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Cost of Living Comparison Between Kefalonia and Ubud, Bali Cost of Living Comparison Between Kefalonia and Ubud, Bali

😐 Solo nomad: Kefalonia is 71.1% more expensive than Ubud, Bali without rent, and 113.2% more expensive with rent.
😐 Family of 3: Kefalonia is 80.3% more expensive than Ubud, Bali without rent, and 113.8% more expensive with rent.
Currency
🍽 Eating Out
Kefalonia
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.11 €14.74
$2.85 Rp 47.5K
500.35%
Three-Course Dinner for Two, Mid-Range
$58.9 €50.7
$12.26 Rp 204.3K
380.34%
Fast Food Meal (McDonalds, etc)
$9.94 €8.56
$3.28 Rp 54.6K
203.05%
Cappuccino
$3.23 €2.78
$2.3 Rp 38.3K
40.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 €1.89
$1.11 Rp 18.5K
97.30%
Water (0.33 liter bottle)
$0.56 €0.49
$0.26 Rp 4,324
115.38%
Local Beer (0.5 liter draught)
$5.03 €4.34
$2.4 Rp 40K
109.58%
Imported Beer (0.33 liter bottle)
$5.93 €5.11
$3.15 Rp 52.5K
88.25%
🛒 Groceries & Markets
Kefalonia
Ubud, Bali
Difference
Milk (1 liter)
$1.64 €1.42
$1.49 Rp 24.9K
10.07%
White Bread (500g)
$1.44 €1.24
$1.65 Rp 27.5K
-12.73%
Rice (white) (1kg)
$2.43 €2.09
$1.13 Rp 18.9K
115.04%
Eggs
$4.21 €3.63
$2.33 Rp 38.9K
80.69%
Local Cheese (1kg)
$13.5 €11.63
$13.7 Rp 228.3K
-1.46%
Chicken Fillets (1kg)
$10.01 €8.62
$3.97 Rp 66.2K
152.14%
Beef Round Steak (1kg)
$14.07 €12.11
$11.22 Rp 187K
25.40%
Apples (1kg)
$2.16 €1.86
$3.48 Rp 57.9K
-37.93%
Banana (1kg)
$2.13 €1.84
$1.5 Rp 25K
42.00%
Oranges (1kg)
$1.51 €1.3
$2.68 Rp 44.6K
-43.66%
Tomato (1kg)
$2.04 €1.76
$1.35 Rp 22.5K
51.11%
Potato (1kg)
$1.2 €1.04
$1.57 Rp 26.2K
-23.57%
Onion (1kg)
$1.24 €1.07
$2.1 Rp 34.9K
-40.95%
Lettuce (1 head)
$1.01 €0.87
$1.03 Rp 17.1K
-1.94%
Water (1.5 liter bottle)
$0.79 €0.68
$0.57 Rp 9,488
38.60%
Cigarettes 20 Pack (Marlboro, Camel)
$5.27 €4.54
$2.31 Rp 38.5K
128.14%
Wine (Bottle)
$6.86 €5.91
$15.21 Rp 253.5K
-54.90%
Local Beer (0.5 liter bottle)
$2.62 €2.26
$2.49 Rp 41.5K
5.22%
Imported Beer (0.33 liter bottle)
$2.73 €2.35
$2.66 Rp 44.3K
2.63%
🚌 Getting Around
Kefalonia
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.54 €1.32
$0.29 Rp 4,911
431.03%
Public Transport Monthly Pass (Regular Price)
$46.64 €40.17
$10.03 Rp 167.1K
365.00%
Taxi Start (Normal Tariff)
$4.57 €3.94
$0.45 Rp 7,480
915.56%
Taxi (Normal Tariff) (1km)
-
$0.34 Rp 5,748
-
Taxi 1hour Waiting (Normal Tariff)
$13.77 €11.86
$5.97 Rp 99.4K
130.65%
Gasoline (1 liter)
$2.07 €1.79
$0.75 Rp 12.4K
176.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.3K €26.9K
$25.8K Rp 430.2M
21.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K €23.2K
$31.7K Rp 528.9M
-15.23%
🧾 Monthly Utilities & Internet
Kefalonia
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$285 €245
$64.6 Rp 1.1M
340.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.97 €19.78
$4.14 Rp 69K
454.83%
Internet (50+ Mbps, Unlimited Data)
$33.23 €28.62
$23.99 Rp 399.7K
38.52%
🎉 Sport & Entertainment
Kefalonia
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.04 €42.24
$23.29 Rp 388.1K
110.56%
Tennis Court (1 Hour on Weekend)
$22.87 €19.7
$6.19 Rp 103.1K
269.47%
Cinema Ticket
$9.38 €8.08
$3.45 Rp 57.5K
171.88%
🧸 Childcare & Education
Kefalonia
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$419 €361
$91.9 Rp 1.5M
355.85%
International Primary School, 1 Child (Yearly)
$5,912 €5,092
$5,912 Rp 98.5M
-0.01%
👕👟 Clothing & Footwear
Kefalonia
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$87.9 €75.7
$51.5 Rp 857.6K
70.68%
Summer Dress (H&M, Zara, etc)
$38.69 €33.32
$24.45 Rp 407.3K
58.24%
Sport Shoes (Adidas, Nike)
$99.8 €86
$84.4 Rp 1.4M
18.34%
Men's Leather Business Shoes
$107 €92.6
$74.3 Rp 1.2M
44.64%
🏠 Accommodation & Living
Kefalonia
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$555 €478
$261 Rp 4.4M
112.44%
1-bedroom Apartment, Outside City Center (Monthly)
$445 €383
$160 Rp 2.7M
178.66%
3-bedroom Apartment, City Center (Monthly)
$1,139 €981
$585 Rp 9.7M
94.75%
3-bedroom Apartment, Outside City Center (Monthly)
$839 €722
$328 Rp 5.5M
155.44%
Buy Apartment in City Center (m2)
-
$985 Rp 16.4M
-
Buy Apartment Outside City Center (m2)
-
$847 Rp 14.1M
-
💵 Salaries & Financials
Kefalonia
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,144 €986
$178 Rp 3M
543.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.43
13.28
-66.64%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kefalonia: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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