Cost of Living Comparison Between Kansas City, MO and Chicago, IL Cost of Living Comparison Between Kansas City, MO and Chicago, IL

Monthly Cost of Living

A single person spends $2,412 per month in Kansas City, MO vs $3,117 in Chicago, IL, rent included.

A couple spends around $3,604 per month in Kansas City, MO vs $4,695 in Chicago, IL, rent included.

A family of three spends $4,797 per month in Kansas City, MO vs $6,273 in Chicago, IL, rent included.

Kansas City, MO is about 23% cheaper than Chicago, IL, driven mainly by Getting Around.

Both Kansas City, MO and Chicago, IL sit above the global median – Kansas City, MO by 76%, Chicago, IL by 128%.

Meal at Budget Restaurant

$25.46 $25.46

$19.92 $19.92

27.81%

Three-Course Dinner for Two, Mid-Range

$80.6 $80.6

$88.5 $88.5

-8.87%

Fast Food Meal (McDonalds, etc)

$12.41 $12.41

$12.94 $12.94

-4.10%

Cappuccino

$6.15 $6.15

$5.54 $5.54

11.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 $3.09

$2.74 $2.74

12.77%

Water (0.33 liter bottle)

$2.44 $2.44

$2.36 $2.36

3.39%

Local Beer (0.5 liter draught)

$7.06 $7.06

$7.12 $7.12

-0.84%

Imported Beer (0.33 liter bottle)

$7.59 $7.59

$8.73 $8.73

-13.06%

Milk (1 liter)

$1.25 $1.25

$1.34 $1.34

-6.72%

White Bread (500g)

$3.44 $3.44

$4.17 $4.17

-17.51%

Rice (white) (1kg)

$5.17 $5.17

$5.73 $5.73

-9.77%

Eggs

$4.20 $4.20

$4.89 $4.89

-14.11%

Local Cheese (1kg)

$14.47 $14.47

$14.77 $14.77

-2.03%

Chicken Fillets (1kg)

$9.80 $9.80

$14.85 $14.85

-34.01%

Beef Round Steak (1kg)

$13.53 $13.53

$19.61 $19.61

-31.00%

Apples (1kg)

$4.32 $4.32

$5.57 $5.57

-22.44%

Banana (1kg)

$1.61 $1.61

$1.92 $1.92

-16.15%

Oranges (1kg)

$4.53 $4.53

$4.17 $4.17

8.63%

Tomato (1kg)

$5.76 $5.76

$4.86 $4.86

18.52%

Potato (1kg)

$3.24 $3.24

$2.84 $2.84

14.08%

Onion (1kg)

$3.30 $3.30

$2.80 $2.80

17.86%

Lettuce (1 head)

$2.40 $2.40

$2.20 $2.20

9.09%

Water (1.5 liter bottle)

$2.11 $2.11

$3.06 $3.06

-31.05%

Cigarettes 20 Pack (Marlboro, Camel)

$7.79 $7.79

$16.16 $16.16

-51.79%

Wine (Bottle)

$15.07 $15.07

$14.82 $14.82

1.69%

Local Beer (0.5 liter bottle)

$1.97 $1.97

$2.53 $2.53

-22.13%

Imported Beer (0.33 liter bottle)

$3.97 $3.97

$3.35 $3.35

18.51%

One-way Ticket (Public Transport)

$2.55 $2.55

Public Transport Monthly Pass (Regular Price)

$75.6 $75.6

Taxi Start (Normal Tariff)

$2.52 $2.52

$3.30 $3.30

-23.64%

Taxi (Normal Tariff) (1km)

$1.23 $1.23

$1.36 $1.36

-9.56%

Taxi 1hour Waiting (Normal Tariff)

$60.0 $60.0

$25.12 $25.12

138.65%

Gasoline (1 liter)

$0.92 $0.92

$1.17 $1.17

-21.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$36.0K $36.0K

-1.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$26.2K $26.2K

-3.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$191 $191

3.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.7 $66.7

$67.9 $67.9

-1.80%

Internet (50+ Mbps, Unlimited Data)

$70.0 $70.0

$61.7 $61.7

13.42%

Gym Membership (Monthly)

$45.19 $45.19

$63.5 $63.5

-28.80%

Tennis Court (1 Hour on Weekend)

$32.59 $32.59

$27.14 $27.14

20.08%

Cinema Ticket

$14.84 $14.84

$18.02 $18.02

-17.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,137 $1,137

$1,522 $1,522

-25.26%

International Primary School, 1 Child (Yearly)

$21.1K $21.1K

$31.3K $31.3K

-32.67%

Jeans (Levis 501 Or Similar)

$59.7 $59.7

$63.7 $63.7

-6.23%

Summer Dress (H&M, Zara, etc)

$43.06 $43.06

$55.3 $55.3

-22.06%

Sport Shoes (Adidas, Nike)

$104 $104

$100 $100

3.71%

Men's Leather Business Shoes

$143 $143

$153 $153

-6.54%

1-bedroom Apartment, City Center (Monthly)

$1,414 $1,414

$2,406 $2,406

-41.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,077 $1,077

$1,653 $1,653

-34.82%

3-bedroom Apartment, City Center (Monthly)

$2,720 $2,720

$4,577 $4,577

-40.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,701 $1,701

$2,771 $2,771

-38.61%

Buy Apartment in City Center (m2)

$2,571 $2,571

$4,031 $4,031

-36.23%

Buy Apartment Outside City Center (m2)

$1,959 $1,959

$2,745 $2,745

-28.64%

Average Monthly Net Salary (After Tax)

$3,976 $3,976

$4,804 $4,804

-17.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.12

6.38

-4.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kansas City, MO: September 13, 2026

Last update for Chicago, IL: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,414 in Kansas City, MO versus $2,406 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Kansas City, MO versus $88.0 in Chicago, IL. Monthly groceries follow the same trend: $395 vs $464 – making Kansas City, MO the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kansas City, MO vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,412 in Kansas City, MO, $3,117 in Chicago, IL – roughly 29% apart. Chicago, IL costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $3,617 per month in Kansas City, MO and $4,676 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kansas City, MO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $81.0 in Kansas City, MO and $88.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 18% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $2,412 in Kansas City, MO and $3,117 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,412 in Kansas City, MO to $3,117 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Kansas City, MO. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.