Last update: Oct 2026

Cost of Living Comparison Between Lake Norden, SD and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,499 in Lake Norden, SD, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in Lake Norden, SD
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Lake Norden, SD Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lake Norden, SD

🇺🇸 United States

$2,499

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Lake Norden, SD and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lake Norden, SD and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,499 per month in Lake Norden, SD vs $1,353 in Ubud, Bali, rent included.

Lake Norden, SD $2,499
Ubud, Bali $1,353

A couple spends around $3,607 per month in Lake Norden, SD vs $2,297 in Ubud, Bali, rent included.

Lake Norden, SD $3,607
Ubud, Bali $2,297

A family of three spends $4,715 per month in Lake Norden, SD vs $3,241 in Ubud, Bali, rent included.

Lake Norden, SD $4,715
Ubud, Bali $3,241

Lake Norden, SD costs about 85% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Lake Norden, SD and Ubud, Bali sit above the global median – Lake Norden, SD by 84%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$11.95 $11.95

$3.23 Rp 58.1K

269.97%

Three-Course Dinner for Two, Mid-Range

$76.3 $76.3

$34.88 Rp 627.8K

118.69%

Fast Food Meal (McDonalds, etc)

$10.04 $10.04

$5.70 Rp 102.5K

76.14%

Cappuccino

$4.36 $4.36

$2.62 Rp 47.1K

66.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 $2.03

$1.72 Rp 31.0K

18.02%

Water (0.33 liter bottle)

$1.86 $1.86

$0.81 Rp 14.6K

129.63%

Local Beer (0.5 liter draught)

$3.91 $3.91

$2.65 Rp 47.7K

47.55%

Imported Beer (0.33 liter bottle)

$6.47 $6.47

$4.37 Rp 78.6K

48.05%

Milk (1 liter)

$0.82 $0.82

$1.57 Rp 28.3K

-47.77%

White Bread (500g)

$2.98 $2.98

$2.19 Rp 39.5K

36.07%

Rice (white) (1kg)

$4.75 $4.75

$1.18 Rp 21.2K

302.54%

Eggs

$2.97 $2.97

$2.16 Rp 38.8K

37.50%

Local Cheese (1kg)

$12.63 $12.63

$17.65 Rp 317.7K

-28.44%

Chicken Fillets (1kg)

$9.53 $9.53

$3.78 Rp 68.0K

152.12%

Beef Round Steak (1kg)

$15.91 $15.91

$11.95 Rp 215.1K

33.14%

Apples (1kg)

$4.40 $4.40

$3.60 Rp 64.8K

22.22%

Banana (1kg)

$1.63 $1.63

$1.59 Rp 28.6K

2.52%

Oranges (1kg)

$3.61 $3.61

$2.31 Rp 41.6K

56.28%

Tomato (1kg)

$3.49 $3.49

$1.91 Rp 34.3K

82.72%

Potato (1kg)

$2.20 $2.20

$1.78 Rp 32.1K

23.60%

Onion (1kg)

$3.32 $3.32

$2.33 Rp 41.9K

42.49%

Lettuce (1 head)

$1.99 $1.99

$1.00 Rp 18.0K

99.00%

Water (1.5 liter bottle)

$1.76 $1.76

$0.53 Rp 9,509

232.08%

Cigarettes 20 Pack (Marlboro, Camel)

$9.78 $9.78

$2.29 Rp 41.1K

327.07%

Wine (Bottle)

$11.18 $11.18

$22.07 Rp 397.3K

-49.34%

Local Beer (0.5 liter bottle)

$2.23 $2.23

$2.35 Rp 42.2K

-5.11%

Imported Beer (0.33 liter bottle)

$2.55 $2.55

$2.98 Rp 53.6K

-14.43%

One-way Ticket (Public Transport)

$2.02 $2.02

$0.23 Rp 4,112

778.26%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$3.90 $3.90

$0.47 Rp 8,466

729.79%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$0.43 Rp 7,737

295.35%

Taxi 1hour Waiting (Normal Tariff)

$35.58 $35.58

$5.47 Rp 98.4K

550.46%

Gasoline (1 liter)

$1.02 $1.02

$0.83 Rp 14.9K

22.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K $24.7K

$23.9K Rp 429.8M

3.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$32.8K Rp 590.1M

-23.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 $247

$80.0 Rp 1.4M

208.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.75 $46.75

$6.56 Rp 118.1K

612.65%

Internet (50+ Mbps, Unlimited Data)

$55.3 $55.3

$18.60 Rp 334.8K

197.37%

Gym Membership (Monthly)

$46.18 $46.18

$54.1 Rp 974.1K

-14.67%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$12.67 $12.67

$4.25 Rp 76.5K

198.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,016 $1,016

$493 Rp 8.9M

106.26%

International Primary School, 1 Child (Yearly)

$7,864 $7,864

$5,597 Rp 100.7M

40.50%

Jeans (Levis 501 Or Similar)

$32.48 $32.48

$45.58 Rp 820.4K

-28.74%

Summer Dress (H&M, Zara, etc)

$30.02 $30.02

$34.96 Rp 629.4K

-14.13%

Sport Shoes (Adidas, Nike)

$120 $120

$77.7 Rp 1.4M

54.41%

Men's Leather Business Shoes

$137 $137

$78.5 Rp 1.4M

74.87%

1-bedroom Apartment, City Center (Monthly)

$1,369 $1,369

$1,131 Rp 20.4M

20.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,342 $1,342

$673 Rp 12.1M

99.40%

3-bedroom Apartment, City Center (Monthly)

$2,616 $2,616

$3,613 Rp 65.0M

-27.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,185 $2,185

$1,702 Rp 30.6M

28.41%

Buy Apartment in City Center (m2)

$3,042 $3,042

$2,717 Rp 48.9M

11.95%

Buy Apartment Outside City Center (m2)

$2,496 $2,496

$2,241 Rp 40.3M

11.37%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

13.78

-50.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Norden, SD: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lake Norden, SD

$1.3K 53.7%

Ubud, Bali

$673 49.7% 49.8% $669

Monthly Utilities & Internet

Lake Norden, SD

$349 14%

Ubud, Bali

$105 7.8% 69.8% $243

Groceries & Markets

Lake Norden, SD

$347 13.9%

Ubud, Bali

$287 21.2% 17.2% $60

Eating Out

Lake Norden, SD

$226 9.1%

Ubud, Bali

$106 7.9% 52.9% $120

Clothing & Footwear

Lake Norden, SD

$144 5.8%

Ubud, Bali

$107 7.9% 26% $37

Sport & Entertainment

Lake Norden, SD

$72 2.9%

Ubud, Bali

$63 4.6% 12.4% $8.9

Getting Around

Lake Norden, SD

$20 * 0.8%

Ubud, Bali

$12 0.9% 39.3% $8.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,369 in Lake Norden, SD versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76.0 in Lake Norden, SD versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $347 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Lake Norden, SD

🇮🇩 Ubud, Bali

🕒 Local time

01:02 1:02 AM

14:02 2:02 PM

13 h ahead of Lake Norden, SD

🌤 Weather

👥 Population

600

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Lake Norden, SD Ubud, Bali 14,930 km ≈ 19 h nonstop flight

From you

Lake Norden, SD
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Norden, SD vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Lake Norden, SD is pricier by about 85%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,749 per month in Lake Norden, SD and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,499 in Lake Norden, SD and $1,353 in Ubud, Bali. That's a gap of about 85%.

Kindergarten costs $1,016 per month in Lake Norden, SD and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Lake Norden, SD at $2,499. In Ubud, Bali it covers expenses comfortably, while in Lake Norden, SD it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lake Norden, SD makes more sense. Both are solid long-term options with distinct trade-offs.