Cost of Living Comparison Between Jersey City, NJ and New York, NY Cost of Living Comparison Between Jersey City, NJ and New York, NY

๐Ÿ™‚ Solo nomad: Jersey City, NJ is 21.7% cheaper than New York, NY without rent, and 13.4% cheaper with rent.
๐Ÿ™‚ Family of 3: Jersey City, NJ is 22.6% cheaper than New York, NY without rent, and 27.4% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Jersey City, NJ
New York, NY
Difference
Meal at Budget Restaurant
$19.64 $19.64
$29.68 $29.68
-33.83%
Three-Course Dinner for Two, Mid-Range
$98.3 $98.3
$144 $144
-31.84%
Fast Food Meal (McDonalds, etc)
$13.75 $13.75
$12.43 $12.43
10.62%
Cappuccino
$5.47 $5.47
$5.84 $5.84
-6.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.34 $2.34
$3.26 $3.26
-28.22%
Water (0.33 liter bottle)
$1.89 $1.89
$2.58 $2.58
-26.74%
Local Beer (0.5 liter draught)
$7.2 $7.2
$8.24 $8.24
-12.62%
Imported Beer (0.33 liter bottle)
$8.94 $8.94
$11.86 $11.86
-24.62%
๐Ÿ›’ Groceries & Markets
Jersey City, NJ
New York, NY
Difference
Milk (1 liter)
$1.29 $1.29
$1.56 $1.56
-17.31%
White Bread (500g)
$3.87 $3.87
$5.23 $5.23
-26.00%
Rice (white) (1kg)
$5.31 $5.31
$8.11 $8.11
-34.53%
Eggs
$4.69 $4.69
$7.25 $7.25
-35.31%
Local Cheese (1kg)
$21.11 $21.11
$17.08 $17.08
23.59%
Chicken Fillets (1kg)
$12.01 $12.01
$16.24 $16.24
-26.05%
Beef Round Steak (1kg)
$17.07 $17.07
$20.02 $20.02
-14.74%
Apples (1kg)
$4.89 $4.89
$7.49 $7.49
-34.71%
Banana (1kg)
$1.74 $1.74
$2.55 $2.55
-31.76%
Oranges (1kg)
$4.04 $4.04
$5.82 $5.82
-30.58%
Tomato (1kg)
$4.3 $4.3
$6.52 $6.52
-34.05%
Potato (1kg)
$2.92 $2.92
$3.72 $3.72
-21.51%
Onion (1kg)
$3.84 $3.84
$3.9 $3.9
-1.54%
Lettuce (1 head)
$2.37 $2.37
$3.07 $3.07
-22.80%
Water (1.5 liter bottle)
$2.64 $2.64
$2.57 $2.57
2.72%
Cigarettes 20 Pack (Marlboro, Camel)
$12.01 $12.01
$19.21 $19.21
-37.48%
Wine (Bottle)
$15.22 $15.22
$17.79 $17.79
-14.45%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$3.01 $3.01
-41.86%
Imported Beer (0.33 liter bottle)
$5.87 $5.87
$3.72 $3.72
57.80%
๐ŸšŒ Getting Around
Jersey City, NJ
New York, NY
Difference
One-way Ticket (Public Transport)
$2.71 $2.71
$2.92 $2.92
-7.19%
Public Transport Monthly Pass (Regular Price)
$94.1 $94.1
$134 $134
-29.77%
Taxi Start (Normal Tariff)
$2.93 $2.93
$5.13 $5.13
-42.88%
Taxi (Normal Tariff) (1km)
$1.71 $1.71
$2.15 $2.15
-20.47%
Taxi 1hour Waiting (Normal Tariff)
$24.32 $24.32
$41.57 $41.57
-41.50%
Gasoline (1 liter)
$0.9 $0.9
$0.95 $0.95
-5.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.6K $34.6K
$35K $35K
-1.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$27.7K $27.7K
-6.74%
๐Ÿงพ Monthly Utilities & Internet
Jersey City, NJ
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 $125
$179 $179
-30.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$45.77 $45.77
$60 $60
-23.68%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$63.8 $63.8
-0.11%
๐ŸŽ‰ Sport & Entertainment
Jersey City, NJ
New York, NY
Difference
Gym Membership (Monthly)
$80.5 $80.5
$141 $141
-42.82%
Tennis Court (1 Hour on Weekend)
$43.68 $43.68
$63.9 $63.9
-31.64%
Cinema Ticket
$17.07 $17.07
$19.9 $19.9
-14.22%
๐Ÿงธ Childcare & Education
Jersey City, NJ
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,228 $2,228
$3,206 $3,206
-30.51%
International Primary School, 1 Child (Yearly)
$23.8K $23.8K
$56.5K $56.5K
-57.89%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Jersey City, NJ
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$73.9 $73.9
$65.7 $65.7
12.40%
Summer Dress (H&M, Zara, etc)
$63.9 $63.9
$48.75 $48.75
31.04%
Sport Shoes (Adidas, Nike)
$74 $74
$111 $111
-33.41%
Men's Leather Business Shoes
$136 $136
$172 $172
-20.89%
๐Ÿ  Accommodation & Living
Jersey City, NJ
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$3,312 $3,312
$4,165 $4,165
-20.49%
1-bedroom Apartment, Outside City Center (Monthly)
$2,412 $2,412
$2,653 $2,653
-9.10%
3-bedroom Apartment, City Center (Monthly)
$6,083 $6,083
$8,412 $8,412
-27.68%
3-bedroom Apartment, Outside City Center (Monthly)
$3,621 $3,621
$5,277 $5,277
-31.38%
Buy Apartment in City Center (m2)
$7,420 $7,420
$15.6K $15.6K
-52.50%
Buy Apartment Outside City Center (m2)
$5,834 $5,834
$11.2K $11.2K
-47.71%
๐Ÿ’ต Salaries & Financials
Jersey City, NJ
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$5,892 $5,892
$5,616 $5,616
4.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
6.44
2.80%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Jersey City, NJ: October 27, 2025

Last update for New York, NY: October 28, 2025

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