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Cost of Living Comparison Between Jersey City, NJ and Philadelphia, PA Cost of Living Comparison Between Jersey City, NJ and Philadelphia, PA

😐 Solo nomad: Jersey City, NJ is 1.4% more expensive than Philadelphia, PA without rent, and 30.8% more expensive with rent.
😐 Family of 3: Jersey City, NJ is 1.8% more expensive than Philadelphia, PA without rent, and 24.7% more expensive with rent.
Currency
🍽 Eating Out
Jersey City, NJ
Philadelphia, PA
Difference
Meal at Budget Restaurant
$19.69 $19.69
$19.7 $19.7
-0.05%
Three-Course Dinner for Two, Mid-Range
$100 $100
$89.9 $89.9
11.50%
Fast Food Meal (McDonalds, etc)
$14.18 $14.18
$11.9 $11.9
19.16%
Cappuccino
$5.27 $5.27
$4.83 $4.83
9.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.46 $2.46
$2.65 $2.65
-7.17%
Water (0.33 liter bottle)
$1.97 $1.97
$1.99 $1.99
-1.01%
Local Beer (0.5 liter draught)
$7.21 $7.21
$5.92 $5.92
21.79%
Imported Beer (0.33 liter bottle)
$8.86 $8.86
$7.11 $7.11
24.61%
🛒 Groceries & Markets
Jersey City, NJ
Philadelphia, PA
Difference
Milk (1 liter)
$1.34 $1.34
$1.38 $1.38
-2.90%
White Bread (500g)
$3.68 $3.68
$4.1 $4.1
-10.24%
Rice (white) (1kg)
$5.36 $5.36
$10.23 $10.23
-47.61%
Eggs
$4.84 $4.84
$4.35 $4.35
11.26%
Local Cheese (1kg)
$21.01 $21.01
$15.09 $15.09
39.23%
Chicken Fillets (1kg)
$11.68 $11.68
$13.8 $13.8
-15.36%
Beef Round Steak (1kg)
$17.47 $17.47
$21.58 $21.58
-19.05%
Apples (1kg)
$4.93 $4.93
$6.09 $6.09
-19.05%
Banana (1kg)
$1.78 $1.78
$2.22 $2.22
-19.82%
Oranges (1kg)
$4.07 $4.07
$5.12 $5.12
-20.51%
Tomato (1kg)
$4.08 $4.08
$5.46 $5.46
-25.27%
Potato (1kg)
$2.78 $2.78
$3.41 $3.41
-18.48%
Onion (1kg)
$3.85 $3.85
$2.89 $2.89
33.22%
Lettuce (1 head)
$2.35 $2.35
$3.05 $3.05
-22.95%
Water (1.5 liter bottle)
$2.55 $2.55
$2.48 $2.48
2.82%
Cigarettes 20 Pack (Marlboro, Camel)
$11.94 $11.94
$12.75 $12.75
-6.35%
Wine (Bottle)
$15.05 $15.05
$14.8 $14.8
1.69%
Local Beer (0.5 liter bottle)
$1.76 $1.76
$2.02 $2.02
-12.87%
Imported Beer (0.33 liter bottle)
$5.88 $5.88
$4.27 $4.27
37.70%
🚌 Getting Around
Jersey City, NJ
Philadelphia, PA
Difference
One-way Ticket (Public Transport)
$2.69 $2.69
$2.54 $2.54
5.91%
Public Transport Monthly Pass (Regular Price)
$95.1 $95.1
$96.5 $96.5
-1.41%
Taxi Start (Normal Tariff)
$2.94 $2.94
$2.97 $2.97
-1.01%
Taxi (Normal Tariff) (1km)
$1.71 $1.71
$1.57 $1.57
8.92%
Taxi 1hour Waiting (Normal Tariff)
$23.82 $23.82
$22.1 $22.1
7.78%
Gasoline (1 liter)
$0.93 $0.93
$0.94 $0.94
-1.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$27.3K $27.3K
28.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$26.1K $26.1K
-0.94%
🧾 Monthly Utilities & Internet
Jersey City, NJ
Philadelphia, PA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$128 $128
$269 $269
-52.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.3 $44.3
$62.6 $62.6
-29.19%
Internet (50+ Mbps, Unlimited Data)
$64.3 $64.3
$75.2 $75.2
-14.44%
🎉 Sport & Entertainment
Jersey City, NJ
Philadelphia, PA
Difference
Gym Membership (Monthly)
$79.5 $79.5
$48.29 $48.29
64.59%
Tennis Court (1 Hour on Weekend)
$43.83 $43.83
$32.23 $32.23
35.99%
Cinema Ticket
$17.34 $17.34
$15.06 $15.06
15.14%
🧸 Childcare & Education
Jersey City, NJ
Philadelphia, PA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,270 $2,270
$2,094 $2,094
8.40%
International Primary School, 1 Child (Yearly)
$24.1K $24.1K
$43.1K $43.1K
-44.02%
👕👟 Clothing & Footwear
Jersey City, NJ
Philadelphia, PA
Difference
Jeans (Levis 501 Or Similar)
$75.2 $75.2
$50.2 $50.2
49.79%
Summer Dress (H&M, Zara, etc)
$64.1 $64.1
$41.9 $41.9
52.91%
Sport Shoes (Adidas, Nike)
$75.3 $75.3
$95.5 $95.5
-21.19%
Men's Leather Business Shoes
$131 $131
$144 $144
-9.02%
🏠 Accommodation & Living
Jersey City, NJ
Philadelphia, PA
Difference
1-bedroom Apartment, City Center (Monthly)
$3,304 $3,304
$1,767 $1,767
86.99%
1-bedroom Apartment, Outside City Center (Monthly)
$2,415 $2,415
$1,377 $1,377
75.36%
3-bedroom Apartment, City Center (Monthly)
$6,045 $6,045
$3,217 $3,217
87.91%
3-bedroom Apartment, Outside City Center (Monthly)
$3,651 $3,651
$2,339 $2,339
56.11%
Buy Apartment in City Center (m2)
$7,063 $7,063
$3,122 $3,122
126.22%
Buy Apartment Outside City Center (m2)
$5,721 $5,721
$2,409 $2,409
137.45%
💵 Salaries & Financials
Jersey City, NJ
Philadelphia, PA
Difference
Average Monthly Net Salary (After Tax)
$5,913 $5,913
$4,254 $4,254
38.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
6.68
-0.90%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jersey City, NJ: December 2, 2025

Last update for Philadelphia, PA: December 2, 2025

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