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Cost of Living Comparison Between Karwar and Chiang Mai Cost of Living Comparison Between Karwar and Chiang Mai

🙂 Solo nomad: Karwar is 54% cheaper than Chiang Mai without rent, and 55.3% cheaper with rent.
🙂 Family of 3: Karwar is 50% cheaper than Chiang Mai without rent, and 52.9% cheaper with rent.
Currency
🍽 Eating Out
Karwar
Chiang Mai
Difference
Meal at Budget Restaurant
$2.68 ₹243
$1.97 ฿62.0
36.04%
Three-Course Dinner for Two, Mid-Range
$12.84 ₹1,165
$18.68 ฿587
-31.26%
Fast Food Meal (McDonalds, etc)
$3.97 ₹361
$7.92 ฿249
-49.87%
Cappuccino
$2.00 ₹181
$2.02 ฿63.7
-0.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.45 ₹40.59
$0.84 ฿26.45
-46.43%
Water (0.33 liter bottle)
$0.22 ₹19.85
$0.35 ฿11.07
-37.14%
Local Beer (0.5 liter draught)
$2.39 ₹217
$2.22 ฿69.9
7.66%
Imported Beer (0.33 liter bottle)
$2.89 ₹263
$3.59 ฿113
-19.50%
🛒 Groceries & Markets
Karwar
Chiang Mai
Difference
Milk (1 liter)
$0.57 ₹51.6
$1.67 ฿52.4
-65.87%
White Bread (500g)
$0.49 ₹44.86
$1.62 ฿51.1
-69.75%
Rice (white) (1kg)
$0.63 ₹57.0
$1.20 ฿37.83
-47.50%
Eggs
$0.95 ₹86.1
$1.93 ฿60.8
-50.78%
Local Cheese (1kg)
$4.04 ₹367
$16.00 ฿503
-74.75%
Chicken Fillets (1kg)
$2.99 ₹271
$3.16 ฿99.2
-5.38%
Beef Round Steak (1kg)
-
$10.93 ฿344
-
Apples (1kg)
$1.84 ₹167
$2.67 ฿83.8
-31.09%
Banana (1kg)
$0.69 ₹62.5
$1.18 ฿36.99
-41.53%
Oranges (1kg)
$0.91 ₹82.3
$1.64 ฿51.5
-44.51%
Tomato (1kg)
$0.45 ₹40.90
$1.59 ฿49.83
-71.70%
Potato (1kg)
$0.46 ₹41.71
$1.32 ฿41.64
-65.15%
Onion (1kg)
$0.45 ₹41.01
$1.19 ฿37.49
-62.18%
Lettuce (1 head)
$0.34 ₹30.83
$0.71 ฿22.20
-52.11%
Water (1.5 liter bottle)
$0.30 ₹27.29
$0.56 ฿17.75
-46.43%
Cigarettes 20 Pack (Marlboro, Camel)
$3.11 ₹282
$4.64 ฿146
-32.97%
Wine (Bottle)
$6.72 ₹610
$18.96 ฿596
-64.56%
Local Beer (0.5 liter bottle)
$1.65 ₹149
$1.77 ฿55.7
-6.78%
Imported Beer (0.33 liter bottle)
$4.13 ₹375
$3.20 ฿101
29.06%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.47 ₹406
-
-
🚌 Getting Around
Karwar
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.28 ₹25.04
$0.90 ฿28.32
-68.89%
Public Transport Monthly Pass (Regular Price)
$8.91 ₹809
$19.24 ฿605
-53.69%
Taxi Start (Normal Tariff)
$0.60 ₹54.3
$1.36 ฿42.78
-55.88%
Taxi (Normal Tariff) (1km)
$0.24 ₹21.90
$1.35 ฿42.37
-82.22%
Taxi 1hour Waiting (Normal Tariff)
$0.56 ₹50.5
$8.15 ฿256
-93.13%
Gasoline (1 liter)
$1.23 ₹112
$1.22 ฿38.43
0.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.4K ₹1.0M
$21.4K ฿671.8K
-46.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.8K ₹1.6M
$21.7K ฿683.8K
-18.34%
🧾 Monthly Utilities & Internet
Karwar
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$32.23 ₹2,925
$70.3 ฿2,210
-54.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.36 ₹305
$13.91 ฿437
-75.84%
Internet (50+ Mbps, Unlimited Data)
$6.87 ₹623
$18.00 ฿566
-61.83%
🎉 Sport & Entertainment
Karwar
Chiang Mai
Difference
Gym Membership (Monthly)
$15.99 ₹1,451
$41.78 ฿1,314
-61.73%
Tennis Court (1 Hour on Weekend)
$7.16 ₹649
$6.80 ฿214
5.29%
Cinema Ticket
$2.95 ₹268
$5.72 ฿180
-48.43%
🧸 Childcare & Education
Karwar
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$60.4 ₹5,481
$308 ฿9,693
-80.41%
International Primary School, 1 Child (Yearly)
$952 ₹86.4K
$14.8K ฿465.7K
-93.58%
👕👟 Clothing & Footwear
Karwar
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$32.36 ₹2,937
$55.9 ฿1,756
-42.06%
Summer Dress (H&M, Zara, etc)
$29.70 ₹2,695
$26.71 ฿840
11.19%
Sport Shoes (Adidas, Nike)
$34.59 ₹3,139
$84.5 ฿2,658
-59.08%
Men's Leather Business Shoes
$34.36 ₹3,119
$70.8 ฿2,227
-51.49%
🏠 Accommodation & Living
Karwar
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$123 ₹11.1K
$431 ฿13.5K
-71.47%
1-bedroom Apartment, Outside City Center (Monthly)
$74.8 ₹6,789
$237 ฿7,439
-68.38%
3-bedroom Apartment, City Center (Monthly)
$271 ₹24.6K
$811 ฿25.5K
-66.59%
3-bedroom Apartment, Outside City Center (Monthly)
$184 ₹16.7K
$501 ฿15.7K
-63.31%
Buy Apartment in City Center (m2)
$976 ₹88.5K
$2,202 ฿69.2K
-55.70%
Buy Apartment Outside City Center (m2)
$561 ₹50.9K
$1,600 ฿50.3K
-64.95%
💵 Salaries & Financials
Karwar
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$499 ₹45.3K
$684 ฿21.5K
-27.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.69
5
53.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karwar: January 11, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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