Cost of Living Comparison Between Lake Macquarie and Ubud Cost of Living Comparison Between Lake Macquarie and Ubud

😐 Solo nomad: Lake Macquarie is 62.8% more expensive than Ubud without rent, and 172.7% more expensive with rent.
😐 Family of 3: Lake Macquarie is 101.7% more expensive than Ubud without rent, and 191% more expensive with rent.
Currency
🍽 Eating Out
Lake Macquarie
Ubud
Difference
Meal at Budget Restaurant
$12.91 A$19.78
$3 Rp 48.8K
330.33%
Three-Course Dinner for Two, Mid-Range
$77.1 A$118
$12.52 Rp 203.2K
515.73%
Fast Food Meal (McDonalds, etc)
$9.66 A$14.79
$3.18 Rp 51.6K
203.77%
Cappuccino
$3.34 A$5.12
$2.21 Rp 35.9K
51.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.38 A$3.65
$1.1 Rp 17.9K
116.36%
Water (0.33 liter bottle)
$2 A$3.07
$0.26 Rp 4,217
669.23%
Local Beer (0.5 liter draught)
$6.35 A$9.72
$2.5 Rp 40.5K
154.00%
Imported Beer (0.33 liter bottle)
$6.96 A$10.66
$3.2 Rp 51.9K
117.50%
🛒 Groceries & Markets
Lake Macquarie
Ubud
Difference
Milk (1 liter)
$1.37 A$2.1
$1.49 Rp 24.2K
-8.05%
White Bread (500g)
$1.44 A$2.2
$1.67 Rp 27K
-13.77%
Rice (white) (1kg)
$1.19 A$1.82
$1.14 Rp 18.5K
4.39%
Eggs
$3.14 A$4.81
$2.27 Rp 36.9K
38.33%
Local Cheese (1kg)
$7.51 A$11.5
$13.94 Rp 226.3K
-46.13%
Chicken Fillets (1kg)
$6.07 A$9.3
$4 Rp 64.8K
51.75%
Beef Round Steak (1kg)
$11.78 A$18.05
$11.3 Rp 183.4K
4.25%
Apples (1kg)
$3.11 A$4.76
$3.6 Rp 58.4K
-13.61%
Banana (1kg)
$2.7 A$4.13
$1.53 Rp 24.8K
76.47%
Oranges (1kg)
$3.16 A$4.84
$2.65 Rp 43K
19.25%
Tomato (1kg)
$4.33 A$6.64
$1.38 Rp 22.4K
213.77%
Potato (1kg)
$1.95 A$2.98
$1.58 Rp 25.6K
23.42%
Onion (1kg)
$1.74 A$2.66
$2.16 Rp 35.1K
-19.44%
Lettuce (1 head)
$1.35 A$2.07
$1.04 Rp 16.9K
29.81%
Water (1.5 liter bottle)
$1.13 A$1.73
$0.56 Rp 9,114
101.79%
Cigarettes 20 Pack (Marlboro, Camel)
$27.52 A$42.16
$2.23 Rp 36.3K
1134.08%
Wine (Bottle)
$7.24 A$11.09
$14.98 Rp 243.2K
-51.67%
Local Beer (0.5 liter bottle)
$2.62 A$4.02
$2.43 Rp 39.5K
7.82%
Imported Beer (0.33 liter bottle)
$2.15 A$3.3
$2.64 Rp 42.8K
-18.56%
🚌 Getting Around
Lake Macquarie
Ubud
Difference
One-way Ticket (Public Transport)
$2.07 A$3.17
$0.32 Rp 5,203
546.87%
Public Transport Monthly Pass (Regular Price)
$88.9 A$136
$10.12 Rp 164.3K
778.16%
Taxi Start (Normal Tariff)
$1.87 A$2.86
$0.49 Rp 7,888
281.63%
Taxi (Normal Tariff) (1km)
$1.55 A$2.37
$0.34 Rp 5,573
355.88%
Taxi 1hour Waiting (Normal Tariff)
$46.5 A$71.2
$6.04 Rp 98K
669.87%
Gasoline (1 liter)
$1.19 A$1.82
$0.73 Rp 11.9K
63.01%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K A$38.2K
$26.2K Rp 425.6M
-4.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K A$30.9K
$31.9K Rp 518.5M
-36.89%
🧾 Monthly Utilities & Internet
Lake Macquarie
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$204 A$313
$62.6 Rp 1M
226.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.26 A$15.72
$4.1 Rp 66.6K
150.24%
Internet (50+ Mbps, Unlimited Data)
$42.08 A$64.5
$24.32 Rp 394.7K
73.03%
🎉 Sport & Entertainment
Lake Macquarie
Ubud
Difference
Gym Membership (Monthly)
$49.44 A$75.7
$22.6 Rp 366.9K
118.76%
Tennis Court (1 Hour on Weekend)
$15.88 A$24.33
$6.26 Rp 101.5K
153.67%
Cinema Ticket
$9.2 A$14.1
$3.29 Rp 53.4K
179.64%
🧸 Childcare & Education
Lake Macquarie
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,446 A$2,215
$93.2 Rp 1.5M
1450.87%
International Primary School, 1 Child (Yearly)
$9,951 A$15.2K
$6,098 Rp 99M
63.19%
👕👟 Clothing & Footwear
Lake Macquarie
Ubud
Difference
Jeans (Levis 501 Or Similar)
$73.4 A$112
$52.8 Rp 857.4K
39.00%
Summer Dress (H&M, Zara, etc)
$33.88 A$51.9
$24.84 Rp 403.3K
36.39%
Sport Shoes (Adidas, Nike)
$76.6 A$117
$85.2 Rp 1.4M
-10.16%
Men's Leather Business Shoes
$132 A$202
$72.5 Rp 1.2M
82.35%
🏠 Accommodation & Living
Lake Macquarie
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,240 A$1,900
$259 Rp 4.2M
379.03%
1-bedroom Apartment, Outside City Center (Monthly)
$976 A$1,495
$159 Rp 2.6M
514.26%
3-bedroom Apartment, City Center (Monthly)
$2,007 A$3,074
$578 Rp 9.4M
247.43%
3-bedroom Apartment, Outside City Center (Monthly)
$2,055 A$3,148
$336 Rp 5.5M
511.39%
Buy Apartment in City Center (m2)
$5,582 A$8,552
$1,000 Rp 16.2M
457.99%
Buy Apartment Outside City Center (m2)
$4,951 A$7,584
$860 Rp 14M
475.35%
💵 Salaries & Financials
Lake Macquarie
Ubud
Difference
Average Monthly Net Salary (After Tax)
$4,783 A$7,327
$182 Rp 3M
2521.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.35
13.28
-67.24%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Macquarie: October 29, 2025

Last update for Ubud: October 29, 2025

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