Last update: Oct 2026

Cost of Living Comparison Between Lagos and Sagamu

For one person, living is cheaper in Sagamu: $480 a month against $952 in Lagos, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

Lagos, Nigeria
Sagamu, Nigeria
Lagos
🇳🇬 Nigeria
$952
/mo nomad
Sagamu
🇳🇬 Nigeria
$480
/mo nomad
Monthly Cost of Living

How much you'll spend in Lagos and in Sagamu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lagos and in Sagamu actually costs, broken down by who's living it.

A single person spends $952 per month in Lagos vs $480 in Sagamu, rent included.

  • Lagos $952
  • Sagamu $480

A couple spends around $1,852 per month in Lagos vs $810 in Sagamu, rent included.

  • Lagos $1,852
  • Sagamu $810

A family of three spends $2,753 per month in Lagos vs $1,141 in Sagamu, rent included.

  • Lagos $2,753
  • Sagamu $1,141

Lagos costs about 98% more than Sagamu, and outside of rent the biggest gap is in leisure.

Both Lagos and Sagamu are more affordable than the global median – Lagos 30% lower, Sagamu 65% lower.

Currency
🍽 Eating Out
Lagos
Sagamu
Difference
Meal at Budget Restaurant
$3.62 ₦4,837
$3.77 ₦5,041
-3.98%
Three-Course Dinner for Two, Mid-Range
$50.7 ₦67.7K
$50.7 ₦67.8K
-0.08%
Fast Food Meal (McDonalds, etc)
$7.67 ₦10.3K
$7.31 ₦9,777
4.92%
Cappuccino
$2.82 ₦3,768
$2.73 ₦3,653
3.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 ₦576
$0.41 ₦542
4.88%
Water (0.33 liter bottle)
$0.24 ₦323
$0.24 ₦321
-
Local Beer (0.5 liter draught)
$0.97 ₦1,301
$0.98 ₦1,316
-1.02%
Imported Beer (0.33 liter bottle)
$1.95 ₦2,611
$2.04 ₦2,727
-4.41%
🛒 Groceries & Markets
Lagos
Sagamu
Difference
Milk (1 liter)
$3.20 ₦4,281
$3.12 ₦4,166
2.56%
White Bread (500g)
$1.49 ₦1,992
$1.49 ₦1,993
-
Rice (white) (1kg)
$1.26 ₦1,688
$1.21 ₦1,623
4.13%
Eggs
$2.27 ₦3,036
$2.22 ₦2,972
2.25%
Local Cheese (1kg)
$3.42 ₦4,575
$3.45 ₦4,607
-0.87%
Chicken Fillets (1kg)
$3.77 ₦5,036
$3.94 ₦5,265
-4.31%
Beef Round Steak (1kg)
$4.36 ₦5,827
$4.50 ₦6,013
-3.11%
Apples (1kg)
$1.63 ₦2,181
$1.61 ₦2,154
1.24%
Banana (1kg)
$1.33 ₦1,774
$1.27 ₦1,695
4.72%
Oranges (1kg)
$1.13 ₦1,510
$1.13 ₦1,508
-
Tomato (1kg)
$1.49 ₦1,994
$1.53 ₦2,040
-2.61%
Potato (1kg)
$1.61 ₦2,152
$1.55 ₦2,074
3.87%
Onion (1kg)
$1.52 ₦2,031
$1.52 ₦2,025
-
Lettuce (1 head)
$0.89 ₦1,187
$0.82 ₦1,098
8.54%
Water (1.5 liter bottle)
$0.40 ₦529
$0.37 ₦490
8.11%
Cigarettes 20 Pack (Marlboro, Camel)
$0.55 ₦733
$0.55 ₦731
-
Wine (Bottle)
$2.37 ₦3,170
$2.36 ₦3,153
0.42%
Local Beer (0.5 liter bottle)
$0.54 ₦717
$0.50 ₦666
8.00%
Imported Beer (0.33 liter bottle)
$0.50 ₦664
$0.46 ₦618
8.70%
🚌 Getting Around
Lagos
Sagamu
Difference
One-way Ticket (Public Transport)
$0.38 ₦510
-
-
Public Transport Monthly Pass (Regular Price)
$21.99 ₦29.4K
-
-
Taxi Start (Normal Tariff)
$0.70 ₦932
$0.68 ₦914
2.94%
Taxi (Normal Tariff) (1km)
$0.97 ₦1,293
$0.97 ₦1,292
-
Taxi 1hour Waiting (Normal Tariff)
$2.10 ₦2,813
$2.15 ₦2,869
-2.33%
Gasoline (1 liter)
$0.85 ₦1,134
$0.92 ₦1,234
-7.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.3K ₦15.1M
$11.2K ₦15.0M
0.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.0K ₦38.8M
$28.7K ₦38.4M
0.97%
🧾 Monthly Utilities & Internet
Lagos
Sagamu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 ₦149.2K
$111 ₦147.8K
1.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.92 ₦19.9K
$14.96 ₦20.0K
-0.27%
Internet (50+ Mbps, Unlimited Data)
$32.44 ₦43.4K
$32.15 ₦43.0K
0.90%
🎉 Sport & Entertainment
Lagos
Sagamu
Difference
Gym Membership (Monthly)
$27.80 ₦37.2K
-
-
Tennis Court (1 Hour on Weekend)
$6.91 ₦9,237
-
-
Cinema Ticket
$6.23 ₦8,327
$6.23 ₦8,322
-
🧸 Childcare & Education
Lagos
Sagamu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$654 ₦874.0K
$654 ₦873.8K
0.02%
International Primary School, 1 Child (Yearly)
$20.1K ₦26.8M
$19.7K ₦26.3M
1.91%
👕👟 Clothing & Footwear
Lagos
Sagamu
Difference
Jeans (Levis 501 Or Similar)
$14.83 ₦19.8K
$14.77 ₦19.7K
0.41%
Summer Dress (H&M, Zara, etc)
$17.94 ₦24.0K
$18.23 ₦24.4K
-1.59%
Sport Shoes (Adidas, Nike)
$36.62 ₦48.9K
$36.43 ₦48.7K
0.52%
Men's Leather Business Shoes
$47.49 ₦63.5K
$47.86 ₦64.0K
-0.77%
🏠 Accommodation & Living
Lagos
Sagamu
Difference
1-bedroom Apartment, City Center (Monthly)
$704 ₦941.2K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$417 ₦557.9K
-
-
3-bedroom Apartment, City Center (Monthly)
$2,809 ₦3.8M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,498 ₦2.0M
-
-
Buy Apartment in City Center (m2)
$3,242 ₦4.3M
-
-
Buy Apartment Outside City Center (m2)
$1,607 ₦2.1M
-
-
💵 Salaries & Financials
Lagos
Sagamu
Difference
Average Monthly Net Salary (After Tax)
$118 ₦157.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
18.39
18.39
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lagos: October 26, 2026

Last update for Sagamu: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lagos
$417
Sagamu
- * 100%
Monthly Utilities & Internet
Lagos
$159
Sagamu
$158 0.8% $1.3
Groceries & Markets
Lagos
$156
Sagamu
$155 0.8% $1.3
Eating Out
Lagos
$97
Sagamu
$97 0.8% $0.8
Clothing & Footwear
Lagos
$53
Sagamu
$53 0.4% $0.2
Sport & Entertainment
Lagos
$40
Sagamu
$12 * 69.1% $28
Getting Around
Lagos
$29
Sagamu
$5.5 * 81% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $51 in Lagos versus $51 in Sagamu. Groceries tell a different story – $156 in Lagos vs $155 in Sagamu – so Sagamu wins on supermarket bills even if dining out costs more.

Good to know
🇳🇬 Lagos
🇳🇬 Sagamu
🕒 Local time
03:29 3:29 AM
03:29 3:29 AM
Same time as Lagos
🌤 Weather
👥 Population
10,404,112
214,558
💱 Currency
Exchange rates and currency converter

USD, EUR to NGN – Nigerian Naira Converter

Nigerian Naira exchange rates as of November 3, 2026: 1 USD = 1,337 NGN (10,000 NGN = 7.48 USD). 1 EUR = 1,498 NGN (10,000 NGN = 6.68 EUR).

On the map
Between locations
  • Lagos Sagamu 52 km
From you
  • Lagos
  • Sagamu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lagos vs Sagamu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Lagos or Sagamu?
Lagos costs about 98% more than Sagamu, and outside of rent the gap comes mainly from leisure. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Lagos and in Sagamu?
For a comfortable life, plan on about $1,427 per month in Lagos and $719 in Sagamu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does it cost to live in Lagos compared to Sagamu?
Monthly expenses with rent come to $952 in Lagos and $480 in Sagamu. That makes Sagamu about 50% cheaper.
How do childcare costs compare in Lagos and in Sagamu?
Kindergarten costs $654 per month in Lagos and $654 in Sagamu. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,200/month in Lagos or in Sagamu?
$1,200 covers both cities comfortably – all-in costs are $952 in Lagos and $480 in Sagamu, leaving budget for savings and extras in both cases.
Which city offers a better quality of life: Lagos or Sagamu?
It depends on your priorities. Lagos has an edge in some lifestyle areas, with costs from $480 in Sagamu to $952 in Lagos. Climate, culture, job market, and personal taste all factor in.

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