Last update: Oct 2026

Cost of Living Comparison Between Koper and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,819 in Koper, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

88

Cost of Living Index in Koper
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Koper Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Koper

🇸🇮 Slovenia

$1,819

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Koper and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koper and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,819 in Koper versus $918 in Cebu.

Koper $1,819
Cebu $918

Estimated couple costs with rent: $2,718 in Koper versus $1,409 in Cebu.

Koper $2,718
Cebu $1,409

Monthly costs for a family of three with rent: $3,616 in Koper versus $1,900 in Cebu.

Koper $3,616
Cebu $1,900

Living in Koper is roughly 98% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Koper is 35% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.01 €9.79

$3.09 ₱194

256.31%

Three-Course Dinner for Two, Mid-Range

$55.7 €49.51

$24.22 ₱1,525

129.81%

Fast Food Meal (McDonalds, etc)

$8.85 €7.87

$3.92 ₱247

125.77%

Cappuccino

$2.29 €2.04

$2.51 ₱158

-8.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.42 €3.04

$1.59 ₱100

115.09%

Water (0.33 liter bottle)

$2.17 €1.93

$0.53 ₱33.43

309.43%

Local Beer (0.5 liter draught)

$3.67 €3.26

$1.78 ₱112

106.18%

Imported Beer (0.33 liter bottle)

$4.53 €4.03

$2.17 ₱137

108.76%

Milk (1 liter)

$1.26 €1.12

$1.92 ₱121

-34.37%

White Bread (500g)

$1.92 €1.71

$1.36 ₱85.4

41.18%

Rice (white) (1kg)

$2.77 €2.46

$1.01 ₱63.5

174.26%

Eggs

$3.94 €3.51

$2.03 ₱128

94.09%

Local Cheese (1kg)

$12.76 €11.35

$9.86 ₱621

29.41%

Chicken Fillets (1kg)

$9.25 €8.22

$4.39 ₱277

110.71%

Beef Round Steak (1kg)

$14.00 €12.45

$7.60 ₱479

84.21%

Apples (1kg)

$2.38 €2.12

$3.30 ₱208

-27.88%

Banana (1kg)

$1.37 €1.22

$1.39 ₱87.8

-1.44%

Oranges (1kg)

$2.21 €1.96

$2.33 ₱147

-5.15%

Tomato (1kg)

$3.66 €3.26

$1.50 ₱94.3

144.00%

Potato (1kg)

$1.31 €1.16

$2.36 ₱149

-44.49%

Onion (1kg)

$2.57 €2.29

$1.90 ₱119

35.26%

Lettuce (1 head)

$1.38 €1.23

$1.19 ₱74.9

15.97%

Water (1.5 liter bottle)

$0.72 €0.64

$0.63 ₱39.71

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$6.60 €5.87

$3.00 ₱189

120.00%

Wine (Bottle)

$7.89 €7.02

$6.03 ₱379

30.85%

Local Beer (0.5 liter bottle)

$1.38 €1.23

$1.23 ₱77.7

12.20%

Imported Beer (0.33 liter bottle)

$1.79 €1.59

$1.75 ₱110

2.29%

One-way Ticket (Public Transport)

$1.40 €1.25

$0.25 ₱15.86

460.00%

Public Transport Monthly Pass (Regular Price)

$14.22 €12.65

$12.64 ₱796

12.50%

Taxi Start (Normal Tariff)

$1.71 €1.52

$0.77 ₱48.62

122.08%

Taxi (Normal Tariff) (1km)

$1.10 €0.98

$0.23 ₱14.53

378.26%

Taxi 1hour Waiting (Normal Tariff)

$28.31 €25.18

$4.46 ₱281

534.75%

Gasoline (1 liter)

$1.68 €1.49

$1.31 ₱82.8

28.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K €25.9K

$21.2K ₱1.3M

37.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K €21.9K

$19.1K ₱1.2M

28.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$282 €250

$120 ₱7,569

134.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.65 €13.03

$14.00 ₱882

4.64%

Internet (50+ Mbps, Unlimited Data)

$29.64 €26.37

$27.54 ₱1,734

7.63%

Gym Membership (Monthly)

$56.4 €50.2

$32.33 ₱2,035

74.39%

Tennis Court (1 Hour on Weekend)

$27.43 €24.40

$6.65 ₱419

312.48%

Cinema Ticket

$7.72 €6.87

$5.65 ₱356

36.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 €435

$275 ₱17.3K

77.61%

International Primary School, 1 Child (Yearly)

$11.3K €10.1K

$7,918 ₱498.5K

43.28%

Jeans (Levis 501 Or Similar)

$102 €91.0

$49.33 ₱3,106

107.36%

Summer Dress (H&M, Zara, etc)

$37.05 €32.95

$25.24 ₱1,589

46.79%

Sport Shoes (Adidas, Nike)

$108 €96.4

$77.0 ₱4,846

40.76%

Men's Leather Business Shoes

$125 €111

$57.2 ₱3,601

117.66%

1-bedroom Apartment, City Center (Monthly)

$992 €882

$500 ₱31.5K

98.53%

1-bedroom Apartment, Outside City Center (Monthly)

$753 €670

$309 ₱19.4K

143.96%

3-bedroom Apartment, City Center (Monthly)

$2,199 €1,956

$1,078 ₱67.9K

104.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,355 €1,205

$615 ₱38.7K

120.24%

Buy Apartment in City Center (m2)

$8,119 €7,222

$2,886 ₱181.7K

181.31%

Buy Apartment Outside City Center (m2)

$4,584 €4,078

$1,917 ₱120.7K

139.18%

Average Monthly Net Salary (After Tax)

$1,560 €1,388

$346 ₱21.8K

350.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

7.2

-54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koper: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koper

$753 41.4%

Cebu

$309 33.6% 59% $445

Monthly Utilities & Internet

Koper

$326 17.9%

Cebu

$162 17.6% 50.3% $164

Groceries & Markets

Koper

$282 15.5%

Cebu

$206 22.4% 27% $76

Eating Out

Koper

$192 10.6%

Cebu

$88 9.6% 54% $104

Clothing & Footwear

Koper

$167 9.2%

Cebu

$94 10.2% 43.9% $74

Sport & Entertainment

Koper

$72 4%

Cebu

$44 4.8% 39.3% $28

Getting Around

Koper

$27 1.5%

Cebu

$16 1.7% 42.4% $11

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Koper and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Koper pays 351% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Koper vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $282 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇮 Koper

🇵🇭 Cebu

🕒 Local time

22:54 10:54 PM

04:54 4:54 AM

6 h ahead of Koper

🌤 Weather

👥 Population

24,900

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Koper Cebu 10,710 km ≈ 14 h nonstop flight

From you

Koper
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koper vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 98% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 351% higher in Koper, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $992 in Koper versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,819 per month in Koper versus $918 in Cebu – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 13% less than in Koper. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,819 in Koper, a $1,500 budget is realistic in Cebu but tight or insufficient in Koper. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Koper, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Koper and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 98% less than in Koper. Beyond cost, consider language, visa policies, and how big the international community is in each city.