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Cost of Living Comparison Between Joensuu and Ubud, Bali Cost of Living Comparison Between Joensuu and Ubud, Bali

😐 Solo nomad: Joensuu is 113.1% more expensive than Ubud, Bali without rent, and 156.5% more expensive with rent.
😐 Family of 3: Joensuu is 116.2% more expensive than Ubud, Bali without rent, and 142.8% more expensive with rent.
Currency
🍽 Eating Out
Joensuu
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.28 €13.16
$2.85 Rp 47.5K
436.14%
Three-Course Dinner for Two, Mid-Range
$70.2 €60.4
$12.26 Rp 204.3K
472.43%
Fast Food Meal (McDonalds, etc)
$11.6 €9.99
$3.28 Rp 54.6K
253.66%
Cappuccino
$3.8 €3.27
$2.3 Rp 38.3K
65.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.84 €1.58
$1.11 Rp 18.5K
65.77%
Water (0.33 liter bottle)
$1.35 €1.17
$0.26 Rp 4,324
419.23%
Local Beer (0.5 liter draught)
$8.03 €6.92
$2.4 Rp 40K
234.58%
Imported Beer (0.33 liter bottle)
$7.07 €6.09
$3.15 Rp 52.5K
124.44%
🛒 Groceries & Markets
Joensuu
Ubud, Bali
Difference
Milk (1 liter)
$1.38 €1.19
$1.49 Rp 24.9K
-7.38%
White Bread (500g)
$2.22 €1.92
$1.65 Rp 27.5K
34.55%
Rice (white) (1kg)
$2.34 €2.02
$1.13 Rp 18.9K
107.08%
Eggs
$2.87 €2.47
$2.33 Rp 38.9K
23.18%
Local Cheese (1kg)
$8.26 €7.11
$13.7 Rp 228.3K
-39.71%
Chicken Fillets (1kg)
$13.68 €11.78
$3.97 Rp 66.2K
244.58%
Beef Round Steak (1kg)
$20.64 €17.78
$11.22 Rp 187K
83.96%
Apples (1kg)
$2.03 €1.75
$3.48 Rp 57.9K
-41.67%
Banana (1kg)
$1.9 €1.64
$1.5 Rp 25K
26.67%
Oranges (1kg)
$2.34 €2.02
$2.68 Rp 44.6K
-12.69%
Tomato (1kg)
$4.71 €4.06
$1.35 Rp 22.5K
248.89%
Potato (1kg)
$1.41 €1.22
$1.57 Rp 26.2K
-10.19%
Onion (1kg)
$1.81 €1.56
$2.1 Rp 34.9K
-13.81%
Lettuce (1 head)
$1.69 €1.46
$1.03 Rp 17.1K
64.08%
Water (1.5 liter bottle)
$1.45 €1.24
$0.57 Rp 9,488
154.39%
Cigarettes 20 Pack (Marlboro, Camel)
$12.17 €10.48
$2.31 Rp 38.5K
426.84%
Wine (Bottle)
$13.44 €11.58
$15.21 Rp 253.5K
-11.64%
Local Beer (0.5 liter bottle)
$2.94 €2.53
$2.49 Rp 41.5K
18.07%
Imported Beer (0.33 liter bottle)
$3.43 €2.95
$2.66 Rp 44.3K
28.95%
🚌 Getting Around
Joensuu
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.38 €3.77
$0.29 Rp 4,911
1410.34%
Public Transport Monthly Pass (Regular Price)
$68.9 €59.3
$10.03 Rp 167.1K
586.94%
Taxi Start (Normal Tariff)
$6.74 €5.81
$0.45 Rp 7,480
1397.78%
Taxi (Normal Tariff) (1km)
$2.12 €1.83
$0.34 Rp 5,748
523.53%
Taxi 1hour Waiting (Normal Tariff)
$61.7 €53.2
$5.97 Rp 99.4K
934.00%
Gasoline (1 liter)
$2.12 €1.82
$0.75 Rp 12.4K
182.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.8K €30K
$25.8K Rp 430.2M
34.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.4K €34K
$31.7K Rp 528.9M
24.28%
🧾 Monthly Utilities & Internet
Joensuu
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$173 €149
$64.6 Rp 1.1M
167.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.87 €22.28
$4.14 Rp 69K
524.88%
Internet (50+ Mbps, Unlimited Data)
$19.7 €16.97
$23.99 Rp 399.7K
-17.88%
🎉 Sport & Entertainment
Joensuu
Ubud, Bali
Difference
Gym Membership (Monthly)
$56.5 €48.67
$23.29 Rp 388.1K
142.64%
Tennis Court (1 Hour on Weekend)
$23.1 €19.9
$6.19 Rp 103.1K
273.18%
Cinema Ticket
$15.95 €13.74
$3.45 Rp 57.5K
362.32%
🧸 Childcare & Education
Joensuu
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$284 €245
$91.9 Rp 1.5M
208.93%
International Primary School, 1 Child (Yearly)
$11.3K €9,745
$5,912 Rp 98.5M
91.37%
👕👟 Clothing & Footwear
Joensuu
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$109 €93.9
$51.5 Rp 857.6K
111.79%
Summer Dress (H&M, Zara, etc)
$26.48 €22.81
$24.45 Rp 407.3K
8.30%
Sport Shoes (Adidas, Nike)
$87.1 €75
$84.4 Rp 1.4M
3.20%
Men's Leather Business Shoes
$151 €130
$74.3 Rp 1.2M
103.19%
🏠 Accommodation & Living
Joensuu
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$813 €700
$261 Rp 4.4M
211.21%
1-bedroom Apartment, Outside City Center (Monthly)
$695 €599
$160 Rp 2.7M
335.85%
3-bedroom Apartment, City Center (Monthly)
$1,198 €1,032
$585 Rp 9.7M
104.76%
3-bedroom Apartment, Outside City Center (Monthly)
$1,024 €882
$328 Rp 5.5M
211.75%
Buy Apartment in City Center (m2)
$2,155 €1,856
$985 Rp 16.4M
118.78%
Buy Apartment Outside City Center (m2)
$1,810 €1,559
$847 Rp 14.1M
113.70%
💵 Salaries & Financials
Joensuu
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,488 €3,865
$178 Rp 3M
2422.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.19
13.28
-75.98%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Joensuu: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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