Last update: Oct 2026

Cost of Living Comparison Between Kastoria and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,303 in Kastoria, rent and utilities included – about $4,600 less a year. The total is higher in Kastoria despite lower rent and utilities.

Kastoria
🇬🇷 Greece
$1,303
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Kastoria and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kastoria and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,303 in Kastoria versus $918 in Cebu.

  • Kastoria $1,303
  • Cebu $918

Estimated couple costs with rent: $2,108 in Kastoria versus $1,409 in Cebu.

  • Kastoria $2,108
  • Cebu $1,409

Monthly costs for a family of three with rent: $2,914 in Kastoria versus $1,900 in Cebu.

  • Kastoria $2,914
  • Cebu $1,900

Living in Kastoria is roughly 42% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kastoria 4% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Kastoria
Cebu
Difference
Meal at Budget Restaurant
$17.03 €15.15
$3.09 ₱194
451.13%
Three-Course Dinner for Two, Mid-Range
$66.9 €59.5
$24.22 ₱1,525
176.26%
Fast Food Meal (McDonalds, etc)
$11.18 €9.95
$3.92 ₱247
185.20%
Cappuccino
$4.01 €3.57
$2.51 ₱158
59.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.27 €2.02
$1.59 ₱100
42.77%
Water (0.33 liter bottle)
$0.76 €0.67
$0.53 ₱33.43
43.40%
Local Beer (0.5 liter draught)
$4.02 €3.58
$1.78 ₱112
125.84%
Imported Beer (0.33 liter bottle)
$3.40 €3.02
$2.17 ₱137
56.68%
🛒 Groceries & Markets
Kastoria
Cebu
Difference
Milk (1 liter)
$1.72 €1.53
$1.92 ₱121
-10.42%
White Bread (500g)
$1.78 €1.58
$1.36 ₱85.4
30.88%
Rice (white) (1kg)
$3.67 €3.27
$1.01 ₱63.5
263.37%
Eggs
$5.57 €4.96
$2.03 ₱128
174.38%
Local Cheese (1kg)
$14.08 €12.53
$9.86 ₱621
42.80%
Chicken Fillets (1kg)
$11.31 €10.06
$4.39 ₱277
157.63%
Beef Round Steak (1kg)
$18.58 €16.53
$7.60 ₱479
144.47%
Apples (1kg)
$2.49 €2.22
$3.30 ₱208
-24.55%
Banana (1kg)
$2.13 €1.90
$1.39 ₱87.8
53.24%
Oranges (1kg)
$2.13 €1.89
$2.33 ₱147
-8.58%
Tomato (1kg)
$2.87 €2.56
$1.50 ₱94.3
91.33%
Potato (1kg)
$1.24 €1.10
$2.36 ₱149
-47.46%
Onion (1kg)
$1.19 €1.05
$1.90 ₱119
-37.37%
Lettuce (1 head)
$1.59 €1.41
$1.19 ₱74.9
33.61%
Water (1.5 liter bottle)
$0.90 €0.80
$0.63 ₱39.71
42.86%
Cigarettes 20 Pack (Marlboro, Camel)
$5.50 €4.89
$3.00 ₱189
83.33%
Wine (Bottle)
$10.13 €9.01
$6.03 ₱379
67.99%
Local Beer (0.5 liter bottle)
$2.10 €1.87
$1.23 ₱77.7
70.73%
Imported Beer (0.33 liter bottle)
$3.20 €2.84
$1.75 ₱110
82.86%
🚌 Getting Around
Kastoria
Cebu
Difference
One-way Ticket (Public Transport)
$0.77 €0.68
$0.25 ₱15.86
208.00%
Public Transport Monthly Pass (Regular Price)
$34.05 €30.29
$12.64 ₱796
169.38%
Taxi Start (Normal Tariff)
$4.15 €3.69
$0.77 ₱48.62
438.96%
Taxi (Normal Tariff) (1km)
$1.15 €1.02
$0.23 ₱14.53
400.00%
Taxi 1hour Waiting (Normal Tariff)
$16.63 €14.79
$4.46 ₱281
272.87%
Gasoline (1 liter)
$2.00 €1.78
$1.31 ₱82.8
52.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K €25.1K
$21.2K ₱1.3M
33.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.9K €27.5K
$19.1K ₱1.2M
61.31%
🧾 Monthly Utilities & Internet
Kastoria
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$214 €190
$120 ₱7,569
77.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.64 €20.14
$14.00 ₱882
61.71%
Internet (50+ Mbps, Unlimited Data)
$30.77 €27.37
$27.54 ₱1,734
11.73%
🎉 Sport & Entertainment
Kastoria
Cebu
Difference
Gym Membership (Monthly)
$32.30 €28.73
$32.33 ₱2,035
-0.09%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$6.60 €5.87
$5.65 ₱356
16.81%
🧸 Childcare & Education
Kastoria
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$472 €420
$275 ₱17.3K
71.49%
International Primary School, 1 Child (Yearly)
$8,969 €7,977
$7,918 ₱498.5K
13.26%
👕👟 Clothing & Footwear
Kastoria
Cebu
Difference
Jeans (Levis 501 Or Similar)
$96.8 €86.1
$49.33 ₱3,106
96.23%
Summer Dress (H&M, Zara, etc)
$44.66 €39.73
$25.24 ₱1,589
76.94%
Sport Shoes (Adidas, Nike)
$128 €114
$77.0 ₱4,846
66.96%
Men's Leather Business Shoes
$134 €119
$57.2 ₱3,601
133.72%
🏠 Accommodation & Living
Kastoria
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$277 €247
$500 ₱31.5K
-44.52%
1-bedroom Apartment, Outside City Center (Monthly)
$169 €151
$309 ₱19.4K
-45.18%
3-bedroom Apartment, City Center (Monthly)
$513 €456
$1,078 ₱67.9K
-52.45%
3-bedroom Apartment, Outside City Center (Monthly)
$394 €350
$615 ₱38.7K
-36.00%
Buy Apartment in City Center (m2)
$936 €833
$2,886 ₱181.7K
-67.57%
Buy Apartment Outside City Center (m2)
$733 €652
$1,917 ₱120.7K
-61.78%
💵 Salaries & Financials
Kastoria
Cebu
Difference
Average Monthly Net Salary (After Tax)
$629 €560
$346 ₱21.8K
81.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.34
7.2
-25.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kastoria: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Kastoria
$335
Cebu
$206 38.6% $129
Monthly Utilities & Internet
Kastoria
$267
Cebu
$162 39.4% $105
Eating Out
Kastoria
$257
Cebu
$88 65.6% $169
Clothing & Footwear
Kastoria
$182
Cebu
$94 48.3% $88
Accommodation & Living
Kastoria
$169
Cebu
$309 82.4% $140
Getting Around
Kastoria
$47
Cebu
$16 66.9% $31
Sport & Entertainment
Kastoria
$45
Cebu
$44 4.1% $1.9

Cost Breakdown

A one-bedroom apartment in the center runs $277 in Kastoria and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kastoria pays 82% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Kastoria vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $335 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇬🇷 Kastoria
🇵🇭 Cebu
🕒 Local time
00:27 12:27 AM
05:27 5:27 AM
5 h ahead of Kastoria
🌤 Weather
👥 Population
13,387
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Kastoria Cebu 10,310 km ≈ 13 h nonstop flight
From you
  • Kastoria
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kastoria vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Kastoria?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 42% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kastoria or Cebu?
Average pay runs 82% higher in Kastoria, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kastoria and Cebu?
Rent for a central apartment: $277 in Kastoria versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Kastoria and in Cebu?
All in, you'll spend $1,303 per month in Kastoria versus $918 in Cebu – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 169% less than in Kastoria. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Kastoria or in Cebu?
At $918 in Cebu versus $1,303 in Kastoria, a $1,500 budget is realistic in Cebu but tight or insufficient in Kastoria. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Kastoria or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kastoria, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kastoria or Cebu?
Safety-wise, Kastoria and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 42% less than in Kastoria. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Kastoria vs other spots: cost of living compared

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