Cost of Living Comparison Between Kefalonia and Ubud Cost of Living Comparison Between Kefalonia and Ubud

😐 Solo nomad: Kefalonia is 56.6% more expensive than Ubud without rent, and 113.7% more expensive with rent.
😐 Family of 3: Kefalonia is 82.6% more expensive than Ubud without rent, and 107.4% more expensive with rent.
Currency
🍽 Eating Out
Kefalonia
Ubud
Difference
Meal at Budget Restaurant
$17.37 €15
$3 Rp 48.8K
479.00%
Three-Course Dinner for Two, Mid-Range
$57.8 €49.91
$12.52 Rp 203.2K
361.66%
Fast Food Meal (McDonalds, etc)
$9.69 €8.36
$3.18 Rp 51.6K
204.72%
Cappuccino
$3.1 €2.67
$2.21 Rp 35.9K
40.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.18 €1.88
$1.1 Rp 17.9K
98.18%
Water (0.33 liter bottle)
$0.56 €0.48
$0.26 Rp 4,217
115.38%
Local Beer (0.5 liter draught)
$4.83 €4.17
$2.5 Rp 40.5K
93.20%
Imported Beer (0.33 liter bottle)
$5.96 €5.15
$3.2 Rp 51.9K
86.25%
🛒 Groceries & Markets
Kefalonia
Ubud
Difference
Milk (1 liter)
$1.64 €1.42
$1.49 Rp 24.2K
10.07%
White Bread (500g)
$1.46 €1.26
$1.67 Rp 27K
-12.57%
Rice (white) (1kg)
$2.49 €2.15
$1.14 Rp 18.5K
118.42%
Eggs
$4.24 €3.66
$2.27 Rp 36.9K
86.78%
Local Cheese (1kg)
$13.78 €11.9
$13.94 Rp 226.3K
-1.15%
Chicken Fillets (1kg)
$10.04 €8.67
$4 Rp 64.8K
151.00%
Beef Round Steak (1kg)
$14.05 €12.13
$11.3 Rp 183.4K
24.34%
Apples (1kg)
$2.25 €1.94
$3.6 Rp 58.4K
-37.50%
Banana (1kg)
$2.14 €1.85
$1.53 Rp 24.8K
39.87%
Oranges (1kg)
$1.46 €1.26
$2.65 Rp 43K
-44.91%
Tomato (1kg)
$2.06 €1.78
$1.38 Rp 22.4K
49.28%
Potato (1kg)
$1.28 €1.1
$1.58 Rp 25.6K
-18.99%
Onion (1kg)
$1.26 €1.08
$2.16 Rp 35.1K
-41.67%
Lettuce (1 head)
$1.02 €0.88
$1.04 Rp 16.9K
-1.92%
Water (1.5 liter bottle)
$0.81 €0.7
$0.56 Rp 9,114
44.64%
Cigarettes 20 Pack (Marlboro, Camel)
$5.29 €4.56
$2.23 Rp 36.3K
137.22%
Wine (Bottle)
$7.14 €6.16
$14.98 Rp 243.2K
-52.34%
Local Beer (0.5 liter bottle)
$2.65 €2.29
$2.43 Rp 39.5K
9.05%
Imported Beer (0.33 liter bottle)
$2.83 €2.44
$2.64 Rp 42.8K
7.20%
🚌 Getting Around
Kefalonia
Ubud
Difference
One-way Ticket (Public Transport)
$1.54 €1.33
$0.32 Rp 5,203
381.25%
Public Transport Monthly Pass (Regular Price)
$46.74 €40.35
$10.12 Rp 164.3K
361.86%
Taxi Start (Normal Tariff)
$4.69 €4.05
$0.49 Rp 7,888
857.14%
Taxi (Normal Tariff) (1km)
-
$0.34 Rp 5,573
-
Taxi 1hour Waiting (Normal Tariff)
$13.53 €11.68
$6.04 Rp 98K
124.01%
Gasoline (1 liter)
$2.09 €1.8
$0.73 Rp 11.9K
186.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K €27.5K
$26.2K Rp 425.6M
21.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K €23.2K
$31.9K Rp 518.5M
-16.05%
🧾 Monthly Utilities & Internet
Kefalonia
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$294 €254
$62.6 Rp 1M
369.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.69 €19.59
$4.1 Rp 66.6K
453.41%
Internet (50+ Mbps, Unlimited Data)
$33.11 €28.59
$24.32 Rp 394.7K
36.14%
🎉 Sport & Entertainment
Kefalonia
Ubud
Difference
Gym Membership (Monthly)
$48.85 €42.17
$22.6 Rp 366.9K
116.15%
Tennis Court (1 Hour on Weekend)
$22.74 €19.63
$6.26 Rp 101.5K
263.26%
Cinema Ticket
$9.62 €8.31
$3.29 Rp 53.4K
192.40%
🧸 Childcare & Education
Kefalonia
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$417 €360
$93.2 Rp 1.5M
347.33%
International Primary School, 1 Child (Yearly)
$6,002 €5,182
$6,098 Rp 99M
-1.56%
👕👟 Clothing & Footwear
Kefalonia
Ubud
Difference
Jeans (Levis 501 Or Similar)
$88 €76
$52.8 Rp 857.4K
66.58%
Summer Dress (H&M, Zara, etc)
$38.66 €33.38
$24.84 Rp 403.3K
55.64%
Sport Shoes (Adidas, Nike)
$97.1 €83.9
$85.2 Rp 1.4M
13.95%
Men's Leather Business Shoes
$107 €92.5
$72.5 Rp 1.2M
47.84%
🏠 Accommodation & Living
Kefalonia
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$560 €483
$259 Rp 4.2M
116.30%
1-bedroom Apartment, Outside City Center (Monthly)
$451 €389
$159 Rp 2.6M
183.57%
3-bedroom Apartment, City Center (Monthly)
$1,143 €987
$578 Rp 9.4M
97.95%
3-bedroom Apartment, Outside City Center (Monthly)
$829 €716
$336 Rp 5.5M
146.66%
Buy Apartment in City Center (m2)
$2,741 €2,367
$1,000 Rp 16.2M
174.01%
Buy Apartment Outside City Center (m2)
$2,288 €1,975
$860 Rp 14M
165.92%
💵 Salaries & Financials
Kefalonia
Ubud
Difference
Average Monthly Net Salary (After Tax)
$1,167 €1,008
$182 Rp 3M
539.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.43
13.28
-66.64%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kefalonia: October 27, 2025

Last update for Ubud: October 29, 2025

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.