🙂A single person spends $1,064 per month in La Serena vs $1,156 in San Bernardo, rent included.
😐A couple spends around $1,803 per month in La Serena vs $1,786 in San Bernardo, rent included.
😐A family of three spends $2,541 per month in La Serena vs $2,416 in San Bernardo, rent included.
🙂La Serena is about 8% cheaper than San Bernardo, driven mainly by Getting Around.
📊Both La Serena and San Bernardo are more affordable than the global median – La Serena20% lower, San Bernardo13% lower.
Currency
🍽 Eating Out
La Serena
San Bernardo
Difference
Meal at Budget Restaurant
$8.16CLP 7,597
$10.84CLP 10.1K
-24.72%
Three-Course Dinner for Two, Mid-Range
$51.8CLP 48.2K
$53.4CLP 49.7K
-3.07%
Fast Food Meal(McDonalds, etc)
$8.67CLP 8,063
$8.40CLP 7,813
3.21%
Cappuccino
$3.03CLP 2,819
$3.14CLP 2,923
-3.50%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.16CLP 1,080
$0.94CLP 870
23.40%
Water(0.33 liter bottle)
$0.67CLP 620
$1.29CLP 1,200
-48.06%
Local Beer(0.5 liter draught)
$2.14CLP 1,991
$3.19CLP 2,972
-32.92%
Imported Beer(0.33 liter bottle)
$4.09CLP 3,810
$4.27CLP 3,975
-4.22%
🛒 Groceries & Markets
La Serena
San Bernardo
Difference
Milk(1 liter)
$1.30CLP 1,211
$1.11CLP 1,036
17.12%
White Bread(500g)
$2.53CLP 2,358
$1.52CLP 1,418
66.45%
Rice(white)(1kg)
$1.54CLP 1,429
$2.12CLP 1,969
-27.36%
Eggs
$3.90CLP 3,630
$4.12CLP 3,834
-5.34%
Local Cheese(1kg)
$13.25CLP 12.3K
$10.51CLP 9,783
26.07%
Chicken Fillets(1kg)
$6.24CLP 5,809
$6.72CLP 6,248
-7.14%
Beef Round Steak(1kg)
$13.35CLP 12.4K
$10.83CLP 10.1K
23.27%
Apples(1kg)
$2.00CLP 1,857
$2.07CLP 1,930
-3.38%
Banana(1kg)
$1.82CLP 1,690
$1.63CLP 1,513
11.66%
Oranges(1kg)
$1.34CLP 1,249
$2.11CLP 1,962
-36.49%
Tomato(1kg)
$1.48CLP 1,380
$1.93CLP 1,791
-23.32%
Potato(1kg)
$1.25CLP 1,161
$1.93CLP 1,796
-35.23%
Onion(1kg)
$1.26CLP 1,173
$1.61CLP 1,498
-21.74%
Lettuce(1 head)
$1.08CLP 1,000
$1.29CLP 1,199
-16.28%
Water(1.5 liter bottle)
$0.95CLP 887
$1.22CLP 1,137
-22.13%
Cigarettes 20 Pack(Marlboro, Camel)
$5.37CLP 4,997
$3.48CLP 3,242
54.31%
Wine(Bottle)
$5.23CLP 4,867
$6.24CLP 5,807
-16.19%
Local Beer(0.5 liter bottle)
$1.01CLP 939
$1.54CLP 1,431
-34.42%
Imported Beer(0.33 liter bottle)
$2.23CLP 2,071
$2.47CLP 2,301
-9.72%
🚌 Getting Around
La Serena
San Bernardo
Difference
One-way Ticket(Public Transport)
$1.09CLP 1,017
$0.58CLP 539
87.93%
Public Transport Monthly Pass(Regular Price)
$38.45CLP 35.8K
-
-
Taxi Start(Normal Tariff)
$0.74CLP 687
$0.51CLP 471
45.10%
Taxi(Normal Tariff)(1km)
$2.06CLP 1,915
$1.46CLP 1,354
41.10%
Taxi 1hour Waiting(Normal Tariff)
$13.03CLP 12.1K
$11.69CLP 10.9K
11.46%
Gasoline(1 liter)
$1.43CLP 1,328
$1.42CLP 1,320
0.70%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.6KCLP 19.1M
$19.4KCLP 18.0M
6.12%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$13.1KCLP 12.2M
$23.1KCLP 21.5M
-43.13%
🧾 Monthly Utilities & Internet
La Serena
San Bernardo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$93.3CLP 86.8K
$130CLP 121.0K
-28.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.35CLP 10.6K
$13.61CLP 12.7K
-16.61%
Internet(50+ Mbps, Unlimited Data)
$22.00CLP 20.5K
$22.23CLP 20.7K
-1.03%
🎉 Sport & Entertainment
La Serena
San Bernardo
Difference
Gym Membership(Monthly)
$35.74CLP 33.3K
$38.49CLP 35.8K
-7.14%
Tennis Court(1 Hour on Weekend)
$21.13CLP 19.7K
$20.84CLP 19.4K
1.39%
Cinema Ticket
$8.84CLP 8,228
$6.52CLP 6,066
35.58%
🧸 Childcare & Education
La Serena
San Bernardo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$439CLP 408.9K
$444CLP 413.0K
-1.00%
International Primary School, 1 Child(Yearly)
-
$8,593CLP 8.0M
-
👕👟 Clothing & Footwear
La Serena
San Bernardo
Difference
Jeans(Levis 501 Or Similar)
$46.67CLP 43.4K
$54.4CLP 50.7K
-14.27%
Summer Dress(H&M, Zara, etc)
$30.63CLP 28.5K
$32.35CLP 30.1K
-5.32%
Sport Shoes(Adidas, Nike)
$95.6CLP 89.0K
$78.0CLP 72.5K
22.65%
Men's Leather Business Shoes
$109CLP 101.4K
$83.8CLP 78.0K
30.05%
🏠 Accommodation & Living
La Serena
San Bernardo
Difference
1-bedroom Apartment, City Center(Monthly)
$369CLP 343.6K
$485CLP 451.1K
-23.83%
1-bedroom Apartment, Outside City Center(Monthly)
$285CLP 265.4K
$380CLP 353.7K
-24.96%
3-bedroom Apartment, City Center(Monthly)
$1,035CLP 962.7K
$889CLP 827.4K
16.35%
3-bedroom Apartment, Outside City Center(Monthly)
$707CLP 657.5K
$592CLP 551.0K
19.34%
Buy Apartment in City Center(m2)
$2,158CLP 2.0M
$1,945CLP 1.8M
10.90%
Buy Apartment Outside City Center(m2)
$1,354CLP 1.3M
$1,395CLP 1.3M
-2.90%
💵 Salaries & Financials
La Serena
San Bernardo
Difference
Average Monthly Net Salary(After Tax)
$739CLP 687.6K
$1,390CLP 1.3M
-46.82%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.5
5.18
25.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for La Serena: July 26, 2026
Last update for San Bernardo: July 26, 2026
Cost Breakdown
🏠A central one-bedroom costs $369 in La Serena versus $485 in San Bernardo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 88% higher in San Bernardo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $52.0 in La Serena versus $53.0 in San Bernardo. Groceries tell a different story – $247 in La Serena vs $241 in San Bernardo – so San Bernardo wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
La Serena vs San Bernardo: Cost of Living - Frequently Asked Questions
Is San Bernardo cheaper than La Serena?
Yes – San Bernardo is pricier by about 9%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,597 per month in La Serena and $1,733 in San Bernardo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in La Serena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in La Serena and in San Bernardo?
Monthly expenses with rent come to $1,064 in La Serena and $1,156 in San Bernardo. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $439 per month in La Serena and $444 in San Bernardo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in La Serena or in San Bernardo?
A $1,500 monthly budget goes further in La Serena, where all-in costs run around $1,064, than in San Bernardo at $1,156. In La Serena it covers expenses comfortably, while in San Bernardo it requires careful planning or may not stretch far enough.
Is La Serena or San Bernardo more family-friendly?
Families tend to lean toward La Serena – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with La Serena. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Bernardo makes more sense. Both are solid long-term options with distinct trade-offs.