Last update: Oct 2026

Cost of Living Comparison Between Largo, FL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,488 in Largo, FL, rent and utilities included – about $13,600 less a year. Rent and utilities account for most of the difference.

Largo, FL
🇺🇸 United States
$2,488
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Monthly Cost of Living

How much you'll spend in Largo, FL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Largo, FL and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,488 per month in Largo, FL vs $1,353 in Ubud, Bali, rent included.

  • Largo, FL $2,488
  • Ubud, Bali $1,353

A couple spends around $3,503 per month in Largo, FL vs $2,297 in Ubud, Bali, rent included.

  • Largo, FL $3,503
  • Ubud, Bali $2,297

A family of three spends $4,517 per month in Largo, FL vs $3,241 in Ubud, Bali, rent included.

  • Largo, FL $4,517
  • Ubud, Bali $3,241

Largo, FL costs about 84% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Largo, FL and Ubud, Bali sit above the global median – Largo, FL by 84%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Largo, FL
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.64 $19.64
$3.23 Rp 58.1K
508.05%
Three-Course Dinner for Two, Mid-Range
$70.5 $70.5
$34.88 Rp 627.8K
102.15%
Fast Food Meal (McDonalds, etc)
$9.16 $9.16
$5.70 Rp 102.5K
60.70%
Cappuccino
$4.97 $4.97
$2.62 Rp 47.1K
89.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.21 $2.21
$1.72 Rp 31.0K
28.49%
Water (0.33 liter bottle)
$1.86 $1.86
$0.81 Rp 14.6K
129.63%
Local Beer (0.5 liter draught)
$5.90 $5.90
$2.65 Rp 47.7K
122.64%
Imported Beer (0.33 liter bottle)
$7.67 $7.67
$4.37 Rp 78.6K
75.51%
🛒 Groceries & Markets
Largo, FL
Ubud, Bali
Difference
Milk (1 liter)
$1.06 $1.06
$1.57 Rp 28.3K
-32.48%
White Bread (500g)
$3.83 $3.83
$2.19 Rp 39.5K
74.89%
Rice (white) (1kg)
$3.48 $3.48
$1.18 Rp 21.2K
194.92%
Eggs
$4.62 $4.62
$2.16 Rp 38.8K
113.89%
Local Cheese (1kg)
$11.91 $11.91
$17.65 Rp 317.7K
-32.52%
Chicken Fillets (1kg)
$15.43 $15.43
$3.78 Rp 68.0K
308.20%
Beef Round Steak (1kg)
$14.58 $14.58
$11.95 Rp 215.1K
22.01%
Apples (1kg)
$7.92 $7.92
$3.60 Rp 64.8K
120.00%
Banana (1kg)
$1.84 $1.84
$1.59 Rp 28.6K
15.72%
Oranges (1kg)
$5.72 $5.72
$2.31 Rp 41.6K
147.62%
Tomato (1kg)
$3.16 $3.16
$1.91 Rp 34.3K
65.45%
Potato (1kg)
$2.15 $2.15
$1.78 Rp 32.1K
20.79%
Onion (1kg)
$3.13 $3.13
$2.33 Rp 41.9K
34.33%
Lettuce (1 head)
$2.59 $2.59
$1.00 Rp 18.0K
159.00%
Water (1.5 liter bottle)
$2.08 $2.08
$0.53 Rp 9,509
292.45%
Cigarettes 20 Pack (Marlboro, Camel)
$9.56 $9.56
$2.29 Rp 41.1K
317.47%
Wine (Bottle)
$13.07 $13.07
$22.07 Rp 397.3K
-40.78%
Local Beer (0.5 liter bottle)
$1.74 $1.74
$2.35 Rp 42.2K
-25.96%
Imported Beer (0.33 liter bottle)
$4.85 $4.85
$2.98 Rp 53.6K
62.75%
🚌 Getting Around
Largo, FL
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.23 Rp 4,112
-
Public Transport Monthly Pass (Regular Price)
-
$8.90 Rp 160.2K
-
Taxi Start (Normal Tariff)
$3.43 $3.43
$0.47 Rp 8,466
629.79%
Taxi (Normal Tariff) (1km)
$1.52 $1.52
$0.43 Rp 7,737
253.49%
Taxi 1hour Waiting (Normal Tariff)
$29.72 $29.72
$5.47 Rp 98.4K
443.33%
Gasoline (1 liter)
$0.96 $0.96
$0.83 Rp 14.9K
15.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K $28.2K
$23.9K Rp 429.8M
18.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$32.8K Rp 590.1M
-19.87%
🧾 Monthly Utilities & Internet
Largo, FL
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$239 $239
$80.0 Rp 1.4M
198.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$45.51 $45.51
$6.56 Rp 118.1K
593.75%
Internet (50+ Mbps, Unlimited Data)
$76.9 $76.9
$18.60 Rp 334.8K
313.17%
🎉 Sport & Entertainment
Largo, FL
Ubud, Bali
Difference
Gym Membership (Monthly)
$22.15 $22.15
$54.1 Rp 974.1K
-59.07%
Tennis Court (1 Hour on Weekend)
-
$18.28 Rp 329.0K
-
Cinema Ticket
$15.07 $15.07
$4.25 Rp 76.5K
254.59%
🧸 Childcare & Education
Largo, FL
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,032 $1,032
$493 Rp 8.9M
109.48%
International Primary School, 1 Child (Yearly)
$17.9K $17.9K
$5,597 Rp 100.7M
220.08%
👕👟 Clothing & Footwear
Largo, FL
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$37.92 $37.92
$45.58 Rp 820.4K
-16.81%
Summer Dress (H&M, Zara, etc)
$41.43 $41.43
$34.96 Rp 629.4K
18.51%
Sport Shoes (Adidas, Nike)
$74.7 $74.7
$77.7 Rp 1.4M
-3.86%
Men's Leather Business Shoes
$113 $113
$78.5 Rp 1.4M
43.53%
🏠 Accommodation & Living
Largo, FL
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,373 $1,373
$1,131 Rp 20.4M
21.31%
1-bedroom Apartment, Outside City Center (Monthly)
$1,218 $1,218
$673 Rp 12.1M
81.03%
3-bedroom Apartment, City Center (Monthly)
$2,548 $2,548
$3,613 Rp 65.0M
-29.47%
3-bedroom Apartment, Outside City Center (Monthly)
$1,771 $1,771
$1,702 Rp 30.6M
4.05%
Buy Apartment in City Center (m2)
-
$2,717 Rp 48.9M
-
Buy Apartment Outside City Center (m2)
-
$2,241 Rp 40.3M
-
💵 Salaries & Financials
Largo, FL
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,519 $4,519
$166 Rp 3.0M
2616.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
13.78
-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Largo, FL: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Largo, FL
$1.2K
Ubud, Bali
$673 44.8% $545
Groceries & Markets
Largo, FL
$420
Ubud, Bali
$287 31.6% $133
Monthly Utilities & Internet
Largo, FL
$361
Ubud, Bali
$105 70.9% $256
Eating Out
Largo, FL
$305
Ubud, Bali
$106 65.1% $199
Clothing & Footwear
Largo, FL
$120
Ubud, Bali
$107 11.2% $14
Sport & Entertainment
Largo, FL
$52
Ubud, Bali
$63 19.8% $10
Getting Around
Largo, FL
$11 *
Ubud, Bali
$12 12.9% $1.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,373 in Largo, FL versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2616% higher in Largo, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71.0 in Largo, FL versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $420 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇺🇸 Largo, FL
🇮🇩 Ubud, Bali
🕒 Local time
07:39 7:39 AM
19:39 7:39 PM
12 h ahead of Largo, FL
🌤 Weather
👥 Population
73,796
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Largo, FL Ubud, Bali 17,140 km ≈ 22 h nonstop flight
From you
  • Largo, FL
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Largo, FL vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Largo, FL or Ubud, Bali?
Largo, FL costs about 84% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Largo, FL and in Ubud, Bali?
For a comfortable life, plan on about $3,732 per month in Largo, FL and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Largo, FL or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Largo, FL and in Ubud, Bali?
A mid-range dinner for two costs $71.0 in Largo, FL and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Largo, FL or in Ubud, Bali?
Groceries cost about 46% more in Largo, FL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Largo, FL or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Largo, FL at $2,488. In Ubud, Bali it covers expenses comfortably, while in Largo, FL it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Largo, FL or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $2,488 in Largo, FL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Largo, FL compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Largo, FL or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Largo, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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