year. Rent and utilities account for most of the difference.

138

Cost of Living Index in Limerick
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Limerick Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Limerick

🇮🇪 Ireland

$2,813

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Limerick and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Limerick and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,813 in Limerick versus $934 in Cebu.

Limerick $2,813
Cebu $934

Estimated couple costs with rent: $3,997 in Limerick versus $1,415 in Cebu.

Limerick $3,997
Cebu $1,415

Monthly costs for a family of three with rent: $5,180 in Limerick versus $1,896 in Cebu.

Limerick $5,180
Cebu $1,896

Living in Limerick is roughly 201% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Limerick is 110% above, Cebu is 30% below.

Meal at Budget Restaurant

$20.53 €18.31

$3.03 ₱191

577.56%

Three-Course Dinner for Two, Mid-Range

$83.3 €74.3

$23.48 ₱1,476

254.86%

Fast Food Meal (McDonalds, etc)

$13.33 €11.88

$4.09 ₱257

225.92%

Cappuccino

$4.70 €4.19

$2.52 ₱158

86.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 €2.36

$1.54 ₱97.2

72.08%

Water (0.33 liter bottle)

$2.23 €1.99

$0.49 ₱31.06

355.10%

Local Beer (0.5 liter draught)

$7.37 €6.57

$1.79 ₱113

311.73%

Imported Beer (0.33 liter bottle)

$6.77 €6.04

$2.26 ₱142

199.56%

Milk (1 liter)

$1.68 €1.50

$1.95 ₱122

-13.85%

White Bread (500g)

$1.81 €1.62

$1.43 ₱89.9

26.57%

Rice (white) (1kg)

$1.84 €1.64

$1.02 ₱64.0

80.39%

Eggs

$5.24 €4.67

$2.06 ₱129

154.37%

Local Cheese (1kg)

$8.28 €7.38

$9.81 ₱617

-15.60%

Chicken Fillets (1kg)

$12.93 €11.53

$4.61 ₱290

180.48%

Beef Round Steak (1kg)

$13.99 €12.47

$7.70 ₱484

81.69%

Apples (1kg)

$4.23 €3.78

$3.31 ₱208

27.79%

Banana (1kg)

$2.64 €2.36

$1.45 ₱91.2

82.07%

Oranges (1kg)

$3.93 €3.51

$2.36 ₱148

66.53%

Tomato (1kg)

$4.09 €3.65

$1.54 ₱96.6

165.58%

Potato (1kg)

$4.39 €3.91

$2.36 ₱148

86.02%

Onion (1kg)

$2.69 €2.40

$1.99 ₱125

35.18%

Lettuce (1 head)

$1.29 €1.15

$1.15 ₱72.3

12.17%

Water (1.5 liter bottle)

$2.29 €2.04

$0.67 ₱42.26

241.79%

Cigarettes 20 Pack (Marlboro, Camel)

$20.37 €18.17

$3.00 ₱189

579.00%

Wine (Bottle)

$16.55 €14.76

$6.35 ₱399

160.63%

Local Beer (0.5 liter bottle)

$3.11 €2.77

$1.31 ₱82.1

137.40%

Imported Beer (0.33 liter bottle)

$4.00 €3.57

$1.73 ₱109

131.21%

One-way Ticket (Public Transport)

$2.53 €2.25

$0.25 ₱15.82

912.00%

Public Transport Monthly Pass (Regular Price)

$60.1 €53.6

$12.65 ₱796

374.94%

Taxi Start (Normal Tariff)

$5.57 €4.96

$0.74 ₱46.44

652.70%

Taxi (Normal Tariff) (1km)

$1.52 €1.36

$0.21 ₱13.15

623.81%

Taxi 1hour Waiting (Normal Tariff)

$68.3 €60.9

$4.33 ₱272

1477.14%

Gasoline (1 liter)

$2.00 €1.78

$1.33 ₱83.7

50.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.4K €35.1K

$21.8K ₱1.4M

80.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.5K

$19.4K ₱1.2M

99.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 €148

$121 ₱7,583

37.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.92 €18.65

$14.45 ₱909

44.78%

Internet (50+ Mbps, Unlimited Data)

$44.95 €40.08

$28.29 ₱1,779

58.89%

Gym Membership (Monthly)

$50.1 €44.66

$32.68 ₱2,055

53.27%

Tennis Court (1 Hour on Weekend)

$25.53 €22.76

$6.39 ₱402

299.53%

Cinema Ticket

$11.23 €10.02

$5.46 ₱343

105.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$844 €752

$273 ₱17.2K

208.60%

International Primary School, 1 Child (Yearly)

$2,204 €1,965

$8,156 ₱512.9K

-72.98%

Jeans (Levis 501 Or Similar)

$88.9 €79.2

$49.57 ₱3,117

79.28%

Summer Dress (H&M, Zara, etc)

$36.58 €32.61

$24.87 ₱1,564

47.08%

Sport Shoes (Adidas, Nike)

$90.8 €80.9

$76.6 ₱4,817

18.50%

Men's Leather Business Shoes

$97.6 €87.1

$59.3 ₱3,727

64.77%

1-bedroom Apartment, City Center (Monthly)

$1,945 €1,734

$506 ₱31.8K

284.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,640 €1,463

$309 ₱19.5K

430.15%

3-bedroom Apartment, City Center (Monthly)

$2,422 €2,159

$1,052 ₱66.1K

130.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,233 €1,991

$619 ₱38.9K

260.71%

Buy Apartment in City Center (m2)

$4,420 €3,941

$2,915 ₱183.4K

51.60%

Buy Apartment Outside City Center (m2)

$3,948 €3,520

$1,867 ₱117.4K

111.43%

Average Monthly Net Salary (After Tax)

$3,243 €2,891

$341 ₱21.5K

850.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.6

7.2

-50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Limerick: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Limerick

$1.6K 57%

Cebu

$309 33.5% 81.1% $1.3K

Groceries & Markets

Limerick

$376 13.1%

Cebu

$210 22.7% 44% $165

Eating Out

Limerick

$330 11.5%

Cebu

$88 9.6% 73.3% $242

Monthly Utilities & Internet

Limerick

$232 8.1%

Cebu

$163 17.7% 29.6% $69

Clothing & Footwear

Limerick

$141 4.9%

Cebu

$95 10.2% 33% $47

Getting Around

Limerick

$83 2.9%

Cebu

$15 1.7% 81.5% $68

Sport & Entertainment

Limerick

$73 2.5%

Cebu

$44 4.7% 39.9% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,945 in Limerick and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Limerick pays 851% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Limerick vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $376 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇮🇪 Limerick

🇵🇭 Cebu

🕒 Local time

02:52 2:52 AM

09:52 9:52 AM

7 h ahead of Limerick

🌤 Weather

👥 Population

94,192

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Limerick Cebu 11,690 km ≈ 15 h nonstop flight

From you

Limerick
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Limerick vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 201% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 851% higher in Limerick, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,945 in Limerick versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,813 per month in Limerick versus $934 in Cebu – a 201% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 375% less than in Limerick. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,813 in Limerick, a $1,500 budget is realistic in Cebu but tight or insufficient in Limerick. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Limerick, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Limerick and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 201% less than in Limerick. Beyond cost, consider language, visa policies, and how big the international community is in each city.