Last update: Oct 2026

Cost of Living Comparison Between Kamnik and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,780 in Kamnik, rent and utilities included – about $10,400 less a year. Rent and utilities account for about half of the difference.

87

Cost of Living Index in Kamnik
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Kamnik Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Kamnik

🇸🇮 Slovenia

$1,780

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Kamnik and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kamnik and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,780 in Kamnik versus $915 in Cebu.

Kamnik $1,780
Cebu $915

Estimated couple costs with rent: $2,626 in Kamnik versus $1,418 in Cebu.

Kamnik $2,626
Cebu $1,418

Monthly costs for a family of three with rent: $3,472 in Kamnik versus $1,921 in Cebu.

Kamnik $3,472
Cebu $1,921

Living in Kamnik is roughly 95% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kamnik is 31% above, Cebu is 33% below.

Meal at Budget Restaurant

$12.17 €10.82

$3.05 ₱192

299.02%

Three-Course Dinner for Two, Mid-Range

$55.3 €49.15

$24.00 ₱1,511

130.25%

Fast Food Meal (McDonalds, etc)

$8.80 €7.83

$3.99 ₱251

120.55%

Cappuccino

$2.85 €2.53

$2.50 ₱157

14.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.14 €2.80

$1.54 ₱97.1

103.90%

Water (0.33 liter bottle)

$2.00 €1.78

$0.50 ₱31.37

300.00%

Local Beer (0.5 liter draught)

$3.61 €3.21

$1.78 ₱112

102.81%

Imported Beer (0.33 liter bottle)

$4.38 €3.90

$2.17 ₱136

101.84%

Milk (1 liter)

$1.30 €1.16

$2.00 ₱126

-35.00%

White Bread (500g)

$1.94 €1.73

$1.37 ₱86.2

41.61%

Rice (white) (1kg)

$2.74 €2.43

$1.03 ₱64.9

166.02%

Eggs

$3.86 €3.43

$2.03 ₱128

90.15%

Local Cheese (1kg)

$14.68 €13.06

$10.20 ₱642

43.92%

Chicken Fillets (1kg)

$9.66 €8.60

$4.45 ₱280

117.08%

Beef Round Steak (1kg)

$14.28 €12.70

$7.67 ₱483

86.18%

Apples (1kg)

$2.26 €2.01

$3.31 ₱208

-31.72%

Banana (1kg)

$1.75 €1.56

$1.46 ₱91.8

19.86%

Oranges (1kg)

$2.33 €2.07

$2.32 ₱146

0.43%

Tomato (1kg)

$3.62 €3.22

$1.49 ₱94.0

142.95%

Potato (1kg)

$1.45 €1.29

$2.34 ₱147

-38.03%

Onion (1kg)

$1.58 €1.40

$1.94 ₱122

-18.56%

Lettuce (1 head)

$1.63 €1.45

$1.16 ₱73.0

40.52%

Water (1.5 liter bottle)

$0.83 €0.74

$0.68 ₱42.89

22.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.95 €5.29

$2.99 ₱188

99.00%

Wine (Bottle)

$8.06 €7.17

$6.24 ₱393

29.17%

Local Beer (0.5 liter bottle)

$1.38 €1.23

$1.23 ₱77.3

12.20%

Imported Beer (0.33 liter bottle)

$2.16 €1.92

$1.73 ₱109

24.86%

One-way Ticket (Public Transport)

$1.56 €1.39

$0.23 ₱14.36

578.26%

Public Transport Monthly Pass (Regular Price)

$32.82 €29.19

$12.34 ₱777

165.96%

Taxi Start (Normal Tariff)

$1.71 €1.52

$0.79 ₱49.96

116.46%

Taxi (Normal Tariff) (1km)

$1.30 €1.16

$0.22 ₱13.86

490.91%

Taxi 1hour Waiting (Normal Tariff)

$19.27 €17.14

$4.54 ₱286

324.45%

Gasoline (1 liter)

$1.80 €1.60

$1.32 ₱82.9

36.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K €25.5K

$21.0K ₱1.3M

36.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K €21.1K

$19.4K ₱1.2M

22.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$287 €255

$119 ₱7,464

142.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.06 €21.40

$14.22 ₱896

69.20%

Internet (50+ Mbps, Unlimited Data)

$37.71 €33.54

$27.47 ₱1,730

37.28%

Gym Membership (Monthly)

$91.1 €81.1

$32.31 ₱2,034

182.08%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$9.94 €8.84

$5.40 ₱340

84.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$498 €443

$276 ₱17.4K

80.29%

International Primary School, 1 Child (Yearly)

$11.1K €9,852

$7,866 ₱495.3K

40.80%

Jeans (Levis 501 Or Similar)

$117 €104

$49.37 ₱3,108

137.39%

Summer Dress (H&M, Zara, etc)

$36.92 €32.84

$24.58 ₱1,548

50.20%

Sport Shoes (Adidas, Nike)

$110 €98.3

$76.6 ₱4,825

44.15%

Men's Leather Business Shoes

$144 €128

$58.9 ₱3,706

144.29%

1-bedroom Apartment, City Center (Monthly)

$718 €639

$503 ₱31.7K

42.58%

1-bedroom Apartment, Outside City Center (Monthly)

$589 €524

$305 ₱19.2K

93.55%

3-bedroom Apartment, City Center (Monthly)

$1,142 €1,016

$1,075 ₱67.7K

6.24%

3-bedroom Apartment, Outside City Center (Monthly)

$997 €887

$632 ₱39.8K

57.71%

Buy Apartment in City Center (m2)

$3,255 €2,895

$2,870 ₱180.7K

13.42%

Buy Apartment Outside City Center (m2)

$3,190 €2,838

$1,877 ₱118.2K

69.95%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

7.2

-54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kamnik: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kamnik

$589 33.1%

Cebu

$305 33.3% 48.3% $285

Monthly Utilities & Internet

Kamnik

$349 19.6%

Cebu

$160 17.5% 54% $188

Groceries & Markets

Kamnik

$295 16.6%

Cebu

$210 22.9% 28.8% $85

Eating Out

Kamnik

$205 11.5%

Cebu

$88 9.6% 57.3% $118

Clothing & Footwear

Kamnik

$184 10.3%

Cebu

$94 10.3% 48.7% $90

Sport & Entertainment

Kamnik

$111 6.2%

Cebu

$43 4.7% 61.2% $68

Getting Around

Kamnik

$47 2.7%

Cebu

$15 1.7% 68% $32

Cost Breakdown

A one-bedroom apartment in the center runs $718 in Kamnik and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $55.0 in Kamnik vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $295 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇸🇮 Kamnik

🇵🇭 Cebu

🕒 Local time

18:51 6:51 PM

00:51 12:51 AM

6 h ahead of Kamnik

🌤 Weather

👥 Population

13,700

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Kamnik Cebu 10,620 km ≈ 14 h nonstop flight

From you

Kamnik
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kamnik vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 95% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,670 in Kamnik and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $718 in Kamnik versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,780 per month in Kamnik versus $915 in Cebu – a 95% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 166% less than in Kamnik. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,780 in Kamnik, a $1,500 budget is realistic in Cebu but tight or insufficient in Kamnik. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kamnik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kamnik and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 95% less than in Kamnik. Beyond cost, consider language, visa policies, and how big the international community is in each city.