Last update: Oct 2026

Cost of Living Comparison Between Le Havre and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,404 in Le Havre, rent and utilities included – about $5,900 less a year. Other living expenses account for most of the difference.

Le Havre
🇫🇷 France
$1,404
/mo nomad
Cebu
🇵🇭 Philippines
$915
/mo nomad
Monthly Cost of Living

How much you'll spend in Le Havre and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Le Havre and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,404 in Le Havre versus $915 in Cebu.

  • Le Havre $1,404
  • Cebu $915

Estimated couple costs with rent: $2,147 in Le Havre versus $1,418 in Cebu.

  • Le Havre $2,147
  • Cebu $1,418

Monthly costs for a family of three with rent: $2,889 in Le Havre versus $1,921 in Cebu.

  • Le Havre $2,889
  • Cebu $1,921

Living in Le Havre is roughly 54% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Le Havre is 4% above, Cebu is 33% below.

Currency
🍽 Eating Out
Le Havre
Cebu
Difference
Meal at Budget Restaurant
$14.40 €12.81
$3.05 ₱192
372.13%
Three-Course Dinner for Two, Mid-Range
$55.8 €49.62
$24.00 ₱1,511
132.46%
Fast Food Meal (McDonalds, etc)
$13.53 €12.04
$3.99 ₱251
239.10%
Cappuccino
$2.66 €2.36
$2.50 ₱157
6.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.41 €2.14
$1.54 ₱97.1
56.49%
Water (0.33 liter bottle)
$1.47 €1.31
$0.50 ₱31.37
194.00%
Local Beer (0.5 liter draught)
$6.88 €6.12
$1.78 ₱112
286.52%
Imported Beer (0.33 liter bottle)
$5.49 €4.88
$2.17 ₱136
153.00%
🛒 Groceries & Markets
Le Havre
Cebu
Difference
Milk (1 liter)
$1.08 €0.96
$2.00 ₱126
-46.00%
White Bread (500g)
$1.72 €1.53
$1.37 ₱86.2
25.55%
Rice (white) (1kg)
$1.72 €1.53
$1.03 ₱64.9
66.99%
Eggs
$3.68 €3.27
$2.03 ₱128
81.28%
Local Cheese (1kg)
$16.97 €15.10
$10.20 ₱642
66.37%
Chicken Fillets (1kg)
$12.18 €10.84
$4.45 ₱280
173.71%
Beef Round Steak (1kg)
$24.29 €21.61
$7.67 ₱483
216.69%
Apples (1kg)
$2.36 €2.10
$3.31 ₱208
-28.70%
Banana (1kg)
$1.93 €1.71
$1.46 ₱91.8
32.19%
Oranges (1kg)
$4.54 €4.04
$2.32 ₱146
95.69%
Tomato (1kg)
$3.28 €2.92
$1.49 ₱94.0
120.13%
Potato (1kg)
$0.76 €0.67
$2.34 ₱147
-67.52%
Onion (1kg)
$1.91 €1.70
$1.94 ₱122
-1.55%
Lettuce (1 head)
$1.14 €1.01
$1.16 ₱73.0
-1.72%
Water (1.5 liter bottle)
$0.18 €0.16
$0.68 ₱42.89
-73.53%
Cigarettes 20 Pack (Marlboro, Camel)
$11.08 €9.86
$2.99 ₱188
270.57%
Wine (Bottle)
$6.59 €5.86
$6.24 ₱393
5.61%
Local Beer (0.5 liter bottle)
$3.07 €2.73
$1.23 ₱77.3
149.59%
Imported Beer (0.33 liter bottle)
$3.53 €3.14
$1.73 ₱109
104.05%
🚌 Getting Around
Le Havre
Cebu
Difference
One-way Ticket (Public Transport)
$1.89 €1.68
$0.23 ₱14.36
721.74%
Public Transport Monthly Pass (Regular Price)
$33.20 €29.53
$12.34 ₱777
169.04%
Taxi Start (Normal Tariff)
$6.61 €5.88
$0.79 ₱49.96
736.71%
Taxi (Normal Tariff) (1km)
-
$0.22 ₱13.86
-
Taxi 1hour Waiting (Normal Tariff)
$45.57 €40.54
$4.54 ₱286
903.74%
Gasoline (1 liter)
$2.06 €1.83
$1.32 ₱82.9
56.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K €21.9K
$21.0K ₱1.3M
17.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.9K €33.7K
$19.4K ₱1.2M
95.38%
🧾 Monthly Utilities & Internet
Le Havre
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$155 €138
$119 ₱7,464
30.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.19 €11.74
$14.22 ₱896
-7.24%
Internet (50+ Mbps, Unlimited Data)
$30.27 €26.93
$27.47 ₱1,730
10.19%
🎉 Sport & Entertainment
Le Havre
Cebu
Difference
Gym Membership (Monthly)
$28.96 €25.76
$32.31 ₱2,034
-10.37%
Tennis Court (1 Hour on Weekend)
$8.77 €7.80
$6.50 ₱409
34.92%
Cinema Ticket
$12.20 €10.86
$5.40 ₱340
125.93%
🧸 Childcare & Education
Le Havre
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$506 €450
$276 ₱17.4K
83.27%
International Primary School, 1 Child (Yearly)
-
$7,866 ₱495.3K
-
👕👟 Clothing & Footwear
Le Havre
Cebu
Difference
Jeans (Levis 501 Or Similar)
$55.9 €49.70
$49.37 ₱3,108
13.17%
Summer Dress (H&M, Zara, etc)
$28.12 €25.02
$24.58 ₱1,548
14.40%
Sport Shoes (Adidas, Nike)
$90.2 €80.2
$76.6 ₱4,825
17.63%
Men's Leather Business Shoes
$49.79 €44.29
$58.9 ₱3,706
-15.41%
🏠 Accommodation & Living
Le Havre
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$497 €442
$503 ₱31.7K
-1.28%
1-bedroom Apartment, Outside City Center (Monthly)
$415 €369
$305 ₱19.2K
36.30%
3-bedroom Apartment, City Center (Monthly)
$958 €852
$1,075 ₱67.7K
-10.85%
3-bedroom Apartment, Outside City Center (Monthly)
$660 €587
$632 ₱39.8K
4.39%
Buy Apartment in City Center (m2)
$2,824 €2,512
$2,870 ₱180.7K
-1.61%
Buy Apartment Outside City Center (m2)
$1,740 €1,547
$1,877 ₱118.2K
-7.33%
💵 Salaries & Financials
Le Havre
Cebu
Difference
Average Monthly Net Salary (After Tax)
$2,339 €2,080
$336 ₱21.1K
596.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.77
7.2
-47.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Le Havre: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Le Havre
$415
Cebu
$305 26.6% $111
Groceries & Markets
Le Havre
$341
Cebu
$210 38.5% $131
Eating Out
Le Havre
$249
Cebu
$88 64.7% $161
Monthly Utilities & Internet
Le Havre
$199
Cebu
$160 19.3% $38
Clothing & Footwear
Le Havre
$101
Cebu
$94 6.5% $6.5
Sport & Entertainment
Le Havre
$53
Cebu
$43 19.2% $10
Getting Around
Le Havre
$47 *
Cebu
$15 68% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $497 in Le Havre and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Le Havre pays 596% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Le Havre vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $341 vs $210 per month, with Cebu cheaper across the board.

Good to know
🇫🇷 Le Havre
🇵🇭 Cebu
🕒 Local time
18:15 6:15 PM
00:15 12:15 AM
6 h ahead of Le Havre
🌤 Weather
👥 Population
166,058
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Le Havre Cebu 11,420 km ≈ 15 h nonstop flight
From you
  • Le Havre
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Le Havre vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Le Havre?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 54% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Le Havre or Cebu?
Average pay runs 596% higher in Le Havre, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Le Havre and Cebu?
Rent for a central apartment: $497 in Le Havre versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Le Havre and in Cebu?
All in, you'll spend $1,404 per month in Le Havre versus $915 in Cebu – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 169% less than in Le Havre. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Le Havre or in Cebu?
At $915 in Cebu versus $1,404 in Le Havre, a $1,500 budget is realistic in Cebu but tight or insufficient in Le Havre. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Le Havre or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Le Havre, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Le Havre or Cebu?
Safety-wise, Le Havre and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 54% less than in Le Havre. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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