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Cost of Living Comparison Between Kotka and Ubud, Bali Cost of Living Comparison Between Kotka and Ubud, Bali

😐 Solo nomad: Kotka is 116.6% more expensive than Ubud, Bali without rent, and 152.2% more expensive with rent.
😐 Family of 3: Kotka is 58.7% more expensive than Ubud, Bali without rent, and 135.6% more expensive with rent.
Currency
🍽 Eating Out
Kotka
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.96 €11.16
$2.85 Rp 47.5K
354.74%
Three-Course Dinner for Two, Mid-Range
$53.6 €46.15
$12.26 Rp 204.3K
337.03%
Fast Food Meal (McDonalds, etc)
$9.79 €8.43
$3.28 Rp 54.6K
198.48%
Cappuccino
$4.25 €3.66
$2.3 Rp 38.3K
84.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.06 €1.78
$1.11 Rp 18.5K
85.59%
Water (0.33 liter bottle)
$1.63 €1.41
$0.26 Rp 4,324
526.92%
Local Beer (0.5 liter draught)
$5.86 €5.05
$2.4 Rp 40K
144.17%
Imported Beer (0.33 liter bottle)
$3.45 €2.97
$3.15 Rp 52.5K
9.52%
🛒 Groceries & Markets
Kotka
Ubud, Bali
Difference
Milk (1 liter)
$1.32 €1.14
$1.49 Rp 24.9K
-11.41%
White Bread (500g)
$2.23 €1.92
$1.65 Rp 27.5K
35.15%
Rice (white) (1kg)
$2.26 €1.95
$1.13 Rp 18.9K
100.00%
Eggs
$2.77 €2.39
$2.33 Rp 38.9K
18.88%
Local Cheese (1kg)
$8.58 €7.39
$13.7 Rp 228.3K
-37.37%
Chicken Fillets (1kg)
$13.77 €11.86
$3.97 Rp 66.2K
246.85%
Beef Round Steak (1kg)
$20.96 €18.05
$11.22 Rp 187K
86.81%
Apples (1kg)
$2.08 €1.79
$3.48 Rp 57.9K
-40.23%
Banana (1kg)
$1.93 €1.67
$1.5 Rp 25K
28.67%
Oranges (1kg)
$2.33 €2.01
$2.68 Rp 44.6K
-13.06%
Tomato (1kg)
$4.72 €4.06
$1.35 Rp 22.5K
249.63%
Potato (1kg)
$1.45 €1.25
$1.57 Rp 26.2K
-7.64%
Onion (1kg)
$1.89 €1.63
$2.1 Rp 34.9K
-10.00%
Lettuce (1 head)
$1.77 €1.52
$1.03 Rp 17.1K
71.84%
Water (1.5 liter bottle)
$1.46 €1.26
$0.57 Rp 9,488
156.14%
Cigarettes 20 Pack (Marlboro, Camel)
$10.2 €8.78
$2.31 Rp 38.5K
341.56%
Wine (Bottle)
$13.2 €11.37
$15.21 Rp 253.5K
-13.21%
Local Beer (0.5 liter bottle)
$3.18 €2.74
$2.49 Rp 41.5K
27.71%
Imported Beer (0.33 liter bottle)
$3.67 €3.16
$2.66 Rp 44.3K
37.97%
🚌 Getting Around
Kotka
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$5.84 €5.03
$0.29 Rp 4,911
1913.79%
Public Transport Monthly Pass (Regular Price)
$58.4 €50.3
$10.03 Rp 167.1K
482.35%
Taxi Start (Normal Tariff)
$7.9 €6.8
$0.45 Rp 7,480
1655.56%
Taxi (Normal Tariff) (1km)
$1.21 €1.04
$0.34 Rp 5,748
255.88%
Taxi 1hour Waiting (Normal Tariff)
$53.8 €46.3
$5.97 Rp 99.4K
800.34%
Gasoline (1 liter)
$2.11 €1.82
$0.75 Rp 12.4K
181.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.6K €27.2K
$25.8K Rp 430.2M
22.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33K €28.4K
$31.7K Rp 528.9M
3.88%
🧾 Monthly Utilities & Internet
Kotka
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$268 €231
$64.6 Rp 1.1M
314.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.39 €27.04
$4.14 Rp 69K
658.21%
Internet (50+ Mbps, Unlimited Data)
$19.97 €17.2
$23.99 Rp 399.7K
-16.76%
🎉 Sport & Entertainment
Kotka
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.96 €37.87
$23.29 Rp 388.1K
88.75%
Tennis Court (1 Hour on Weekend)
$24.68 €21.25
$6.19 Rp 103.1K
298.71%
Cinema Ticket
$15.71 €13.53
$3.45 Rp 57.5K
355.36%
🧸 Childcare & Education
Kotka
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$328 €282
$91.9 Rp 1.5M
256.59%
International Primary School, 1 Child (Yearly)
$11.3K €9,753
$5,912 Rp 98.5M
91.52%
👕👟 Clothing & Footwear
Kotka
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$109 €93.9
$51.5 Rp 857.6K
111.73%
Summer Dress (H&M, Zara, etc)
$14 €12.06
$24.45 Rp 407.3K
-42.74%
Sport Shoes (Adidas, Nike)
$85.2 €73.4
$84.4 Rp 1.4M
1.00%
Men's Leather Business Shoes
$103 €88.5
$74.3 Rp 1.2M
38.25%
🏠 Accommodation & Living
Kotka
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$749 €645
$261 Rp 4.4M
186.52%
1-bedroom Apartment, Outside City Center (Monthly)
$636 €548
$160 Rp 2.7M
298.71%
3-bedroom Apartment, City Center (Monthly)
$1,285 €1,107
$585 Rp 9.7M
119.73%
3-bedroom Apartment, Outside City Center (Monthly)
$1,058 €911
$328 Rp 5.5M
222.24%
Buy Apartment in City Center (m2)
$2,900 €2,498
$985 Rp 16.4M
194.37%
Buy Apartment Outside City Center (m2)
$1,731 €1,491
$847 Rp 14.1M
104.35%
💵 Salaries & Financials
Kotka
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,560 €2,205
$178 Rp 3M
1338.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.4
13.28
-74.40%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kotka: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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