Last update: Oct 2026

Cost of Living Comparison Between Kone and Cebu

For one person, living is cheaper in Kone: $463 a month against $934 in Cebu, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Kone

🇳🇨 New Caledonia

$463

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Kone and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kone and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $463 in Kone versus $934 in Cebu.

Kone $463
Cebu $934

Estimated couple costs with rent: $688 in Kone versus $1,415 in Cebu.

Kone $688
Cebu $1,415

Monthly costs for a family of three with rent: $913 in Kone versus $1,896 in Cebu.

Kone $913
Cebu $1,896

Living in Kone costs roughly 50% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Kone 65% lower, Cebu 30% lower.

Meal at Budget Restaurant

$3.03 ₱191

Three-Course Dinner for Two, Mid-Range

$52.9 CFPF 5,631

$23.48 ₱1,476

125.38%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

Cappuccino

$2.52 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

Water (0.33 liter bottle)

$0.49 ₱31.06

Local Beer (0.5 liter draught)

$1.79 ₱113

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.95 ₱122

White Bread (500g)

$1.43 ₱89.9

Rice (white) (1kg)

$1.02 ₱64.0

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱617

Chicken Fillets (1kg)

$4.61 ₱290

Beef Round Steak (1kg)

$7.70 ₱484

Apples (1kg)

$3.31 ₱208

Banana (1kg)

$1.45 ₱91.2

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.6

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$1.99 ₱125

Lettuce (1 head)

$1.15 ₱72.3

Water (1.5 liter bottle)

$1.45 CFPF 154

$0.67 ₱42.26

116.42%

Cigarettes 20 Pack (Marlboro, Camel)

$17.44 CFPF 1,856

$3.00 ₱189

481.33%

Wine (Bottle)

$15.06 CFPF 1,602

$6.35 ₱399

137.17%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

Imported Beer (0.33 liter bottle)

$1.73 ₱109

One-way Ticket (Public Transport)

$0.25 ₱15.82

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

Taxi Start (Normal Tariff)

$0.74 ₱46.44

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

Gasoline (1 liter)

$1.33 ₱83.7

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 CFPF 18.3K

$121 ₱7,583

42.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

Internet (50+ Mbps, Unlimited Data)

$95.5 CFPF 10.2K

$28.29 ₱1,779

237.58%

Gym Membership (Monthly)

$56.2 CFPF 5,984

$32.68 ₱2,055

72.09%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

Cinema Ticket

$5.46 ₱343

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

Jeans (Levis 501 Or Similar)

$115 CFPF 12.2K

$49.57 ₱3,117

131.21%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

Sport Shoes (Adidas, Nike)

$70.3 CFPF 7,477

$76.6 ₱4,817

-8.25%

Men's Leather Business Shoes

$59.3 ₱3,727

1-bedroom Apartment, City Center (Monthly)

$583 CFPF 62.0K

$506 ₱31.8K

15.27%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$1,500 CFPF 159.6K

$1,052 ₱66.1K

42.63%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

Average Monthly Net Salary (After Tax)

$2,926 CFPF 311.4K

$341 ₱21.5K

758.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kone: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kone

–

Cebu

$309 33.5%

Groceries & Markets

Kone

–

Cebu

$210 22.7%

Monthly Utilities & Internet

Kone

–

Cebu

$163 17.7%

Clothing & Footwear

Kone

–

Cebu

$95 10.2%

Eating Out

Kone

–

Cebu

$88 9.6%

Sport & Entertainment

Kone

–

Cebu

$44 4.7%

Getting Around

Kone

–

Cebu

$15 1.7%

Cost Breakdown

A one-bedroom apartment in the center runs $583 in Kone and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Kone pays 758% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $53.0 in Kone vs $23.00 in Cebu. Groceries flip the comparison at $47.00 vs $210, with Kone cheaper for home cooking.

Good to know

🇳🇨 Kone

🇵🇭 Cebu

🕒 Local time

15:46 3:46 PM

12:46 12:46 PM

3 h behind Kone

🌤 Weather

👥 Population

5,500

964,169

💱 Currency

CFP Franc XPF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1,000 XPF = 9.4 USD

1,000 XPF = 8.38 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to XPF – CFP Franc Converter

🇺🇸 United States Dollar ($)

🌐 CFP Franc (Fr)

CFP Franc exchange rates as of October 10, 2026: 1 USD = 106 XPF (1,000 XPF = 9.4 USD). 1 EUR = 119 XPF (1,000 XPF = 8.38 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to XPF in detail →

On the map

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Highest

Between locations

Kone Cebu 5,670 km ≈ 8 h nonstop flight

From you

Kone
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kone vs Cebu: Cost of Living - Frequently Asked Questions

Kone is cheaper overall, especially in clothing, groceries, and eating out. The 102% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 758% higher in Kone, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $583 in Kone versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 343% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Kone – a meal for two runs $53.0 versus $23.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Kone gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Kone is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kone and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kone gentler on the wallet – expenses run 102% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.