Last update: Oct 2026

Cost of Living Comparison Between La Serena and Toronto

For one person, living is cheaper in La Serena: $1,094 a month against $2,530 in Toronto, rent and utilities included – about $17,200 less a year. Rent and utilities account for most of the difference.

La Serena
🇨🇱 Chile
$1,094
/mo nomad
Toronto
🇨🇦 Canada
$2,530
/mo nomad
Monthly Cost of Living

How much you'll spend in La Serena and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in La Serena and in Toronto actually costs, broken down by who's living it.

A single person spends $1,094 per month in La Serena vs $2,530 in Toronto, rent included.

  • La Serena $1,094
  • Toronto $2,530

A couple spends around $1,814 per month in La Serena vs $3,646 in Toronto, rent included.

  • La Serena $1,814
  • Toronto $3,646

A family of three spends $2,534 per month in La Serena vs $4,761 in Toronto, rent included.

  • La Serena $2,534
  • Toronto $4,761

La Serena is about 57% cheaper than Toronto, and outside of rent the biggest gap is in eating out.

La Serena sits 18% below the global median, while Toronto is 89% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
La Serena
Toronto
Difference
Meal at Budget Restaurant
$7.53 CLP 7,356
$17.67 CA$25.13
-57.39%
Three-Course Dinner for Two, Mid-Range
$48.88 CLP 47.8K
$77.4 CA$110
-36.83%
Fast Food Meal (McDonalds, etc)
$8.16 CLP 7,974
$10.47 CA$14.90
-22.06%
Cappuccino
$2.91 CLP 2,842
$4.08 CA$5.80
-28.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.10 CLP 1,076
$2.12 CA$3.01
-48.11%
Water (0.33 liter bottle)
$0.64 CLP 627
$1.76 CA$2.50
-63.64%
Local Beer (0.5 liter draught)
$2.11 CLP 2,058
$6.17 CA$8.78
-65.80%
Imported Beer (0.33 liter bottle)
$3.82 CLP 3,736
$6.89 CA$9.80
-44.56%
🛒 Groceries & Markets
La Serena
Toronto
Difference
Milk (1 liter)
$1.25 CLP 1,219
$2.43 CA$3.46
-48.56%
White Bread (500g)
$2.38 CLP 2,325
$2.75 CA$3.91
-13.45%
Rice (white) (1kg)
$1.53 CLP 1,496
$2.23 CA$3.17
-31.39%
Eggs
$3.86 CLP 3,769
$3.45 CA$4.90
11.88%
Local Cheese (1kg)
$12.43 CLP 12.1K
$8.93 CA$12.71
39.19%
Chicken Fillets (1kg)
$5.99 CLP 5,850
$11.44 CA$16.27
-47.64%
Beef Round Steak (1kg)
$12.72 CLP 12.4K
$14.61 CA$20.78
-12.94%
Apples (1kg)
$1.82 CLP 1,781
$3.75 CA$5.33
-51.47%
Banana (1kg)
$1.78 CLP 1,737
$1.15 CA$1.63
54.78%
Oranges (1kg)
$1.28 CLP 1,254
$3.55 CA$5.05
-63.94%
Tomato (1kg)
$1.43 CLP 1,394
$4.28 CA$6.09
-66.59%
Potato (1kg)
$1.15 CLP 1,121
$1.85 CA$2.62
-37.84%
Onion (1kg)
$1.22 CLP 1,194
$1.67 CA$2.37
-26.95%
Lettuce (1 head)
$1.02 CLP 1,001
$2.22 CA$3.15
-54.05%
Water (1.5 liter bottle)
$0.92 CLP 899
$1.21 CA$1.72
-23.97%
Cigarettes 20 Pack (Marlboro, Camel)
$5.30 CLP 5,176
$13.88 CA$19.74
-61.82%
Wine (Bottle)
$5.18 CLP 5,067
$14.25 CA$20.27
-63.65%
Local Beer (0.5 liter bottle)
$0.96 CLP 941
$2.20 CA$3.12
-56.36%
Imported Beer (0.33 liter bottle)
$2.08 CLP 2,033
$2.42 CA$3.44
-14.05%
🚌 Getting Around
La Serena
Toronto
Difference
One-way Ticket (Public Transport)
$1.04 CLP 1,017
$2.42 CA$3.44
-57.02%
Public Transport Monthly Pass (Regular Price)
$35.64 CLP 34.8K
$111 CA$158
-67.82%
Taxi Start (Normal Tariff)
$0.70 CLP 681
$2.90 CA$4.12
-75.86%
Taxi (Normal Tariff) (1km)
$2.04 CLP 1,999
$1.26 CA$1.79
61.90%
Taxi 1hour Waiting (Normal Tariff)
$12.37 CLP 12.1K
$22.03 CA$31.33
-43.85%
Gasoline (1 liter)
$1.43 CLP 1,395
$1.22 CA$1.74
17.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.4K CLP 20.0M
$27.6K CA$39.3K
-26.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$12.6K CLP 12.4M
$19.8K CA$28.2K
-36.20%
🧾 Monthly Utilities & Internet
La Serena
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$89.2 CLP 87.2K
$122 CA$173
-26.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.07 CLP 10.8K
$32.03 CA$45.56
-65.44%
Internet (50+ Mbps, Unlimited Data)
$21.51 CLP 21.0K
$47.92 CA$68.2
-55.11%
🎉 Sport & Entertainment
La Serena
Toronto
Difference
Gym Membership (Monthly)
$86.5 CLP 84.5K
$38.90 CA$55.3
122.34%
Tennis Court (1 Hour on Weekend)
$20.92 CLP 20.4K
$23.24 CA$33.05
-9.98%
Cinema Ticket
$8.13 CLP 7,948
$12.61 CA$17.94
-35.53%
🧸 Childcare & Education
La Serena
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$834 CA$1,186
-
International Primary School, 1 Child (Yearly)
-
$23.3K CA$33.2K
-
👕👟 Clothing & Footwear
La Serena
Toronto
Difference
Jeans (Levis 501 Or Similar)
$44.32 CLP 43.3K
$52.6 CA$74.8
-15.74%
Summer Dress (H&M, Zara, etc)
$61.4 CLP 60.0K
$40.26 CA$57.3
52.58%
Sport Shoes (Adidas, Nike)
$92.2 CLP 90.1K
$96.2 CA$137
-4.18%
Men's Leather Business Shoes
$105 CLP 102.3K
$123 CA$175
-14.89%
🏠 Accommodation & Living
La Serena
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$429 CLP 419.2K
$1,598 CA$2,273
-73.16%
1-bedroom Apartment, Outside City Center (Monthly)
$323 CLP 315.5K
$1,435 CA$2,041
-77.50%
3-bedroom Apartment, City Center (Monthly)
$898 CLP 878.1K
$2,657 CA$3,779
-66.18%
3-bedroom Apartment, Outside City Center (Monthly)
$728 CLP 711.5K
$2,096 CA$2,981
-65.27%
Buy Apartment in City Center (m2)
$2,070 CLP 2.0M
$8,033 CA$11.4K
-74.23%
Buy Apartment Outside City Center (m2)
$1,353 CLP 1.3M
$6,557 CA$9,327
-79.37%
💵 Salaries & Financials
La Serena
Toronto
Difference
Average Monthly Net Salary (After Tax)
$718 CLP 701.8K
$3,743 CA$5,324
-80.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.5
4.47
45.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for La Serena: October 4, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
La Serena
$323
Toronto
$1.4K 345% $1.1K
Groceries & Markets
La Serena
$236
Toronto
$340 44.4% $105
Eating Out
La Serena
$145
Toronto
$282 94.7% $137
Clothing & Footwear
La Serena
$136
Toronto
$140 3.1% $4.2
Monthly Utilities & Internet
La Serena
$122
Toronto
$202 65.8% $80
Sport & Entertainment
La Serena
$103
Toronto
$64 37.6% $39
Getting Around
La Serena
$51
Toronto
$130 156% $79

Cost Breakdown

A central one-bedroom costs $429 in La Serena versus $1,598 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 421% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in La Serena versus $77.0 in Toronto. Monthly groceries follow the same trend: $236 vs $340 – making La Serena the more affordable choice for daily food spending.

Good to know
🇨🇱 La Serena
🇨🇦 Toronto
🕒 Local time
04:06 4:06 AM
03:06 3:06 AM
1 h behind La Serena
🌤 Weather
👥 Population
195,382
2,731,571
💱 Currency
Exchange rates and currency converter

CAD, USD, EUR to CLP – Chilean Peso Converter

Chilean Peso exchange rates as of October 10, 2026: 1 USD = 977 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,096 CLP (10,000 CLP = 9.12 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

On the map
Between locations
  • La Serena Toronto 8,220 km ≈ 11 h nonstop flight
From you
  • La Serena
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
La Serena vs Toronto: Cost of Living - Frequently Asked Questions
Is Toronto cheaper than La Serena?
Yes – Toronto is pricier by about 131%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,642 per month in La Serena and $3,795 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in La Serena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in La Serena and in Toronto?
Monthly expenses with rent come to $1,094 in La Serena and $2,530 in Toronto. That's a gap of about 131%.
Is eating out cheaper in La Serena or in Toronto?
A mid-range dinner for two costs $49.00 in La Serena and $77.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in La Serena or in Toronto?
A $1,500 monthly budget goes further in La Serena, where all-in costs run around $1,094, than in Toronto at $2,530. In La Serena it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is La Serena or Toronto more family-friendly?
Families tend to lean toward La Serena – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with La Serena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

La Serena vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?