Last update: Oct 2026

Cost of Living Comparison Between Lake Geneva, WI and Toronto

For one person, living is cheaper in Lake Geneva, WI: $2,464 a month against $2,610 in Toronto, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

124

Cost of Living Index in Lake Geneva, WI
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Lake Geneva, WI Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Lake Geneva, WI

🇺🇸 United States

$2,464

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Lake Geneva, WI and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lake Geneva, WI and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,464 in Lake Geneva, WI versus $2,610 in Toronto.

Lake Geneva, WI $2,464
Toronto $2,610

Estimated couple costs with rent: $3,622 in Lake Geneva, WI versus $3,727 in Toronto.

Lake Geneva, WI $3,622
Toronto $3,727

Monthly costs for a family of three with rent: $4,780 in Lake Geneva, WI versus $4,844 in Toronto.

Lake Geneva, WI $4,780
Toronto $4,844

Living in Lake Geneva, WI costs roughly 6% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Lake Geneva, WI 82% above, Toronto 93% above.

Meal at Budget Restaurant

$21.49 $21.49

$17.59 CA$24.87

22.17%

Three-Course Dinner for Two, Mid-Range

$90.0 $90.0

$78.8 CA$111

14.21%

Fast Food Meal (McDonalds, etc)

$12.95 $12.95

$10.73 CA$15.16

20.69%

Cappuccino

$5.82 $5.82

$4.09 CA$5.78

42.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$2.10 CA$2.97

28.57%

Water (0.33 liter bottle)

$2.36 $2.36

$1.72 CA$2.43

37.21%

Local Beer (0.5 liter draught)

$6.95 $6.95

$6.36 CA$8.99

9.28%

Imported Beer (0.33 liter bottle)

$8.86 $8.86

$7.08 CA$10.01

25.14%

Milk (1 liter)

$1.01 $1.01

$2.54 CA$3.59

-60.24%

White Bread (500g)

$2.46 $2.46

$2.72 CA$3.85

-9.56%

Rice (white) (1kg)

$5.06 $5.06

$2.18 CA$3.09

132.11%

Eggs

$2.00 $2.00

$3.63 CA$5.13

-44.90%

Local Cheese (1kg)

$13.97 $13.97

$9.46 CA$13.37

47.67%

Chicken Fillets (1kg)

$9.65 $9.65

$11.54 CA$16.32

-16.38%

Beef Round Steak (1kg)

$9.92 $9.92

$14.37 CA$20.32

-30.97%

Apples (1kg)

$4.13 $4.13

$3.70 CA$5.23

11.62%

Banana (1kg)

$1.93 $1.93

$1.19 CA$1.68

62.18%

Oranges (1kg)

$4.14 $4.14

$3.46 CA$4.90

19.65%

Tomato (1kg)

$4.72 $4.72

$4.22 CA$5.97

11.85%

Potato (1kg)

$2.66 $2.66

$1.79 CA$2.52

48.60%

Onion (1kg)

$2.66 $2.66

$1.65 CA$2.33

61.21%

Lettuce (1 head)

$2.21 $2.21

$2.20 CA$3.11

0.45%

Water (1.5 liter bottle)

$2.97 $2.97

$1.26 CA$1.78

135.71%

Cigarettes 20 Pack (Marlboro, Camel)

$8.45 $8.45

$13.97 CA$19.75

-39.51%

Wine (Bottle)

$12.84 $12.84

$14.20 CA$20.07

-9.58%

Local Beer (0.5 liter bottle)

$2.66 $2.66

$2.25 CA$3.18

18.22%

Imported Beer (0.33 liter bottle)

$3.37 $3.37

$2.53 CA$3.58

33.20%

One-way Ticket (Public Transport)

$2.15 $2.15

$2.32 CA$3.28

-7.33%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.30 $3.30

$3.06 CA$4.33

7.84%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.22 CA$1.72

11.48%

Taxi 1hour Waiting (Normal Tariff)

$25.17 $25.17

$21.69 CA$30.66

16.04%

Gasoline (1 liter)

$0.91 $0.91

$1.21 CA$1.72

-24.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$26.1K CA$37.0K

35.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$21.1K CA$29.9K

24.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$120 CA$169

60.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.3 $67.3

$32.21 CA$45.54

108.94%

Internet (50+ Mbps, Unlimited Data)

$50.6 $50.6

$48.88 CA$69.1

3.44%

Gym Membership (Monthly)

$42.35 $42.35

$39.34 CA$55.6

7.65%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$10.13 $10.13

$12.58 CA$17.79

-19.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,687 $1,687

$832 CA$1,176

102.81%

International Primary School, 1 Child (Yearly)

$31.5K $31.5K

$23.6K CA$33.4K

33.39%

Jeans (Levis 501 Or Similar)

$66.7 $66.7

$52.3 CA$73.9

27.62%

Summer Dress (H&M, Zara, etc)

$50.7 $50.7

$39.44 CA$55.8

28.45%

Sport Shoes (Adidas, Nike)

$98.3 $98.3

$99.0 CA$140

-0.71%

Men's Leather Business Shoes

$146 $146

$122 CA$172

19.51%

1-bedroom Apartment, City Center (Monthly)

$1,610 $1,610

$1,631 CA$2,306

-1.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,198 $1,198

$1,448 CA$2,048

-17.27%

3-bedroom Apartment, City Center (Monthly)

$2,754 $2,754

$2,737 CA$3,869

0.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,911 $1,911

$2,129 CA$3,010

-10.23%

Buy Apartment in City Center (m2)

$2,513 $2,513

$8,206 CA$11.6K

-69.38%

Buy Apartment Outside City Center (m2)

$2,682 $2,682

$6,838 CA$9,666

-60.77%

Average Monthly Net Salary (After Tax)

$3,761 $3,761

$3,520 CA$4,976

6.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

4.47

44.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Geneva, WI: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lake Geneva, WI

$1.2K 48.6%

Toronto

$1.4K 55.5% 20.9% $250

Groceries & Markets

Lake Geneva, WI

$359 14.6%

Toronto

$343 13.1% 4.4% $16

Eating Out

Lake Geneva, WI

$353 14.3%

Toronto

$283 10.9% 19.9% $70

Monthly Utilities & Internet

Lake Geneva, WI

$310 12.6%

Toronto

$201 7.7% 35.2% $109

Clothing & Footwear

Lake Geneva, WI

$163 6.6%

Toronto

$141 5.4% 13.5% $22

Sport & Entertainment

Lake Geneva, WI

$63 2.5%

Toronto

$65 2.5% 3% $1.9

Getting Around

Lake Geneva, WI

$19 * 0.8%

Toronto

$130 5% 596% $111

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,610 in Lake Geneva, WI and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Lake Geneva, WI pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $90.0 in Lake Geneva, WI vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $359 vs $343 per month, with Toronto cheaper across the board.

Good to know

🇺🇸 Lake Geneva, WI

🇨🇦 Toronto

🕒 Local time

22:53 10:53 PM

23:53 11:53 PM

1 h ahead of Lake Geneva, WI

🌤 Weather

👥 Population

8,000

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Lake Geneva, WI Toronto 740 km ≈ 1 h 30 min nonstop flight

From you

Lake Geneva, WI
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Geneva, WI vs Toronto: Cost of Living - Frequently Asked Questions

Lake Geneva, WI and Toronto differ by about 6% in total monthly costs ($2,464 vs $2,610 including rent). Lake Geneva, WI is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 7% higher in Lake Geneva, WI, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,610 in Lake Geneva, WI versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,687 in Lake Geneva, WI versus $832 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lake Geneva, WI – a meal for two runs $90.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Lake Geneva, WI is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lake Geneva, WI gentler on the wallet – expenses run 6% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.