Last update: Oct 2026

Cost of Living Comparison Between Kaštela and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,423 in Kaštela, rent and utilities included – about $6,100 less a year. Other living expenses account for most of the difference.

69

Cost of Living Index in Kaštela
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Kaštela Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Kaštela

🇭🇷 Croatia

$1,423

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kaštela and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kaštela and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,423 in Kaštela versus $918 in Cebu.

Kaštela $1,423
Cebu $918

Estimated couple costs with rent: $2,212 in Kaštela versus $1,409 in Cebu.

Kaštela $2,212
Cebu $1,409

Monthly costs for a family of three with rent: $3,001 in Kaštela versus $1,900 in Cebu.

Kaštela $3,001
Cebu $1,900

Living in Kaštela is roughly 55% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kaštela is 5% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.95 €15.14

$3.09 ₱194

448.54%

Three-Course Dinner for Two, Mid-Range

$76.9 €68.6

$24.22 ₱1,522

217.38%

Fast Food Meal (McDonalds, etc)

$9.11 €8.13

$3.92 ₱246

132.40%

Cappuccino

$2.82 €2.51

$2.51 ₱157

12.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.94 €3.52

$1.59 ₱100

147.80%

Water (0.33 liter bottle)

$2.82 €2.51

$0.53 ₱33.37

432.08%

Local Beer (0.5 liter draught)

$4.67 €4.17

$1.78 ₱112

162.36%

Imported Beer (0.33 liter bottle)

$4.83 €4.31

$2.17 ₱136

122.58%

Milk (1 liter)

$1.30 €1.16

$1.92 ₱121

-32.29%

White Bread (500g)

$1.64 €1.46

$1.36 ₱85.2

20.59%

Rice (white) (1kg)

$3.11 €2.78

$1.01 ₱63.4

207.92%

Eggs

$4.03 €3.59

$2.03 ₱127

98.52%

Local Cheese (1kg)

$14.01 €12.51

$9.86 ₱620

42.09%

Chicken Fillets (1kg)

$9.21 €8.23

$4.39 ₱276

109.79%

Beef Round Steak (1kg)

$12.07 €10.78

$7.60 ₱478

58.82%

Apples (1kg)

$1.89 €1.69

$3.30 ₱207

-42.73%

Banana (1kg)

$1.64 €1.46

$1.39 ₱87.6

17.99%

Oranges (1kg)

$2.07 €1.84

$2.33 ₱147

-11.16%

Tomato (1kg)

$2.79 €2.49

$1.50 ₱94.1

86.00%

Potato (1kg)

$2.03 €1.82

$2.36 ₱148

-13.98%

Onion (1kg)

$2.06 €1.84

$1.90 ₱119

8.42%

Lettuce (1 head)

$1.32 €1.18

$1.19 ₱74.8

10.92%

Water (1.5 liter bottle)

$1.36 €1.21

$0.63 ₱39.63

115.87%

Cigarettes 20 Pack (Marlboro, Camel)

$5.76 €5.14

$3.00 ₱189

92.00%

Wine (Bottle)

$7.95 €7.10

$6.03 ₱379

31.84%

Local Beer (0.5 liter bottle)

$1.41 €1.26

$1.23 ₱77.5

14.63%

Imported Beer (0.33 liter bottle)

$1.42 €1.27

$1.75 ₱110

-18.86%

One-way Ticket (Public Transport)

$2.29 €2.05

$0.25 ₱15.83

816.00%

Public Transport Monthly Pass (Regular Price)

$51.8 €46.23

$12.64 ₱794

309.57%

Taxi Start (Normal Tariff)

$3.67 €3.27

$0.77 ₱48.52

376.62%

Taxi (Normal Tariff) (1km)

$2.04 €1.82

$0.23 ₱14.50

786.96%

Taxi 1hour Waiting (Normal Tariff)

$29.38 €26.23

$4.46 ₱280

558.74%

Gasoline (1 liter)

$1.86 €1.66

$1.31 ₱82.6

41.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K €23.4K

$21.2K ₱1.3M

23.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K €22.3K

$19.1K ₱1.2M

30.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 €163

$120 ₱7,554

51.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.30 €22.59

$14.00 ₱880

80.71%

Internet (50+ Mbps, Unlimited Data)

$41.81 €37.34

$27.54 ₱1,731

51.82%

Gym Membership (Monthly)

$56.9 €50.8

$32.33 ₱2,031

75.90%

Tennis Court (1 Hour on Weekend)

$13.83 €12.35

$6.65 ₱418

107.97%

Cinema Ticket

$8.73 €7.79

$5.65 ₱355

54.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$423 €378

$275 ₱17.3K

53.72%

International Primary School, 1 Child (Yearly)

$6,737 €6,016

$7,918 ₱497.5K

-14.92%

Jeans (Levis 501 Or Similar)

$93.0 €83.0

$49.33 ₱3,100

88.42%

Summer Dress (H&M, Zara, etc)

$27.57 €24.62

$25.24 ₱1,586

9.23%

Sport Shoes (Adidas, Nike)

$104 €92.9

$77.0 ₱4,836

35.12%

Men's Leather Business Shoes

$97.8 €87.4

$57.2 ₱3,594

71.01%

1-bedroom Apartment, City Center (Monthly)

$480 €428

$500 ₱31.4K

-4.00%

1-bedroom Apartment, Outside City Center (Monthly)

$341 €305

$309 ₱19.4K

10.51%

3-bedroom Apartment, City Center (Monthly)

$586 €524

$1,078 ₱67.7K

-45.60%

3-bedroom Apartment, Outside City Center (Monthly)

$533 €476

$615 ₱38.7K

-13.40%

Buy Apartment in City Center (m2)

$3,241 €2,894

$2,886 ₱181.3K

12.29%

Buy Apartment Outside City Center (m2)

$2,381 €2,126

$1,917 ₱120.4K

24.25%

Average Monthly Net Salary (After Tax)

$870 €777

$346 ₱21.7K

151.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

7.2

-48.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kaštela: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kaštela

$341 24%

Cebu

$309 33.6% 9.5% $32

Groceries & Markets

Kaštela

$281 19.8%

Cebu

$206 22.4% 26.8% $75

Eating Out

Kaštela

$257 18.1%

Cebu

$88 9.6% 65.6% $169

Monthly Utilities & Internet

Kaštela

$249 17.5%

Cebu

$162 17.6% 35.1% $88

Clothing & Footwear

Kaštela

$145 10.2%

Cebu

$94 10.2% 35.2% $51

Getting Around

Kaštela

$75 5.3%

Cebu

$16 1.7% 79.2% $59

Sport & Entertainment

Kaštela

$74 5.2%

Cebu

$44 4.8% 41.3% $31

Cost Breakdown

A one-bedroom apartment in the center runs $480 in Kaštela and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kaštela pays 151% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Kaštela vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $281 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇭🇷 Kaštela

🇵🇭 Cebu

🕒 Local time

13:33 1:33 PM

19:33 7:33 PM

6 h ahead of Kaštela

🌤 Weather

👥 Population

37,794

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 15, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 62.83 PHP (100 PHP = 1.59 USD). 1 EUR = 70.36 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Kaštela Cebu 10,590 km ≈ 14 h nonstop flight

From you

Kaštela
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kaštela vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 55% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 151% higher in Kaštela, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $480 in Kaštela versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,423 per month in Kaštela versus $918 in Cebu – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 310% less than in Kaštela. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,423 in Kaštela, a $1,500 budget is realistic in Cebu but tight or insufficient in Kaštela. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kaštela, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kaštela and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 55% less than in Kaštela. Beyond cost, consider language, visa policies, and how big the international community is in each city.