Cost of Living Comparison Between Karlovo and Ubud Cost of Living Comparison Between Karlovo and Ubud

🙂 Solo nomad: Karlovo is 0.6% cheaper than Ubud without rent, and 8.8% more expensive with rent.

🙂 Family of 3: Karlovo is 4.1% cheaper than Ubud without rent, and 8.7% more expensive with rent.

Meal at Budget Restaurant

$7.54 BGN 12.73

$3 Rp 48.8K

151.33%

Three-Course Dinner for Two, Mid-Range

$35.87 BGN 60.5

$12.52 Rp 203.2K

186.50%

Fast Food Meal (McDonalds, etc)

$8.98 BGN 15.14

$3.18 Rp 51.6K

182.39%

Cappuccino

$1.5 BGN 2.52

$2.21 Rp 35.9K

-32.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 BGN 1.81

$1.1 Rp 17.9K

-2.73%

Water (0.33 liter bottle)

$0.66 BGN 1.11

$0.26 Rp 4,217

153.85%

Local Beer (0.5 liter draught)

$2.04 BGN 3.44

$2.5 Rp 40.5K

-18.40%

Imported Beer (0.33 liter bottle)

$1.73 BGN 2.92

$3.2 Rp 51.9K

-45.94%

Milk (1 liter)

$1.21 BGN 2.04

$1.49 Rp 24.2K

-18.79%

White Bread (500g)

$0.92 BGN 1.55

$1.67 Rp 27K

-44.91%

Rice (white) (1kg)

$1.9 BGN 3.21

$1.14 Rp 18.5K

66.67%

Eggs

$3.31 BGN 5.59

$2.27 Rp 36.9K

45.81%

Local Cheese (1kg)

$9.16 BGN 15.46

$13.94 Rp 226.3K

-34.29%

Chicken Fillets (1kg)

$7.83 BGN 13.2

$4 Rp 64.8K

95.75%

Beef Round Steak (1kg)

$5.87 BGN 9.9

$11.3 Rp 183.4K

-48.05%

Apples (1kg)

$1.33 BGN 2.24

$3.6 Rp 58.4K

-63.06%

Banana (1kg)

$2.03 BGN 3.43

$1.53 Rp 24.8K

32.68%

Oranges (1kg)

$2 BGN 3.37

$2.65 Rp 43K

-24.53%

Tomato (1kg)

$2.21 BGN 3.73

$1.38 Rp 22.4K

60.14%

Potato (1kg)

$0.45 BGN 0.76

$1.58 Rp 25.6K

-71.52%

Onion (1kg)

$0.9 BGN 1.53

$2.16 Rp 35.1K

-58.33%

Lettuce (1 head)

$1.01 BGN 1.71

$1.04 Rp 16.9K

-2.88%

Water (1.5 liter bottle)

$0.73 BGN 1.23

$0.56 Rp 9,114

30.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.55 BGN 5.99

$2.23 Rp 36.3K

59.19%

Wine (Bottle)

$7.13 BGN 12.02

$14.98 Rp 243.2K

-52.40%

Local Beer (0.5 liter bottle)

$1.02 BGN 1.72

$2.43 Rp 39.5K

-58.02%

Imported Beer (0.33 liter bottle)

$1.74 BGN 2.94

$2.64 Rp 42.8K

-34.09%

One-way Ticket (Public Transport)

$1.16 BGN 1.95

$0.32 Rp 5,203

262.50%

Public Transport Monthly Pass (Regular Price)

$26.2 BGN 44.19

$10.12 Rp 164.3K

158.89%

Taxi Start (Normal Tariff)

$1.2 BGN 2.03

$0.49 Rp 7,888

144.90%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.2

$0.34 Rp 5,573

108.82%

Taxi 1hour Waiting (Normal Tariff)

$12.99 BGN 21.91

$6.04 Rp 98K

115.07%

Gasoline (1 liter)

$1.49 BGN 2.51

$0.73 Rp 11.9K

104.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K BGN 53.5K

$26.2K Rp 425.6M

21.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K BGN 42.9K

$31.9K Rp 518.5M

-20.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.2 BGN 161

$62.6 Rp 1M

52.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.87 BGN 28.46

$4.1 Rp 66.6K

311.46%

Internet (50+ Mbps, Unlimited Data)

$13.05 BGN 22.02

$24.32 Rp 394.7K

-46.34%

Gym Membership (Monthly)

$29.32 BGN 49.46

$22.6 Rp 366.9K

29.73%

Tennis Court (1 Hour on Weekend)

$14.81 BGN 24.99

$6.26 Rp 101.5K

136.58%

Cinema Ticket

$6.02 BGN 10.16

$3.29 Rp 53.4K

82.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 BGN 394

$93.2 Rp 1.5M

150.76%

International Primary School, 1 Child (Yearly)

$4,191 BGN 7,070

$6,098 Rp 99M

-31.27%

Jeans (Levis 501 Or Similar)

$29.87 BGN 50.4

$52.8 Rp 857.4K

-43.45%

Summer Dress (H&M, Zara, etc)

$11.92 BGN 20.11

$24.84 Rp 403.3K

-52.01%

Sport Shoes (Adidas, Nike)

$59.2 BGN 99.9

$85.2 Rp 1.4M

-30.54%

Men's Leather Business Shoes

$46.89 BGN 79.1

$72.5 Rp 1.2M

-35.30%

1-bedroom Apartment, City Center (Monthly)

$295 BGN 497

$259 Rp 4.2M

13.90%

1-bedroom Apartment, Outside City Center (Monthly)

$198 BGN 335

$159 Rp 2.6M

24.91%

3-bedroom Apartment, City Center (Monthly)

$480 BGN 810

$578 Rp 9.4M

-16.90%

3-bedroom Apartment, Outside City Center (Monthly)

$353 BGN 595

$336 Rp 5.5M

4.92%

Buy Apartment in City Center (m2)

$1,252 BGN 2,111

$1,000 Rp 16.2M

25.09%

Buy Apartment Outside City Center (m2)

$936 BGN 1,579

$860 Rp 14M

8.80%

Average Monthly Net Salary (After Tax)

$484 BGN 816

$182 Rp 3M

165.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

13.28

-65.59%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: October 28, 2025

Last update for Ubud: October 29, 2025

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