Last update: Oct 2026

Cost of Living Comparison Between Lecco and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,836 in Lecco, rent and utilities included – about $11,000 less a year. Other living expenses account for most of the difference.

89

Cost of Living Index in Lecco
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Lecco Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Lecco

🇮🇹 Italy

$1,836

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Lecco and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lecco and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,836 in Lecco versus $918 in Cebu.

Lecco $1,836
Cebu $918

Estimated couple costs with rent: $2,718 in Lecco versus $1,409 in Cebu.

Lecco $2,718
Cebu $1,409

Monthly costs for a family of three with rent: $3,599 in Lecco versus $1,900 in Cebu.

Lecco $3,599
Cebu $1,900

Living in Lecco is roughly 100% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lecco is 36% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.04 €19.60

$3.09 ₱194

613.27%

Three-Course Dinner for Two, Mid-Range

$88.5 €78.8

$24.22 ₱1,525

265.52%

Fast Food Meal (McDonalds, etc)

$13.32 €11.85

$3.92 ₱247

239.80%

Cappuccino

$1.99 €1.77

$2.51 ₱158

-20.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.60 €3.20

$1.59 ₱100

126.42%

Water (0.33 liter bottle)

$1.69 €1.50

$0.53 ₱33.43

218.87%

Local Beer (0.5 liter draught)

$6.74 €6.00

$1.78 ₱112

278.65%

Imported Beer (0.33 liter bottle)

$5.69 €5.06

$2.17 ₱137

162.21%

Milk (1 liter)

$1.76 €1.57

$1.92 ₱121

-8.33%

White Bread (500g)

$2.39 €2.13

$1.36 ₱85.4

75.74%

Rice (white) (1kg)

$2.93 €2.61

$1.01 ₱63.5

190.10%

Eggs

$4.21 €3.75

$2.03 ₱128

107.39%

Local Cheese (1kg)

$17.53 €15.59

$9.86 ₱621

77.79%

Chicken Fillets (1kg)

$13.55 €12.05

$4.39 ₱277

208.66%

Beef Round Steak (1kg)

$22.76 €20.25

$7.60 ₱479

199.47%

Apples (1kg)

$1.79 €1.59

$3.30 ₱208

-45.76%

Banana (1kg)

$2.34 €2.08

$1.39 ₱87.8

68.35%

Oranges (1kg)

$3.34 €2.97

$2.33 ₱147

43.35%

Tomato (1kg)

$3.79 €3.37

$1.50 ₱94.3

152.67%

Potato (1kg)

$2.36 €2.10

$2.36 ₱149

Onion (1kg)

$1.59 €1.41

$1.90 ₱119

-16.32%

Lettuce (1 head)

$1.45 €1.29

$1.19 ₱74.9

21.85%

Water (1.5 liter bottle)

$0.61 €0.54

$0.63 ₱39.71

-3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$6.80 €6.05

$3.00 ₱189

126.67%

Wine (Bottle)

$8.03 €7.15

$6.03 ₱379

33.17%

Local Beer (0.5 liter bottle)

$1.97 €1.75

$1.23 ₱77.7

60.16%

Imported Beer (0.33 liter bottle)

$2.45 €2.18

$1.75 ₱110

40.00%

One-way Ticket (Public Transport)

$2.27 €2.02

$0.25 ₱15.86

808.00%

Public Transport Monthly Pass (Regular Price)

$63.7 €56.6

$12.64 ₱796

403.64%

Taxi Start (Normal Tariff)

$7.60 €6.76

$0.77 ₱48.62

887.01%

Taxi (Normal Tariff) (1km)

$2.22 €1.97

$0.23 ₱14.53

865.22%

Taxi 1hour Waiting (Normal Tariff)

$39.01 €34.70

$4.46 ₱281

774.66%

Gasoline (1 liter)

$2.10 €1.87

$1.31 ₱82.8

60.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K €32.2K

$21.2K ₱1.3M

70.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.3K €31.4K

$19.1K ₱1.2M

84.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 €195

$120 ₱7,569

82.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.90 €11.48

$14.00 ₱882

-7.86%

Internet (50+ Mbps, Unlimited Data)

$29.81 €26.52

$27.54 ₱1,734

8.24%

Gym Membership (Monthly)

$28.31 €25.18

$32.33 ₱2,035

-12.43%

Tennis Court (1 Hour on Weekend)

$11.34 €10.09

$6.65 ₱419

70.53%

Cinema Ticket

$11.24 €10.00

$5.65 ₱356

98.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$796 €708

$275 ₱17.3K

189.10%

International Primary School, 1 Child (Yearly)

$18.5K €16.4K

$7,918 ₱498.5K

133.38%

Jeans (Levis 501 Or Similar)

$103 €91.6

$49.33 ₱3,106

108.84%

Summer Dress (H&M, Zara, etc)

$39.28 €34.94

$25.24 ₱1,589

55.63%

Sport Shoes (Adidas, Nike)

$116 €103

$77.0 ₱4,846

51.16%

Men's Leather Business Shoes

$164 €146

$57.2 ₱3,601

187.34%

1-bedroom Apartment, City Center (Monthly)

$840 €747

$500 ₱31.5K

68.18%

1-bedroom Apartment, Outside City Center (Monthly)

$567 €504

$309 ₱19.4K

83.54%

3-bedroom Apartment, City Center (Monthly)

$1,499 €1,333

$1,078 ₱67.9K

39.04%

3-bedroom Apartment, Outside City Center (Monthly)

$667 €593

$615 ₱38.7K

8.43%

Buy Apartment in City Center (m2)

$3,860 €3,434

$2,886 ₱181.7K

33.76%

Buy Apartment Outside City Center (m2)

$1,677 €1,492

$1,917 ₱120.7K

-12.48%

Average Monthly Net Salary (After Tax)

$2,242 €1,994

$346 ₱21.8K

548.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.18

7.2

-55.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lecco: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lecco

$567 30.9%

Cebu

$309 33.6% 45.5% $258

Groceries & Markets

Lecco

$368 20.1%

Cebu

$206 22.4% 44.1% $162

Eating Out

Lecco

$306 16.7%

Cebu

$88 9.6% 71.2% $218

Monthly Utilities & Internet

Lecco

$262 14.3%

Cebu

$162 17.6% 38.2% $100

Clothing & Footwear

Lecco

$190 10.4%

Cebu

$94 10.2% 50.7% $96

Getting Around

Lecco

$91 5%

Cebu

$16 1.7% 83% $76

Sport & Entertainment

Lecco

$51 2.8%

Cebu

$44 4.8% 14.1% $7.2

Cost Breakdown

A one-bedroom apartment in the center runs $840 in Lecco and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Lecco pays 548% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Lecco vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $368 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Lecco

🇵🇭 Cebu

🕒 Local time

17:30 5:30 PM

23:30 11:30 PM

6 h ahead of Lecco

🌤 Weather

👥 Population

45,501

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Lecco Cebu 11,010 km ≈ 14 h nonstop flight

From you

Lecco
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lecco vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 100% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 548% higher in Lecco, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $840 in Lecco versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,836 per month in Lecco versus $918 in Cebu – a 100% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 404% less than in Lecco. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,836 in Lecco, a $1,500 budget is realistic in Cebu but tight or insufficient in Lecco. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lecco, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lecco and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 100% less than in Lecco. Beyond cost, consider language, visa policies, and how big the international community is in each city.