Last update: Oct 2026

Cost of Living Comparison Between Kalispell, MT and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,815 in Kalispell, MT, rent and utilities included – about $17,600 less a year. Rent and utilities account for about half of the difference.

134

Cost of Living Index in Kalispell, MT
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Kalispell, MT Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kalispell, MT

🇺🇸 United States

$2,815

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kalispell, MT and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kalispell, MT and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,815 in Kalispell, MT versus $1,349 in Ubud, Bali.

Kalispell, MT $2,815
Ubud, Bali $1,349

Estimated couple costs with rent: $4,399 in Kalispell, MT versus $2,305 in Ubud, Bali.

Kalispell, MT $4,399
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,982 in Kalispell, MT versus $3,261 in Ubud, Bali.

Kalispell, MT $5,982
Ubud, Bali $3,261

Living in Kalispell, MT is roughly 109% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$29.83 $29.83

$3.32 Rp 60.3K

798.49%

Three-Course Dinner for Two, Mid-Range

$80.5 $80.5

$35.64 Rp 647.3K

125.79%

Fast Food Meal (McDonalds, etc)

$13.24 $13.24

$5.53 Rp 100.5K

139.42%

Cappuccino

$6.83 $6.83

$2.72 Rp 49.4K

151.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$1.70 Rp 30.9K

88.82%

Water (0.33 liter bottle)

$2.44 $2.44

$0.76 Rp 13.8K

221.05%

Local Beer (0.5 liter draught)

$5.93 $5.93

$2.65 Rp 48.2K

123.77%

Imported Beer (0.33 liter bottle)

$5.76 $5.76

$4.38 Rp 79.6K

31.51%

Milk (1 liter)

$1.14 $1.14

$1.49 Rp 27.1K

-23.49%

White Bread (500g)

$4.92 $4.92

$2.28 Rp 41.3K

115.79%

Rice (white) (1kg)

$5.73 $5.73

$1.19 Rp 21.6K

381.51%

Eggs

$5.42 $5.42

$2.04 Rp 37.0K

165.69%

Local Cheese (1kg)

$15.49 $15.49

$17.70 Rp 321.5K

-12.49%

Chicken Fillets (1kg)

$10.88 $10.88

$3.96 Rp 72.0K

174.75%

Beef Round Steak (1kg)

$14.81 $14.81

$12.19 Rp 221.4K

21.49%

Apples (1kg)

$6.09 $6.09

$3.66 Rp 66.4K

66.39%

Banana (1kg)

$2.86 $2.86

$1.52 Rp 27.6K

88.16%

Oranges (1kg)

$4.25 $4.25

$2.23 Rp 40.5K

90.58%

Tomato (1kg)

$6.34 $6.34

$1.97 Rp 35.8K

221.83%

Potato (1kg)

$3.28 $3.28

$1.85 Rp 33.6K

77.30%

Onion (1kg)

$1.98 $1.98

$2.42 Rp 44.0K

-18.18%

Lettuce (1 head)

$1.55 $1.55

$0.99 Rp 18.0K

56.57%

Water (1.5 liter bottle)

$3.47 $3.47

$0.51 Rp 9,324

580.39%

Cigarettes 20 Pack (Marlboro, Camel)

$12.89 $12.89

$2.22 Rp 40.4K

480.63%

Wine (Bottle)

$15.27 $15.27

$22.24 Rp 403.9K

-31.34%

Local Beer (0.5 liter bottle)

$3.52 $3.52

$2.26 Rp 41.0K

55.75%

Imported Beer (0.33 liter bottle)

$3.57 $3.57

$2.97 Rp 53.9K

20.20%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

Taxi 1hour Waiting (Normal Tariff)

$25.13 $25.13

$5.41 Rp 98.2K

364.51%

Gasoline (1 liter)

$0.98 $0.98

$0.82 Rp 15.0K

19.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K $30.5K

$23.8K Rp 433.0M

27.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K $28.5K

$31.7K Rp 576.6M

-10.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$311 $311

$79.1 Rp 1.4M

293.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.8 $68.8

$6.45 Rp 117.1K

967.13%

Internet (50+ Mbps, Unlimited Data)

$82.8 $82.8

$18.58 Rp 337.4K

345.59%

Gym Membership (Monthly)

$95.4 $95.4

$49.48 Rp 898.7K

92.78%

Tennis Court (1 Hour on Weekend)

$15.15 $15.15

$17.65 Rp 320.5K

-14.16%

Cinema Ticket

$15.14 $15.14

$4.27 Rp 77.6K

254.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,147 $1,147

$491 Rp 8.9M

133.88%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$64.7 $64.7

$44.64 Rp 810.7K

44.98%

Summer Dress (H&M, Zara, etc)

$57.8 $57.8

$34.95 Rp 634.8K

65.35%

Sport Shoes (Adidas, Nike)

$102 $102

$79.9 Rp 1.5M

27.32%

Men's Leather Business Shoes

$96.5 $96.5

$79.4 Rp 1.4M

21.49%

1-bedroom Apartment, City Center (Monthly)

$1,378 $1,378

$1,125 Rp 20.4M

22.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,195 $1,195

$671 Rp 12.2M

77.93%

3-bedroom Apartment, City Center (Monthly)

$2,436 $2,436

$3,565 Rp 64.7M

-31.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,542 $2,542

$1,723 Rp 31.3M

47.49%

Buy Apartment in City Center (m2)

$4,667 $4,667

$2,732 Rp 49.6M

70.85%

Buy Apartment Outside City Center (m2)

$4,558 $4,558

$2,284 Rp 41.5M

99.54%

Average Monthly Net Salary (After Tax)

$3,253 $3,253

$164 Rp 3.0M

1885.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

13.78

-50.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalispell, MT: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kalispell, MT

$1.2K 42.4%

Ubud, Bali

$672 49.8% 43.8% $523

Groceries & Markets

Kalispell, MT

$464 16.5%

Ubud, Bali

$288 21.4% 37.8% $175

Monthly Utilities & Internet

Kalispell, MT

$463 16.4%

Ubud, Bali

$104 7.7% 77.5% $358

Eating Out

Kalispell, MT

$424 15.1%

Ubud, Bali

$108 8% 74.6% $316

Clothing & Footwear

Kalispell, MT

$144 5.1%

Ubud, Bali

$108 8% 25.5% $37

Sport & Entertainment

Kalispell, MT

$126 4.5%

Ubud, Bali

$58 4.3% 53.8% $68

Getting Around

Kalispell, MT

- * 0%

Ubud, Bali

$11 0.9%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,378 in Kalispell, MT and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kalispell, MT pays about 20 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $80 in Kalispell, MT vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $464 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Kalispell, MT

🇮🇩 Ubud, Bali

🕒 Local time

23:19 11:19 PM

14:19 2:19 PM

15 h ahead of Kalispell, MT

🌤 Weather

👥 Population

22,052

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

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Between locations

Kalispell, MT Ubud, Bali 13,620 km ≈ 18 h nonstop flight

From you

Kalispell, MT
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kalispell, MT vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 52% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Kalispell, MT is about 20 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,378 in Kalispell, MT versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,147 in Kalispell, MT versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $80 in Kalispell, MT. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Kalispell, MT on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.